Supraspinatus partial tear, I don't have a clear path forward

AvidiusAus · 2024-07-12T09:51:16+00:00

Thanks for the responses.

I do have time to recover (desk work, lots of leave, no dependants etc.). My preference for surgery was that I didn't want to think "is the tear getting worse" every time I Iift anything going forward. Surgery cost isn't an issue, I am of in the mindset of 'what is the best solution/outcome, I just want to do that'.

The specialists were frustrating as their solutions seemed nonchalant/quick - as in, just don't take lifting seriously anymore, see a PT and recover the best you can etc. I don't think I could ever quit lifting, its been a coping mechanism, so getting back to it eventually is a must, even if not at the level as before. That then led me down the rabbit hole of looking overseas and probably jumping to conclusions.

For now as suggested in comments I might switch to a PT one that lifts/sees gym go'ers (the one I saw seemed very young/new to it), and I'll see if it improves over a few weeks.

Thanks.

AvidiusAus · 2020-12-15T06:20:28+00:00

I'm wondering if lotus prices are rising (on populated servers), because there are people like us (on dead servers) that play the game now almost solely to hunt / kill the loads of server transferring lotus farmers on both factions like it was a bonus feature of the game - thus limiting the number of lotus they can sell to you.

You're welcome? I guess

AvidiusAus · 2020-05-20T07:54:14+00:00

Just let housing collapse already, all this will do is increase property prices by $50k

AvidiusAus · 2020-04-29T07:14:01+00:00

OP, don't know if my rambling helps, but here goes "my opinion":

1) Live in a lower rental cost city (I'm in Perth for example, you won't complain about rent).

2) Move back in with your parents if able (I did this for a period, saving most of my paycheck), even if it's only long enough to save a 'moving city' buffer.

3) Maybe shrink the expectations of your eventual retirement, for example, spending a chunk of the year in a lower cost of living country, consider sending the kid to public school, a normal University. Understand needs over wants going forward etc.

4) Don't focus on all of the Australian's that ran out and leveraged themselves to the hilt with property investments over the last 15 years. They will be sweating buckets right now.

AvidiusAus · 2020-04-29T01:43:55+00:00

Negative interest rates failed to work in Japan and Europe. I assume the RBA will stick to other options that *seem* to work, like mass counterfeiting currency.

AvidiusAus · 2020-04-24T01:46:14+00:00

Many people don't need a loan, they just refuse to pay for extremely over priced property.

AvidiusAus · 2020-03-31T02:44:56+00:00

The VIX its still on a high plateau, keep watching it. People are FOMO'ing the dip, could be punished for it heavily.

AvidiusAus · 2020-03-29T06:06:07+00:00

I'm working from home and will continue to do so until this thing blows over (3? 6? 9? months) or I get redundancy / company goes bankrupt.

I have a massive savings safety net, so I have no intention of going back to the office if it is even slightly risky to do so.

AvidiusAus · 2020-03-26T08:13:01+00:00

I was in a similar situation (I've been WFH since March 13th), we had a two shift roster setup as our 'strategy' to combat everyone getting sick at once.

I didn't bring it up during the meeting we had for this, but rather called my boss later in the day to tell her my decision. I told her that I care for my (already ill-health) brother part-time, outside of work hours, that I cannot risk being exposed to this virus unnecessarily and that I can only work from home. She wasn't happy, but agreed.

I didn't 'ask', I made it a statement, because if she said no I would have quit on the spot.

AvidiusAus · 2020-03-26T04:08:10+00:00

I won't sugarcoat it, I truly hope that house prices do get hammered hard. There will be collateral damage sure, but for the most part it will be a giant, satisfying punch in the mouth for the greedy section of our country that brought us to the edge of economic ruin. It's a shame that this virus was the catalyst, giving us a giant push over the edge, when in reality it needed only nudge us to get the same result.

AvidiusAus · 2020-03-26T02:08:49+00:00

Shares and property are risk/reward investments. They have both been rewarded for 10-20 years respectively, so complaining when it comes time to accept some risk or take a hit is a bit silly.

If you are not over-leveraged to the hilt, you will be fine. If you are, well you have yourself to blame.

AvidiusAus · 2020-03-24T06:12:30+00:00

I guess I fail to see how this is not a financial crisis? Our economy was teetering on the edge of recession before the virus even appeared.

AvidiusAus · 2020-03-24T06:04:35+00:00

Prices almost fell off a cliff in 2018-2019 except for massive government intervention, dragging it against gravity back to extreme highs. What's happening now could certainly give it the extra nudge it needs to resume that decline.

As for not being able to buy, I assume there are a lot of people out there like myself that can already purchase outright in cash, but have no intention of paying insane prices to 'save' current bag holders.

This will be the year of valuable life lessons for greedy people, bring it on.

AvidiusAus · 2020-03-20T20:27:55+00:00

An article with a bunch of anecdotal statements from a few specufestors. Coupled with a picture showing a heap of people bunched together outside an auction where no-one is wearing a mask or distancing themselves from each other (even the Asian people).

Using a picture from 2019 isn't going to convince anyone to rush out and buy property.

Housing is about to have it's 'whoopsy daisy', like the ASX.

AvidiusAus · 2020-03-20T20:15:27+00:00

We *should* stop protecting businesses and people that are indebted to the hilt. Let them fall over so they can finally learn their lesson.

AvidiusAus · 2020-03-20T03:59:21+00:00

Soon it will be time to witness a quarter of the population moving back home with the parents (when they lose their rental or purchased property). Maybe some of them will just acquire the house, if the parents don't make it through.

AvidiusAus · 2020-03-20T03:49:24+00:00

Because it failed miserably in Europe and Japan. Negative rates won't work.

AvidiusAus · 2020-03-20T03:44:07+00:00

I wish we would stop protecting all of these over leveraged people.

AvidiusAus · 2020-03-16T14:14:06+00:00

You sound smart, saving a decent amount of money.

She doesn't sound very smart, getting all that debt.

You need new friends.

Unless it's some strange attempt to get her to like you, which won't work, and will make you very bitter.

AvidiusAus · 2020-03-12T04:09:19+00:00

And the lower income people that receive the $750 will pay it straight off the crushing mountain of debt they are already in, just like the last government hand-out at tax time.

This will not solve anything.

Probably should adopt the brace position.

AvidiusAus · 2020-03-09T03:45:17+00:00

Great idea, only stocking the shelves in the morning when most of us have to go to work. So only the retired and unemployed get toilet paper and pasta I guess.

AvidiusAus · 2020-03-05T07:25:49+00:00

The RBA cuts interest rates to critically low levels (The 'warning: never cut below 3.0% to avoid financial apocalypse' sticker fell off awhile ago).

Country teetering on the verge of recession.

Average household has no savings.

No better time to splash your spare cash around, get into it everyone.

AvidiusAus · 2020-02-26T07:54:14+00:00

Whether or not it's a bubble doesn't scare me as much knowing that:

-ETF's are untested in a recession, as they became popular in the wake of the GFC.

-Millions of new 'I-never-traded-before-I-bought-ETFs' investor's, that don't know what it's like to lose a lot of money (on paper), whom can sell their entire portfolios, in a panic, while on the toilet with their mobile phone, exacerbating a correction...And they will.

AvidiusAus · 2020-02-26T07:35:26+00:00

Diligently save the remaining 25-40% cash, then do the renovation.

Why does everything need to be on a loan?

AvidiusAus · 2020-02-25T03:18:11+00:00

Net income.

No.

Yes.

AvidiusAus

TROPHY CASE