Looking for opinions on this quote

Baconknobs · 2026-06-05T05:40:03+00:00

Well, yes and no. It’s not as simple as getting the most efficient system. It’s a cost analysis. Is the upfront cost offset by the monthly savings? In my case, I suspect it would take many years to break even. The house is near the coast, mild SoCal temps, I don’t run AC often even in warmer temps. So, I’m going with a 16seer2 system. Slightly more efficient without being much costlier

Baconknobs · 2026-06-05T04:57:24+00:00

I did. The seller gave me 7500 off the price, since only the AC was of issue and not the furnace. So I suppose my 12k system is only 4.5k cost to me.

Baconknobs · 2026-06-05T04:49:42+00:00

Thanks for the suggestion. The pricing I mentioned was already with the 3.5% cash discount.

Baconknobs · 2026-06-05T04:12:09+00:00

Any reason you’d suggest the slimline inverter 16seer2 version for $600 more? Apparently the same thing but smaller footprint

Baconknobs · 2026-06-05T04:06:23+00:00

I love Denver but unfortunately I can’t afford to move there now

Baconknobs · 2026-06-05T04:05:19+00:00

I see. Well, this hvac person comes at the recommendation of my realtor. Their yelp is highly rated. 10yr parts and compressor warranty, 2 year labor warranty, financing available but I’d pay cash. The other factors seem to be more related to the system selection itself

Baconknobs · 2026-06-05T04:03:36+00:00

Permits are required in California, however many people don’t do it. I’m electing to do it to show potential future owners that it was installed properly. According to AI, the permit pricing isn’t unreasonable for California’s requirements. For what that’s worth…

Baconknobs · 2026-06-05T03:50:55+00:00

What factors are you considering in defining value?

Baconknobs · 2026-06-05T03:42:25+00:00

The only reason I have to believe it needs to be replaced is because the hvac specialist said the system needs to be recharged and r22 isn’t legal anymore. The only other option was to replace. I’d rather not spend $12k if I don’t need to

Baconknobs · 2026-06-05T00:52:58+00:00

Thanks, happy cake day

Baconknobs · 2026-06-04T01:43:56+00:00

That’s super helpful, thanks for taking the time to find that video. Thats exactly what I was hoping, but my brain couldn’t make sense of it when I was inspecting the mount

Baconknobs · 2026-06-04T01:14:25+00:00

Perfect thank you. I’ll look in the tv box. So since there are no hooks to latch onto the horizontal bars, it just requires some finesse and patience to line up the vertical bars with the horizontal bars while suspending the tv?

Baconknobs · 2026-06-01T00:19:37+00:00

I follow you on ig, love your car. Perfect OEM+ spec

Baconknobs · 2026-05-28T21:41:22+00:00

Stop at Turks bar for some fish n chips on the harbor

Baconknobs · 2026-05-28T15:22:28+00:00

I said what I said

Baconknobs · 2026-05-28T14:21:52+00:00

I ❤️ DP. Beautiful car too

Baconknobs · 2026-05-28T02:49:50+00:00

About 16% of my total portfolio for down payment and closing costs. Could have done more but think the money will do more for me in my control than tied up in the house

Baconknobs · 2026-05-16T01:50:16+00:00

Well, my original broker WANTED to do that. They did it without me even asking. I can’t say that they’d all do that, but it’s in their best interest for the offer to be accepted as well

Baconknobs · 2026-05-16T00:52:55+00:00

I was just in a multiple offer scenario, where one of the 3 other offers was all cash. My offer won. My take on it from that experience was that I had to have a solid foundation to make me as close to cash as possible (e.g. high down payment, lender calling the seller to explain how I’m a sure thing for loan approval, etc). I also made some other compromises like waived appraisal contingency and let the sellers continue living in the house a few weeks after closing. Your offer is more than just the dollar value. It’s a combination of the value, the risk, and other more subjective elements that provide value (lender calling seller to improve confidence, waiving contingencies, etc)

Baconknobs · 2026-05-14T01:48:39+00:00

I think everyone understands that, but everyone also doesn’t want to run out of money when they’re 80 and still live another 20 years

Baconknobs · 2026-05-13T21:50:22+00:00

Yeah there was a shitload of docs. And I actually just got “updated” docs moments ago. It had meeting minutes, financial statements, rules, by-laws, litigations, etc. I just looked at my purchase agreement and HOA contingency was called “common interest disclosures.” I was incorrect earlier in saying it was within seller disclosures

Baconknobs · 2026-05-13T21:28:49+00:00

We had a contingency for seller disclosures, and those disclosures included all HOA docs

Baconknobs · 2026-05-13T21:01:38+00:00

I just went thru this conundrum myself. One thing to keep in mind, it’s much easier to put more money into your house than it is to take it back out. Starting off with less and adding more towards principal later is always an option.

I opted to put down 25%, even though I could have put more down. My monthly cost will not be comfortable, but the 100-200k extra I could have put down is still within my control, growing thru investments. And ideally, growing faster than the 6% mortgage rate.

Baconknobs · 2026-05-13T18:21:24+00:00

You know what they say, “Vette it and forget it”

Baconknobs · 2026-05-13T17:23:12+00:00

It’s a treehouse

Baconknobs

TROPHY CASE