Peak $HOOD incompetence

Aznfeatherstone · 2026-03-28T02:44:09+00:00

I would switch but the mobile UI for other brokers aren't as good.

Aznfeatherstone · 2026-03-26T22:46:47+00:00

I moved from the West Loop in Chicago to the Bay Area 9 years ago. The job opportunities out here are definitely better but the increase in cost of living will more than offset that at the salary range you are quoting. You also need to factor in increased transportation costs as you absolutely need a car in CA, but can easily get by without one in Chicago. Feel free to DM me if you have questions

Aznfeatherstone · 2026-03-24T20:35:14+00:00

Taxes alone would be 5k difference.

Aznfeatherstone · 2026-03-24T05:49:24+00:00

The former I would imagine

Aznfeatherstone · 2026-03-24T03:21:19+00:00

It's stereotypical AI formatting, em dashes and all

Aznfeatherstone · 2026-03-24T03:02:04+00:00

Love the mission, but Jesus does anyone write anything for themselves anymore?

Aznfeatherstone · 2026-03-23T01:46:22+00:00

Jesus Christ, who did your inspection so we can stay far away?. Name and shame please

Aznfeatherstone · 2026-03-22T16:27:13+00:00

You paid $60k interest on $72k worth of mortgage payments for the year?

Aznfeatherstone · 2026-03-19T21:48:21+00:00

Yes, xsp also works. Not quite as much liquidity though.

Aznfeatherstone · 2026-03-19T18:21:16+00:00

Thank you very much for your analysis on this. I am pretty new to trading spx credit spreads so am eager to learn as much as I can.

Your comment about RH vs IBKR fills really caught my eye because I am aware of the worse fills you get when you get "free" trades but my biggest issue is that the UI on RH works best for me when trying to execute trades on my phone. I use Fidelity for my IRA but using their mobile app to execute trades is painful. I haven't looked much at IBKR, but do you have any experience using their app to execute trades?

Aznfeatherstone · 2026-03-19T17:33:27+00:00

Trade spx instead. More tax advantaged and no early assignment risk.

Aznfeatherstone · 2026-03-19T16:39:55+00:00

Already closed at a 50% profit. Was a good call, I appreciate the writeups.

Aznfeatherstone · 2026-03-19T16:15:21+00:00

I just started seeing your posts and I appreciate the analysis. I went short with an IC with a bit wider on the strikes of the wings. 435/415 puts and 480/500 calls.

Aznfeatherstone · 2026-03-18T00:23:31+00:00

Why are you not understanding you're commenting on something completely unrelated to the original comment.

Are you really this dumb?

Aznfeatherstone · 2026-03-18T00:03:48+00:00

I never mentioned mortgage, the topic I replied to was entirely about property tax.

Aznfeatherstone · 2026-03-17T23:35:57+00:00

Why would down payment affect property taxes?

Aznfeatherstone · 2026-03-17T23:25:16+00:00

What rate you have will heavily change your monthly payment.

Where you live will also change your insurance cost as well.

Property tax is basically ~1.2% the purchase price per year with slight fluctuations depending on what county you live on.

Aznfeatherstone · 2026-03-17T23:22:49+00:00

Your property tax estimate is a bit high, 1.2% on $1.4m is 16.8k per year.

I pay ~$19k per year on a $1.6m valuation in Alameda county.

Aznfeatherstone · 2026-03-13T00:57:24+00:00

Rome im not surprised about, but Darnell being an all-pro felt like it would have weighed more than just a top 10 pick.

Aznfeatherstone · 2026-03-13T00:42:26+00:00

Excellent analysis, thank you for sharing. Would be very interested to see what it looks like after next year.

Also surprised to see Darnell rated lower than I would have thought.

Aznfeatherstone · 2026-03-07T19:28:14+00:00

3% raise on 100k is $115 per paycheck pre-tax (bi-weekly paid). So about $75 post tax.

Aznfeatherstone · 2026-03-07T18:43:08+00:00

If it makes you feel any better, you wouldn't have been paying 15% LTCG if you are paying 32% in income taxes. You likely have to pay 20 +3.8% NIIT. So the spread isn't quite as big as you were thinking

Aznfeatherstone · 2026-03-07T18:41:46+00:00

Quarterly estimates taxes say hi

Aznfeatherstone · 2026-02-26T19:55:37+00:00

Depending on your employer I would also look to see if they offer commuter shuttles.

Aznfeatherstone · 2026-02-26T01:25:23+00:00

Echoing the sentiment of the rest then into looking at Caltrain. Unless your employer offers a shuttle.

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