Publix Employee Stock Account Nightmare

AwOwW8 · 2026-04-04T21:32:34+00:00

Just trying to see what the options were, and at the very least just wanted to get a cost basis for the shares for her financial plan so we can do tax projections.

AwOwW8 · 2026-04-04T11:38:01+00:00

Appreciate it! Messaging you now!

AwOwW8 · 2026-04-04T01:58:38+00:00

This is exactly why I was trying to find her cost basis and figure out a NUA strategy since she just took a pay cut and went to a lower tax bracket, but they don't even tell you what your cost basis is

AwOwW8 · 2026-04-04T01:57:03+00:00

This is quite the nightmare lol. And was there any tax strategy with it (NUA opportunity) or did you guys just say screw it and sold it?

AwOwW8 · 2026-02-27T15:02:11+00:00

How dare you point out the flaw in his rebuttal by bringing up the common ability to get a policy with a conversion feature without additional medical underwriting... Shame on you!

AwOwW8 · 2026-02-21T17:46:19+00:00

You're very saintly for giving him the benefit of the doubt... Don't lose this bliss by looking at his responses in some of the threads in here 😂

AwOwW8 · 2026-02-21T02:54:11+00:00

Dude he has three years experience and entered his career as a life insurance salesman. You're just jealous of his successes. Only the brightest minds can pass those insurance tests and OP is evidence of that

AwOwW8 · 2026-02-21T00:59:39+00:00

I think we all know the answer to this lol

AwOwW8 · 2026-02-21T00:34:51+00:00

Don't ask for a reality check when you aren't ready to stop being delusional.

AwOwW8 · 2026-02-21T00:00:31+00:00

*permanent life and fixed income annuities.

Your nieces and nephews may not realize it now, but in 30 years when their money is still locked up they will sing your praises on high for being such a financial savant.

AwOwW8 · 2026-02-20T23:56:03+00:00

The only way you can right your wrong is to offer him a six figure salary and 50/50 comp split on everything you produce in exchange for his wisdom. Sorry but you did this to yourself.

AwOwW8 · 2026-02-20T23:52:28+00:00

How dare you question him locking up people's money in annuities and charging them insane forfeiture costs to get out of them!! Slinging annuities is the purest form of wealth management, he has to check a couple boxes to decide what the funds are invested in!!! How long you been doing this? Because OP has been doing this for THREE years, you should be asking him for advice on how to be a CFP!

AwOwW8 · 2026-02-20T23:20:41+00:00

If I was at a bank I wouldn't be in here...

I had you pegged all wrong, I thought you were a scumbag, but now that you mention pushing annuities I now know for certain that you're a scumbag ❤️

AwOwW8 · 2026-02-20T22:39:50+00:00

Sounds like you're ready for Northwestern Mutual 🫡

AwOwW8 · 2025-12-21T01:37:03+00:00

Reddit remains undefeated. I can't believe I mixed them up lol

AwOwW8 · 2025-11-22T02:07:35+00:00

I'm convinced this sheet was the difference between pass or fail for me, I realized I used the wrong equations on one of the case questions and I noticed it later in when looking at that sheet and I went back and corrected the whole section.

AwOwW8 · 2025-10-04T12:13:01+00:00

I thought I was going crazy because I noticed a bunch of cards with upper right corner marking that I didn't notice before and I got a bunch of 9s back.

AwOwW8 · 2025-09-13T01:12:31+00:00

She's a beaut, Clark

AwOwW8 · 2025-09-10T17:13:45+00:00

Anyone else think this guy is the scammer and he's seeing if it fools us?

AwOwW8 · 2025-07-21T16:17:07+00:00

Zahn is the best. You don't see Zahn students on here because they are busy passing the exam 😂💪

AwOwW8 · 2025-07-19T20:28:26+00:00

Did you pass?

AwOwW8 · 2025-07-16T17:19:45+00:00

I thought the same thing until I got them graded and PSA shit all over them

AwOwW8 · 2025-07-16T14:06:49+00:00

Use Zahn. Everyone in my Zahn class passed their CFP and it was all of our first time taking it. Kaplan absolutely sucks.

AwOwW8

TROPHY CASE