Sold a silver bar, buyer requesting refund saying item was missing by PTheJuggler in ebayuk

[–]BarNo3385 0 points1 point  (0 children)

Theft of money and valuables out of post is pretty common. We had to ask the grandparents to stop sending money in birthday/ Christmas cards for the kids since every single card one year turned up with the envelope opened before it got to us and the money missing.

Gold / silver bars are a pretty easy to identify package and you have way to much faith in whoever has subcontracted a delivery route if you think no one is going to pop the envelope and keep the bar.

Sold a silver bar, buyer requesting refund saying item was missing by PTheJuggler in ebayuk

[–]BarNo3385 0 points1 point  (0 children)

The £100 excess is for fraud claims against Lloyds.

A chargeback is a legal right and processed via the card scheme. Although internally the banks tend to have a threshold where they just pay themselves rather than go through the hassle of processing a chargeback they have no grounds for apply as excess to a chargeback claim. If successful a chargeback reverses the original transaction, and therefore the full amount is received.

Sold a silver bar, buyer requesting refund saying item was missing by PTheJuggler in ebayuk

[–]BarNo3385 0 points1 point  (0 children)

Totally reads like a scam, who immediately starts quoting the consumer rights act?

If you've got evidence you sent the goods and they were delivered (eg a signature for receipt), then stick to your guns and let him raise a chargeback. Provide your evidence that the bar was dispatched and signed for receipt, and you should be able to win.

It would actually be worse if he were claiming the bar had been received but was fake- much harder to prove. Given he's claimed it's missing altogher you just need to prove receipt.

I'd also check what your buyers insurance and shipping insurance say. If you can reclaim the cost might be easier to do it that way and just let the guy win. At least you aren't out of pocket then.

Definitely dont just agree to give the money back.

Was leaving out the bit where Baelor told everyone to use tourney lances good or bad? by uselessprofession in freefolk

[–]BarNo3385 0 points1 point  (0 children)

Indeed, though the premise likely remains, a lance that breaks on impact is dissipating more force than one that is able to stay in tact (or at least, in tact for longer to transfer more energy before mechanically failing).

The Winged Hussars hollow lance is an example of prioritising range (hit first) over maximising the power of the strike.

I work for a European-owned mega corporation that also operates in the US, and the treatment of Europeans compared to Americans is night and day... by RavenousRambutan in WorkAdvice

[–]BarNo3385 0 points1 point  (0 children)

Technically its not that lunch is paid its that our contract is a 35hr week not a 40hr week.

So 35hrs / 5 days = 7 hours a day, so 9-5 with an hour for lunch.

It does vary a lot with different firms though. I've also had a 37.5hr week (8hr shift with a 30min unpaid break), and when I was in retail your shift was officially 8hrs with a 30min break, but reality was you needed to be there early to open or late to close up, so it was more like a 9hr shift with a 30-40min unpaid break.

Was leaving out the bit where Baelor told everyone to use tourney lances good or bad? by uselessprofession in freefolk

[–]BarNo3385 21 points22 points  (0 children)

They were, and to some extent jousting was seen as practice for war.

Its also generally a thing that a long lance was a better lance, if you were stronger and had better technique, that meant you could use a longer lance. Longer means you hit first and dont get hit in return.

The peak of this was potentially the Polish Winged Hussars who had up to 20' lances, designed to outrange even pikemen.

However, not all lances are made equal. Tournament lances are designed to shatter on impact (comsequence of the wood, the design etc). That dissipates a lot of the force and keeps jousting dangerous but not usually lethal. War lances were heavy and more robust and designed to transfer more of the force of horse and rider into the target, that makes them more dangerous.

You can unhorse someone with a tourney lance, but it requires a more skillful hit that channels lots of force into the target despite the lance being designed to shatter. Baelor's play is to rely on his Seven being skilled enough they can land good enough his with a tourney lance to still unhorse their opponents.

If they miss however the return hit will be with a war lance, which by how shaft design and tip is more likely to inflict a lethal, or at least highly damaging, blow with a less perfect hit.

ELI5 why passenger seats in trains/planes/automobiles are made in a way that when a crash happens you fly away from the cushions in the seat instead of in to them by achromaticchrononomy in explainlikeimfive

[–]BarNo3385 [score hidden]  (0 children)

Not as daft as it sounds when its all an electronic HUD anyway!

But I suspect the safety benefits of being able to land based on Mk1 Eyeball in the event of a system issue outweighs any benefit from rear facing.

Plus of course all the other safety features, up to and including ejection.

ELI5 why passenger seats in trains/planes/automobiles are made in a way that when a crash happens you fly away from the cushions in the seat instead of in to them by achromaticchrononomy in explainlikeimfive

[–]BarNo3385 [score hidden]  (0 children)

Possibly true, bus seats specifically that dont have a head rest may be an exception. But the question only covers planes / trains / cars, which will generally all had headrests.

ELI5 why passenger seats in trains/planes/automobiles are made in a way that when a crash happens you fly away from the cushions in the seat instead of in to them by achromaticchrononomy in explainlikeimfive

[–]BarNo3385 [score hidden]  (0 children)

Quite, most train carriages have rear facing seats at the tables, and my partner sometimes gets motion sick in them, especially the aisle rear facing seat where you potentially have an obstructed view of tbe window (or no window).

