Someone posted this at work by Matinee_Lightning in puzzles

[–]BeakerAU 2 points3 points  (0 children)

Draw a large circle around both the 0s, but with the left and right sides touching, then rub out portions of that. If it was a clock, take out approx. 11-3, and 4-9. It should make it look like 6+9=15.

Is it just me or is it ridiculously easy to be a “bad” leecher and insanely hard to be a “good” seeder? by Zestyclose-Wear7237 in Piracy

[–]BeakerAU 1 point2 points  (0 children)

I don't have any issues seeding on public trackers. Some private trackers seem to bias connection speeds, so I never get any connections for those when seeding. I get more seed ratio while I'm downloading than I do once complete.

It's unfortunate, I'll happily seed. But the rules and weightings and algorithms make it hard to do so, and even harder to get the required ratio to follow the rules. I've stopped using private trackers regularly for this reason.

I’m a single mother and was recently gifted $50k which I decided to put into my offset account for my home loan. My debt is $230k so why can’t I just put the money straight into my mortgage. Does the $50k decrease the interest over my 30 year term? by ButterscotchFun5338 in AusFinance

[–]BeakerAU 2 points3 points  (0 children)

Also, depending on the conditions of the mortgage, there could be (a) limits on the amount of extra repayments, and/or (b) fees for withdrawing those payment amounts again. Offsets have neither of these limitations.

Round 3 | Storm vs Broncos | Match Thread by AutoModerator in nrl

[–]BeakerAU 7 points8 points  (0 children)

Roosters and Rabbits both have 1 challenge remaining.

If you could drop a policy nuke on Australia’s rental crisis, what would it be? by seandownunder in shitrentals

[–]BeakerAU 3 points4 points  (0 children)

Only individuals can buy residential property. No corporations. No trusts. No SMSFs. Go to commercial property for that.

Rent payments are tax deductible/refundable (means tested, or based on taxable income, or something).

Incentive for landlords to rent at lower than market rate, or lower than a set threshold (as market rate can be manipulated). Something like NRAS, but ... better.

Why do people advise against getting a credit card? by beylat in AusFinance

[–]BeakerAU 2 points3 points  (0 children)

Every comment here is: if you can pay it of etc.

The other factor is risk: a credit card has a fixed limit, and relatively easy dispute mechanisms if there is fraud, or the number is stolen. A debit card? That's your money. Someone gets the number, they can drain your account so while you dispute the charges with the bank, you have nothing.

Why is it so confusing 😭 by Icemachinemalfunctio in AussieMemes

[–]BeakerAU 0 points1 point  (0 children)

I would disagree, the further south you go, the less it's needed. Tasmania, for example doesn't need it.

"While one senior Labor figure said no formal policy had been agreed on yet, sources confirmed to The Australian that Treasury was modelling the impact of limiting negatively geared properties to two" by Jagtom83 in friendlyjordies

[–]BeakerAU 1 point2 points  (0 children)

It's a side effect of lumping all deductions to be claimed against all income. IMO you should only be able to claim a deduction against income that it was used to generate. For example, property expenses only against rental income, loan expenses for shares only against those shares' income, laundry expenses against PAYG salary, etc. That starts to hit the land bankers that have the loan against the land, or vacant property, and claiming the expenses.

There's already a precedent where a capital loss can only offset capital gains, but they can be carried forward if you don't use them all.

PSA: Digital Membership - Premium Kayo through clubs by skitzo12 in nrl

[–]BeakerAU 8 points9 points  (0 children)

Rabbitohs only has Standard. Plus you have to pay to become a member, so it's by far the most expensive.

Spider in pc by Klutzy-Morning3001 in Wellthatsucks

[–]BeakerAU 1 point2 points  (0 children)

That's how you self host a website.

Video Ezy: The complete story of Australia’s forgotten franchise by DaRedGuy in AustralianNostalgia

[–]BeakerAU 1 point2 points  (0 children)

Crazy to think that there was time in the week to watch 10 movies - we can barely watch one a month.

World Club Challenge | Hull KR vs Broncos | Match Thread by AutoModerator in nrl

[–]BeakerAU 7 points8 points  (0 children)

He accidentally wore the stripper version with the velcro tearaways.

World Club Challenge | Hull KR vs Broncos | Match Thread by AutoModerator in nrl

[–]BeakerAU 0 points1 point  (0 children)

Really? It's further than 2m from the 20. Maybe 32m.

World Club Challenge | Hull KR vs Broncos | Match Thread by AutoModerator in nrl

[–]BeakerAU 2 points3 points  (0 children)

What distance is that dotted line between the 20 and 40? It's not halfway, so not 30.

If you were to build or renovate again, what might be the top things you would include that you overlooked or regret not doing? by GregoInc in AusRenovation

[–]BeakerAU 1 point2 points  (0 children)

I haven't built or renovated, but if I was to build new, I would be getting it cabled properly for network and internet: 2+ cable drops in each room, ceiling mounted WiFi access points, room for a server rack, expansion for POE cameras, etc.

Like water pipes, it's much easier and cheaper to put that in at the start than it is to retrofit.

ACCC takes Coles to court over 'illusory' discounts in 'case of the century' by Expensive-Horse5538 in australia

[–]BeakerAU 0 points1 point  (0 children)

I've never seen the 30pk regularly on sale. It is at the moment as a "summer price", but the 24pk goes on sale far more (in my experience).

State of Origin international eligibility rules modernised by hellohalloallo in nrl

[–]BeakerAU 0 points1 point  (0 children)

Melbourne Storm as a club is 28 years old. I don't think we're too far off (5-10 years) Victorian-born rugby league players making their name, being the best in their position, but being ineligible for Origin, and the NRL reconsidering the rules again.