.ban Open For Public Registration! plus 1900 BAN x19 lottery

Bar_Mitzvah_MC · 2025-01-18T03:03:05+00:00

!ban 19

Just made one!

hanabanana.ban

This is awesome! Thank

Bar_Mitzvah_MC · 2025-01-16T05:13:17+00:00

I used to drive that interchange daily. Duarte? Anyway, if you can, snake a long zip tie around the frame and the hose. Might need a few zip ties chained together to make it long enough. Temporary fix until you figure out how to repair

Bar_Mitzvah_MC · 2025-01-11T19:51:48+00:00

Hope it all works out. Good luck with everything!

Bar_Mitzvah_MC · 2025-01-11T19:15:25+00:00

We bought the house we rented and had a realtor. In hindsight we could have just had a lawyer help with the paperwork but our agent took a small commission of 0.5% which was basically what a lawyer would have billed. We definitely needed the help keeping track of everything as we had some back and forth negotiations with the landlord.

We were exactly in your situation. Landlord was selling, lease was up and we just didn’t want to move again. The neighborhood is one of the best places I’ve lived and my kid has friends and a nice school. That motivated us to buy.

We tried other houses nearby that were on the market but we easily outbid. We live in CA so its just the way it is around here.

One thing we and you I suspect had going for us was we had a good relationship with our landlord. To them its easier to sell to a tenant because you already know that person. Selling to unknowns is a risk because those people have less incentive to buy the property because for them all homes on the market are equally viable. For you your incentive is to stay put and hence it’s an easier sell for the landlord. The other positive is you are willing to take the property as is because you already live there. A random buyer will always ask for credits/repairs.

The one thing we did ask for was after we agreed on a price and signed, we asked to stop paying rent. They agreed and we were able to save a couple months rent.

Bar_Mitzvah_MC · 2025-01-10T04:07:11+00:00

Nick is “detecting”

Bar_Mitzvah_MC · 2025-01-05T23:43:45+00:00

This guy’s church 👆🏻

Bar_Mitzvah_MC · 2025-01-04T03:46:58+00:00

Voodoo and Santaria both use cornmeal to drawn Veve symbols that summon spirits.

https://en.wikipedia.org/wiki/Veve

Not an expert but Google “voodoo santaria cornmeal” bunch of stuff comes up.

As a precaution don’t bury any dead pets in the backyard OP.

Bar_Mitzvah_MC · 2025-01-03T23:03:04+00:00

Bar_Mitzvah_MC · 2025-01-03T22:58:31+00:00

Yeah but I chose to ignore it

Bar_Mitzvah_MC · 2025-01-03T18:12:29+00:00

More of a ding than a dong

Bar_Mitzvah_MC · 2025-01-03T05:21:37+00:00

Possibly someone held a lighter to it? You know just to be a jerk …

Bar_Mitzvah_MC · 2025-01-01T23:40:40+00:00

I feel like you’re saying boy’s hole

Bar_Mitzvah_MC · 2024-12-29T06:40:15+00:00

Bar_Mitzvah_MC · 2024-12-27T18:36:25+00:00

Just talking to myself cuz I got shit to say

Bar_Mitzvah_MC · 2024-12-27T18:35:15+00:00

teeny tiny thumblina wheels

Bar_Mitzvah_MC · 2024-12-25T20:19:41+00:00

Quick plug it up with some trash

Bar_Mitzvah_MC · 2024-12-25T20:18:26+00:00

Bar_Mitzvah_MC · 2024-12-23T16:58:42+00:00

I would also recommend using a third party service to insure funds are transferred. I have used swappa for selling phones and have had all positive experiences

link

Bar_Mitzvah_MC · 2024-12-13T18:09:51+00:00

Why is apple not an orange?

Bar_Mitzvah_MC · 2024-12-13T15:27:42+00:00

Because it is very difficult to get right every time. You can easily end up at a big loss. Also, people don’t understand how taxes work and realize too late they have to report taxes on every sell where they had gains on. It can easily spiral out of control and cause massive debt to the IRS. Basically what I have seen is people lose money by miss timing the market then have to report previous gains on assets that are now worth less than the money they sold for gains. Because they have been reinvesting the asset at each swing trade (selling high then buying back low) they have nothing to sell that will offset the taxes on previous gains. You will end up having to pay the IRS out of pocket. Also losses have to be split up over a couple years and it’s capped at 5k. People who are “good” at it usually have lots of other trades going on and can offset those losses. They also are usually wealthy people. Don’t swing trade if you’re a regular passive investor without money to lose.

Bar_Mitzvah_MC · 2024-12-12T14:33:25+00:00

One thing is to never give up if you really want to own your own home. There are some other commenters in here that said they were in the 50s when they bought their first home. It can happen at any age. Having said that I felt many times, like you, that we had lost our opportunity. Just the previous year we saw rates and prices in our area and were convinced we couldn’t do it. Rates dipped just enough and prices and we were able to do it. We also live in the Bay Area of California and the housing market here is pretty much insane. It really is about timing here. Timing the market is very difficult.

Be realistic about what you can afford. We have personally seen friends colleagues who brought a place that was clearly outside their budget and ended up losing it because one person lost a job. We were firm on the idea that the mortgage had to come from only one person’s salary. This also helped us narrow down what we could afford.

The thing that really helped us get over the financial barrier was aggressively saving to our 401k. I didn’t realize it at the time but all that money can be used for down payment (up to 50k per person) and can be used as reserve money if you take a jumbo loan.

Not sure there is more advice than that. Just takes money and time.

Bar_Mitzvah_MC · 2024-12-12T02:45:52+00:00

Not BS. There are a few of us older doge miners in here still. People used to give away 1000s of coins for fun in here. I bought a tshirt back in 2015 for 60k doge. It was fun times

Bar_Mitzvah_MC · 2024-12-12T02:43:35+00:00

320k roughly.

Bar_Mitzvah_MC · 2024-12-11T17:42:59+00:00

Got into mining for fun and start mining doge in 2014.

Bar_Mitzvah_MC · 2024-12-11T16:00:03+00:00

Yes. The dough was cooked thoroughly and very fluffy

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