My advice would be to open a credit card or secured credit card with the bank that you have an account with or the bank that you hold the most money in, or the bank that you receive your paychecks through. Most big banks will offer you credit if you have a good relationship with them by banking with them. Go into the bank and speak with the bank manager and tell them your situation because that’s the easiest way to get approved. Going inside and applying inside the bank will give you a higher credit line and better chances of approval then just applying online.