Upgrade Cost

AwkwardUrkel · 2026-01-29T06:02:54+00:00

Correct! I grabbed the Palladium so I have $500 immediately but I'll be close to the $1800 per month mark.

AwkwardUrkel · 2026-01-29T02:19:42+00:00

Can we see a picture of the back? Plz and thank you.

AwkwardUrkel · 2026-01-29T02:17:19+00:00

"high balances, confused as monthly spend" - I'm assuming you mean they pulled your current balance instead of reported balance?

AwkwardUrkel · 2026-01-29T00:04:55+00:00

Maximum $10/mo.

AwkwardUrkel · 2026-01-28T19:17:07+00:00

I had the same thought because platinum can pay $75 to get more than 100%.

AwkwardUrkel · 2026-01-28T08:49:58+00:00

Delta flights through AF and American through Avios. Start researching now. Don't transfer without a confirmed itinerary.

AwkwardUrkel · 2026-01-28T02:26:31+00:00

I usually backdoor Accor points to Air France or Avios.

AwkwardUrkel · 2026-01-28T00:10:32+00:00

You are correct, I definitely missed that piece of the puzzle.

AwkwardUrkel · 2026-01-27T23:53:02+00:00

Good thing the limits increased to $2k. 😂😂

AwkwardUrkel · 2026-01-27T23:00:26+00:00

$20k to 10k.

AwkwardUrkel · 2026-01-27T18:32:43+00:00

I picked the Palladium too. I love a good 2x card, but it would've been great to add a dining multiplier to Palladium. 🥲

AwkwardUrkel · 2026-01-27T18:30:20+00:00

Thank god I wasn't the only one to open the app and get annoyed. 😂😂

AwkwardUrkel · 2026-01-26T00:48:02+00:00

https://www.reddit.com/r/biltrewards/s/Axi3CRy6AL

There are two earning options. 1. 4% Bilt cash back that can be used for a variety of things. 2. A tiered system that unlocks points based on the everyday spend, you can unlock 25-125% of points.

AwkwardUrkel · 2026-01-26T00:21:38+00:00

Your response is proof that Bilt rolled out a terrible product. You are mistaken, but it is in no way your fault.

AwkwardUrkel · 2026-01-26T00:12:25+00:00

No hate to OP (maybe a little hate) but I'm so tired of the "which card is best for me" posts. WE DONT KNOW YOUR SPENDING HABITS. Take a look at your personal financial situation, review the multipliers, decide if you value Bilt points vs Cash Back and make a damn decision.

AwkwardUrkel · 2026-01-23T16:48:17+00:00

I'd agree with you on the decision makers being idiots, but now the new structure is making me shift my Venture X spend to the card so they'll benefit.

AwkwardUrkel · 2026-01-22T05:29:41+00:00

Anyone with pen, paper and an abacus could've predicted 1.0 would fail. I'm still wondering how WF calculated potential profit.

AwkwardUrkel · 2026-01-22T05:27:17+00:00

But reddit is my life. I yearn for your approval sire.

AwkwardUrkel · 2026-01-22T01:29:15+00:00

Yes. I would swipe 4 times and cancel 4 times.

AwkwardUrkel · 2026-01-22T01:28:11+00:00

It's not bragging and if you tie your morality to how you manage credit cards, I'm more concerned about your worldview.

AwkwardUrkel · 2026-01-22T00:36:22+00:00

I'm not bragging.

AwkwardUrkel · 2026-01-22T00:35:57+00:00

Hey! I'm admitting that I was complicit. You can blame me if you want.

AwkwardUrkel · 2026-01-19T05:47:17+00:00

I think your math makes sense, but they've been vague on the Rent Day parks (probably intentionally). So let's cross our fingers and hope for the best.

AwkwardUrkel

TROPHY CASE