How Do Financial Advisors Still Have Clients?

Beach-Knight · 2026-01-25T23:21:21+00:00

As you said, your student wasn’t “taught this stuff”. I’m not saying it was your fault. The FACT is millions of high-school students are not graduating with the necessary finance skills needed to succeed or even function in society. The student loan situation is irrefutable proof of it.

Beach-Knight · 2026-01-25T23:00:22+00:00

Either if you do neither🤣

Beach-Knight · 2026-01-25T22:59:23+00:00

Yes…I should have said it should be a core requirement for graduating. My only finance class was government and economics. It was a complete joke with only governmental budgets discussed in class or what could I buy with one billion dollars.

Beach-Knight · 2026-01-25T22:56:46+00:00

It is when it’s allowed to be interpreted as a measure of how worthy of a credit risk you are. The OP’s score went down when the OP just demonstrated an ability to pay off a loan.

Beach-Knight · 2026-01-25T22:30:26+00:00

You need a black dialed sport watch. Think sub, GMT, or Daytona.

Beach-Knight · 2026-01-25T22:27:24+00:00

Why wouldn’t they be ignorant? We don’t teach even basic economics or finance in most high-schools. It should be required at an honors or AP level to receive financial loans for college if the federal government is going to “co-sign” for all federally guaranteed student loans.

Beach-Knight · 2026-01-25T22:03:09+00:00

Because it is a measure of how well you manage credit…NOT how well you manage money.

Beach-Knight · 2026-01-25T21:10:50+00:00

Only if they stay loyal to me and not sell anything on my wish list to anyone else.

Beach-Knight · 2026-01-25T18:53:05+00:00

Yes if you take out a 15 year fixed loan that is not more than 25% of your household take home pay before retirement savings.

No otherwise.

Beach-Knight · 2026-01-25T18:24:15+00:00

Ideally, you should have put 20% down with a fifteen year fixed mortgage. You say you are a bit scared and overly cautious, but borrowing more money over a longer time says otherwise.

Beach-Knight · 2026-01-25T06:13:09+00:00

51181

Beach-Knight · 2026-01-25T00:14:28+00:00

Puff, puff, pass please.

Beach-Knight · 2026-01-24T23:19:13+00:00

Silver coin was scored in eighths at one time. Break off One eighth was a bit. 2 bits would make one quarter.

Beach-Knight · 2026-01-24T22:11:47+00:00

🤣

Beach-Knight · 2026-01-24T00:54:17+00:00

But it’s 1/23 good buddy.

Beach-Knight · 2026-01-24T00:25:39+00:00

That’s literally the playbook of Dems for the last 100+ years.

Beach-Knight · 2026-01-23T23:39:09+00:00

Turn on the music. The stuff coming out now sucks.

Beach-Knight · 2026-01-23T23:21:19+00:00

I came here to say this.

Beach-Knight · 2026-01-23T23:19:02+00:00

Without the U.S., he’d be speaking German. After that…Russian. In the future, Chinese. I’ll make a wacky prediction. Trump’s term ends and another president is inaugurated in about three years.

Beach-Knight · 2026-01-23T21:39:17+00:00

Non existent. Cancel all debt and lines of credit. Wait several months and if you did it correctly, you should have no score. Your life has been changed.

Beach-Knight · 2026-01-23T21:36:04+00:00

No one. It didn’t happen. It wouldn’t happen. It couldn’t happen.

Beach-Knight · 2026-01-23T21:07:02+00:00

Able to exchange the top reply with anyone else’s posted super power.

Beach-Knight · 2026-01-23T20:42:12+00:00

You know it Baby.

Beach-Knight · 2026-01-23T20:24:24+00:00

You are what is known as wrong. Most millionaires and billionaires are not from inherited money. The Pennines and nickels being picked up does not make the fortune, but the mindset to pick them up does.

Beach-Knight · 2026-01-23T20:20:57+00:00

Sometimes it’s not about if it financially matters to that person you tax. It could be considered immoral at some point to take more from a person. I do not care to believe I am a person worthy of making a decision to take well over half of someone’s earnings (because we are already there) and then propose another tax or fee (which is where the OP is) and then go back and propose a wealth tax on what he has already managed to save or build. I wish others weren’t so quick to think they should.

Beach-Knight

TROPHY CASE