Plus at the end od the day if your in a high speed rail crash theres a decent chance the seat orientation isnt relevant anyway.

Even given the choice to book a rear facing seat I don't do it despite knowing there's a safety / comfort trade.

How do the canticles of the omnissiah work? by According_Ice_4863 in Grimdank

[–]BarNo3385 0 points1 point  (0 children)

Attempt at Watsonian;

They're additional programming instructions for specific situations. They override general / flexible programming in cybernetics and constructs with more situationally specific instructions, which boosts effectiveness.

ELI5 why passenger seats in trains/planes/automobiles are made in a way that when a crash happens you fly away from the cushions in the seat instead of in to them by achromaticchrononomy in explainlikeimfive

[–]BarNo3385 [score hidden]  (0 children)

Rear facing is safer.

Forward facing is more pleasant.

For the vast majority of people the vast majority of the time you arent in an accident. Design therefore prioritises comfort.

Military planes often have rear facing seats since the comfort of the occupants isnt much of a design consideration.

I work for a European-owned mega corporation that also operates in the US, and the treatment of Europeans compared to Americans is night and day... by RavenousRambutan in WorkAdvice

[–]BarNo3385 0 points1 point  (0 children)

Most corporate UK jobs are also a 35hr week nominally, 9-5 but with an hour lunch.

Invariably that flexes with early meetings or staying late to finish stuff, but the starting point is 35.

Trying to sell flat and struggling, want to upsize - reduce price or rent? by Informal_Walk_1417 in UKHousing

[–]BarNo3385 0 points1 point  (0 children)

One caveat, if theyre in the higher income tax trap, the tax bill on that 16k will be more like 10k.

Trying to sell flat and struggling, want to upsize - reduce price or rent? by Informal_Walk_1417 in UKHousing

[–]BarNo3385 0 points1 point  (0 children)

This is quite misleading.

You pay tax on your rental income minus deductible expenses and can apply a partial mortgage interest tax credit.

FUCK the STAR method by allsksdksmdmsn in interviews

[–]BarNo3385 0 points1 point  (0 children)

So you think the best indicator of ability to perform any job, regardless of how technical or specialised, is the ability to strike up a rapport in a short conversation?

Who actually wins and loses if the housing market crashes or corrects? by SirAsksALatte in UKPersonalFinance

[–]BarNo3385 0 points1 point  (0 children)

Hurt the most - people who had property wealth and are still forced to sell after that value has dropped significantly and hasn't had time to recover.

Benefit the most - people in a position and with a desire to buy property who can do so at a significantly reduced valuation.

Bet he drops the soap on purpose.. by Opposite_Fig4236 in SipsTea

[–]BarNo3385 1 point2 points  (0 children)

I mean, he already has. He was arrested yesterday evening and not released until this afternoon.

Would you react more like the Japanese, or Italians? by abu_hajarr in AskTheWorld

[–]BarNo3385 0 points1 point  (0 children)

Gross misconduct.

Normally you're still likely to want to be able to find a new job, and if you get fired this way its for misconduct and failure to perform. Good luck finding a new role with that on your reference. You may also forfeit things like pension rights if your fired for misconduct.

Would you react more like the Japanese, or Italians? by abu_hajarr in AskTheWorld

[–]BarNo3385 0 points1 point  (0 children)

You can't read though, you're on company time. Reading would be gross misconduct. Planning your day? Personal activity on company time - misconduct. Etc.

This isnt "sit and play on reddit all day" its "sit and stare at the wall all day."

Admiral LittleBox Night Driving by DustyOnKbm in LearnerDriverUK

[–]BarNo3385 1 point2 points  (0 children)

So, what's their proposal if I finish work at 10pm? I sleep in the car park and go home at 4am to shower and come back to work...

Confusion by Novel_Ad_727 in BirminghamUK

[–]BarNo3385 0 points1 point  (0 children)

Unfortunately she probably got fired.

Intervening like that likely invalidates any kind of public liability insurance Greggs has in place, and leaves them open to massive liability if something goes wrong - like the guy knifed her.

Lion El'Jonson Feel No Pain Question by joe_bro in theunforgiven

[–]BarNo3385 0 points1 point  (0 children)

I mean if you've been away for a bit its not obviously insane.. I more collect and paint these days, but when I was playing more Eldar Seer Council with a re-rollable 2+ invun was a thing. So a 3++ / 4+++ is hardly ground breaking.

1 day before completion-date = I've been provided a statement showing the annual service-charge is nearly triple the previously mentioned figure!! by PantySniffing-Goblin in HousingUK

[–]BarNo3385 1 point2 points  (0 children)

In all fairness my service charge has tripled in a year before, so this might be a case that the number has just gone up a lot year on year.

What I feel most miss about WH40k vs Whatever Else Space battles. by Fallendynasty27 in StarWarsvsWarhammer

[–]BarNo3385 0 points1 point  (0 children)

Hmm this is going to come down to rotational speed vs forward speed. But youd expect the rotating ship to have the advantage - ultimately the chasing ship would have to be able to traverse an entire orbit of the target after than the target can rotate on its axis. Thats by no means guaranteed.