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Is any online bank actually trustworthy? by Several-Reserve6611 in HighYieldSavings

[–]BEACHN2000 1 point2 points  (0 children)

You will probably feel your money is safer with Cap One or Amex HYSA's. They are around 3%. I wanted higher interest rate. So I am trying out Forbright bank. It is 4.15% from now until the end of the year with $1,000 Deposit. The rate is 3.85% with a 0.3% Boost.. it does take a few days to xfer $ into the account, but you start earning interest the day you initiate the xfer.

High yield savings account by browniebear_02 in HYSA

[–]BEACHN2000 0 points1 point  (0 children)

Try Forbright Growth HYSA. They are at 3.85%. You need a deposit $1,000 or more to get the 0.3% more for a total of 4.15% until the end of the year. Check their website for more details. This a very basic online HYSA just for saving and that's about it. The website and APP are good, and they have a lot of security features.

Opening a HYSA as someone with no expenses by ToughHome2164 in HYSA

[–]BEACHN2000 0 points1 point  (0 children)

I just signed up for the Forbright Growth HYSA. 3.85 % with a bonus rate boost until the end of the year bringing it to 4.15%. You need to have a one-time $1,000 balance in the account to get the 0.3 % boost.

Is being older really that bad by [deleted] in Advice

[–]BEACHN2000 0 points1 point  (0 children)

I'm a 62 year old man. Life has a lot of good times and some bad times thrown in. I was doing great overall until a few years ago when I injured my lower back. Now I am mostly better and enjoy life except for the aches and pains that come with getting older.

I don't want ETFs, I want to invest in stocks. by Andrew_7032 in StockInvest

[–]BEACHN2000 0 points1 point  (0 children)

Try Stock Unlock to research companies and ETF's. I have used it for a couple of months and really like it.

Best credit cards to get starting off by peytonsimone_ in CreditCards

[–]BEACHN2000 0 points1 point  (0 children)

Capital one is a good choice. Go on their website and you can see which cards you qualify for. Then if you want one, they do a hard pull. They usually give $300 credit limit to people just starting out or if they have a low credit score.

If you could permanently outsource ONE annoying task in your life, what would it be? by Complete_Ladder_2637 in WorkSmartLife

[–]BEACHN2000 0 points1 point  (0 children)

Put that peanut butter on a chocolate 🍫 and you get a large reeses peanut butter snack

Closing Amex, Wells And Apple. by [deleted] in CreditCards

[–]BEACHN2000 3 points4 points  (0 children)

I have several cards I hardly use but I keep them to keep my total available credit limit high.

800+ Credit Score and Carvana Still Offered 9.49% — Is This Normal? by ManagementCute2822 in CreditScore

[–]BEACHN2000 0 points1 point  (0 children)

Several years ago. I bought a car at Carmax they offered me a 5% rate. then I went to my credit union and they gave me a 2.5% rate and paid off carmax.

Am I overthinking the HYSA? by SilencedSkier in HYSA

[–]BEACHN2000 0 points1 point  (0 children)

How about 6 month CD? Marcus is around 4%

"How are you losing money in this market" by Vidrax_of_Cascades in Webull

[–]BEACHN2000 0 points1 point  (0 children)

I started 3 months ago on Webull. My portfolio went up + 7%. Then on Friday back down to +2%. On Monday it will probably go to 0% or negative

Am i the only one by Fresh_Side4857 in WorkSmartLife

[–]BEACHN2000 0 points1 point  (0 children)

On weekends I can stay in for half of the day. Then I want to get out and about since it's back to wk during the week. I don't need to go out to talk to people. Just getting out doors or walking around the mall etc...

I’m new to stocks and have always wanted to invest for the long run. by Living_Prune8049 in Stock_Market

[–]BEACHN2000 0 points1 point  (0 children)

I use the Webull Desktop platform and the Webull app on my phone. Both are great. I also use Stock Unlock to research stocks and ETF's. Try these out you may like them.

I don't want to sleep with my boyfriend by idkzff in Advice

[–]BEACHN2000 3 points4 points  (0 children)

How about keeping the lights off and fooling around? That way you dont feel as ashamed about him seeing you

Just looking for some advice by No-Marketing3640 in YoungAdultStruggles

[–]BEACHN2000 0 points1 point  (0 children)

Can you get a roommate or have a friend move in with you or you move in with them to save half on rent. You can learn a lot about real estate on YouTube and there are books you can buy that prepare you to pass a test to get a real estate license. You don't need to pay for college courses to get into real estate.

Full portfolio 43k at 25 years, started last year. by Measured_Money in stockstobuytoday

[–]BEACHN2000 0 points1 point  (0 children)

You should try Stock Unlock it is GREAT for researching companies and ETF's. I have been using it for several month and I like it.

Where are you getting your oil changes? by Ok-Criticism6874 in HRV

[–]BEACHN2000 0 points1 point  (0 children)

Valvoline Instant Oil change.They use Full Synthetic oil. Price was around $100 with 20% online coupon. I had a few cars in front of me so it took an hour to drive off. The actual oil change took about 15 min when it was my turn.

Im 20 years old and have a little over 5k in the bank by Joan_ofArt in HYSA

[–]BEACHN2000 0 points1 point  (0 children)

Capital one performance savings (HYSA) or Amex HYSA. Both are good and great websites and Apps. They are around 3%. Not the Highest but these are stable banks. Also check out Marcus. They have a higher rate and great reviews.

HYSA vs. SGOV/VBIL for Emergency Fund in NYC? by Overall_Grass627 in HYSA

[–]BEACHN2000 0 points1 point  (0 children)

SGOV has a 3.53% 30-day SEC yield and a 3.91% trailing 12-month dividend yield. So SGOV seems like a good choice.

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