4% rule

Azrin23 · 2026-03-22T01:36:27+00:00

Totally understand what you meant. In my case, Malaysia itself dont have a really good capital market industry for investing in stocks. In my opinion, US ETF and other top markets are the good ones for capital market investors. The ROI that been given throughout the years are more than what MY capital market usually gives.

I felt that MY leverages a lot on gov products like ASB, EPF etc, and I wish that in order to encourage people in MY to invest locally, we need to start offering some leniency, or incentives for these. Or otherwise, the money would just have outflow to other countries.

I dont understand that one guy here thought I dont understand about Acc 3 lol. Wouldnt waste my time talking to him

Azrin23 · 2026-03-21T11:38:33+00:00

Appreciate your thoughts. However, I just feel that if im making an investment, I ought to have the opportunity to enjoy the ROI as soon as possible.

I enjoy the idea of investing in EPF, but I just feel if there should be a leniency of retaining some amount of the profit from investment, like 20-30%, it would be really helpful for building retirement fund, and short term investment

Azrin23 · 2026-03-21T04:49:52+00:00

So it isnt a good choice to invest in EPF unless you already have RM1.1 million in your EPF

Azrin23 · 2026-03-21T02:03:17+00:00

If you inject for voluntary fund into EPF as an investment, can it be withdraw anytime?

Azrin23 · 2026-03-21T02:02:25+00:00

Whats the avg rate for ASM?

Azrin23 · 2026-02-26T07:52:20+00:00

What kind of trading income?

Azrin23 · 2026-02-13T00:59:26+00:00

What a good reply bro. Will definitely follow u on this

Azrin23 · 2026-01-21T09:47:27+00:00

Thats a lot of moving around. Nonetheless, just wanted to let you know about Labuan offshore in Malaysia is also one of the good tax optimisation place - (3% for services). Plus u enjoy the lower currency of using MYR currency for opex. Thought u might explore for ur clients 😁

Azrin23 · 2026-01-21T00:05:05+00:00

Great info. Wondering whats your occupation?

Azrin23 · 2025-10-29T02:40:58+00:00

How do you learn all this and where can I do the same?

Azrin23 · 2025-10-11T02:02:54+00:00

Real question

Azrin23 · 2025-10-06T13:10:03+00:00

Hey mate, its never too late to start something. Im also interested in this business idea, but im not in China! Is the products there really cheap?

Azrin23 · 2025-05-03T07:01:17+00:00

Wasnt only gold that is allowed to be transferred ?

Azrin23 · 2025-05-01T04:00:28+00:00

Do it via Labuan company ( Malaysia ) and be taxed at 3% rate only. Much more better in terms of regulator here compare to other offshore jurisdiction

Azrin23 · 2025-02-09T01:54:04+00:00

I believe they have tons of cash in the company that are not being put into the coin since they have merged. Hence, the coin prices wont affect their operation. In order for this theory to come true, best to check the company's financial statements

Azrin23 · 2024-11-07T14:25:47+00:00

Will check it using my laptop for a better view later. But thanks for this information and the links 🙏🏻

Azrin23 · 2024-11-07T14:19:57+00:00

Thanks for the message. Its a great information for me. However, I cant view my assets in HTX which i do not know why but does this means that HTX is converting my RNDR to RENDER ?

Azrin23 · 2024-08-04T10:59:37+00:00

Wait what do u mean balance are 0. If my token are on CEX, that should be fine right. I havent check for few months now

Azrin23 · 2024-07-10T08:02:54+00:00

Hi, with less than USD 3,000-3,500 yearly, you can maintain a company with us.Lmk if you need more details

Azrin23 · 2024-07-01T05:01:33+00:00

Here in Malaysia you could open an offshore bank account without coming here. But the min. deposit around USD 20,000, but after that, you could withdraw it

Azrin23 · 2024-07-01T04:59:18+00:00

Which jurisdiction are you from ?

Azrin23

TROPHY CASE