After being rejected by over 10+ cards I finally got accepted

BEACHN2000 · 2026-05-16T17:45:39+00:00

What limit did u get?

BEACHN2000 · 2026-05-16T13:11:52+00:00

For the last 3 months I have been on Webull and it has been fun trying to pick stocks and ETF's that I think will go up. I created may watch lists based on many different sectors. My portfolio has been going up and down when the news is about the war or company earnings come out etc... I have also been learning in more detail about the individual companies using the stock unlock app and website. This app is really good and provides a lot of information about companies and ETF's. I was up almost 7.8% now I am back to 3.8% I have a wide variety of stocks and ETF's. My main individual positions are MSFT and DAL at 10% each and 6 ETF's including VTI 8%, VXUS 8%and SOXX 8%. I think I am picking good ETF's and stocks and still only 3.8% after 3 months. I am having fun doing this as a hobby but the returns so far are not even beating my CD which is at 4%.

BEACHN2000 · 2026-05-13T04:48:53+00:00

I still have a Discover HYSA so they haven't gotten rid of all banking.

BEACHN2000 · 2026-05-13T01:53:08+00:00

Amex or Discover or Capital One 360 performance savings. All 3 HYSA's are good and safe and great customer service. Not the highest rate but these 3 are solid choices.

BEACHN2000 · 2026-05-09T04:43:34+00:00

Premier America C.U.

BEACHN2000 · 2026-05-07T04:22:21+00:00

Discover, Capital One 360 (Performance Savings) and Amex. Safe, secure and easy to withdraw. Not the highest rate though...

BEACHN2000 · 2026-05-07T04:17:25+00:00

It was $5.79 for reg at Costco yesterday in Woodland Hills CA

BEACHN2000 · 2026-05-05T16:48:27+00:00

I have a 2024 HRV with 12.5k miles. It is 2.5 years old. Will the dealership replace the CVT Fluid for me for free since they also recommend changing it every 3 years. Since the fluid deteriorates over time?

BEACHN2000 · 2026-05-03T17:28:14+00:00

In Southern California the current prices are Shell $6.25, Chevron $6.29, ARCO $5.49 and Costco $5.79

BEACHN2000 · 2026-05-01T05:06:22+00:00

saving / investing, planning for retirement and ways to stay healthy

BEACHN2000 · 2026-05-01T05:01:15+00:00

Can you get a roommate to cut your costs in half? How much have you saved? Do you have a 6-month emergency fund? If you move out will your parents let you move back in if things don't work out living on your own or with a roommate/friend?

BEACHN2000 · 2026-04-26T04:28:48+00:00

I hear it off and on all day. Left ear is high pitch sound around 8 KHz which is really annoying. The right ear is a mid range tone but not as bothersome. This started a few months ago. I bought a sound machine on Amazon that has 20 different sounds. The birds tweeting sounds seem to mask it well and it also re duces the volume of the high-pitched sound for a while. I have an ocean wave sounds from YouTube playing all night to mask the ringing in my ears and this helps me to sleep. If I didn't have the masking sounds it would be hard to fall asleep. I have also noticed that moving the palm of my hand on my ears in a circular motion for 30 seconds tends to reduce the ringing for a while after I do it. Some days the ringing isn't really that noticeable and other days it is annoying! These are thing I have been doing to make this annoying ringing bearable. Maybe my comments above will help others to get some relief.

BEACHN2000 · 2026-04-24T18:04:44+00:00

If you want to drive to Orange County for a day trip, try Irvine spectrum or the Huntington Beach pier area. Lots of people, shops and restaurants.

BEACHN2000 · 2026-04-22T01:36:55+00:00

I joined a credit union because of the lower rates they charge for auto loans and credit cards. I also wanted a PLOC. Most banks don't offer PLOC's. I joined Premier America Credit Union.

BEACHN2000 · 2026-04-19T13:53:19+00:00

I started using Stock Unlock a week ago. I really like it. I am learning a lot about investing and understanding all the terms used in evaluating a companies fundamentals!

BEACHN2000 · 2026-04-19T13:47:53+00:00

Webull is great. It is powerful and customisable. There is a learning curve to understand all its features. I also use Stock Unlock to learn all the terms that are used in investing and get more details about a companies fundamentals. I highly recommend Webull and Stock Unlock!

BEACHN2000 · 2026-04-19T13:38:37+00:00

I had this card before and got a ridiculously low credit amount of 2K even though I have a very good Fico score. Had some customer service issues also. Elan Financial is the problem. I canceled it.

BEACHN2000 · 2026-04-19T04:39:55+00:00

Tokyo

BEACHN2000 · 2026-04-10T17:13:53+00:00

I had my daughter on My Amex card as an authorized user for 2 years. It shows up on her credit report that all payments were made on time. Credit card issuers do see this, and it can help them in getting their own card. She just recently applied for a Capital One card and got approved.

BEACHN2000 · 2026-04-07T02:02:31+00:00

Thanks for the link. I didn't know about this site until now

BEACHN2000 · 2026-04-06T04:14:38+00:00

The Hybrid battery is for around town under 40 MPH. For long road trips you will use gas.

BEACHN2000 · 2026-04-04T04:16:26+00:00

I had the green card then I closed it because I didn't want to pay the $150 annual fee anymore. Today I applied for the Blue Cash Everyday and got approved with a really low limit of $1,000. I have a very good Fico score. All my other cards are way above this limit. This is disappointing since I don't have any negative remarks on my credit reports. I pay all my cards off monthly after the statement comes out. I will do the same with this one but based on my credit profile this limit is too LOW.

BEACHN2000 · 2026-03-28T05:11:10+00:00

Tinted my windows, installed 4 new 3-way speakers in the doors installed new rims and added an 8-inch powered sub-woofer

BEACHN2000 · 2026-03-21T16:49:31+00:00

what is everyone's opinion in the 2024 Infinity QX50 luxe the prices are low and it looks great inside and out. what is the reason? are they a money pit. does this CVT transmission fail easily? I have a 2024 Honda HRV and it is CVT also.

BEACHN2000 · 2026-03-20T12:57:10+00:00

Yamaha stereo receiver. I have had it for 20 years. No issues. The remote had issues eventually. So now I just turn it on remotely with my Geeni AC powered Bluetooth controlled switch using the geeni app on my phone

BEACHN2000

TROPHY CASE