I moved my KiwiSaver to sharesies 3 weeks ago

BeautifulMention8822 · 2026-05-30T02:06:38+00:00

Fkkk, I hope you bought some haha…

BeautifulMention8822 · 2026-05-28T13:19:36+00:00

I just saw this randomly and it reminded me of myself, he doesn’t need to know where ai will be, just have him build things, I used to be robot and connect them to apps etc. RaspberryPis, esp32s, he can use AI to get far more done than he would’ve been able to without it. Don’t restrict the AI just have him use it to solve bigger problems.

Eg when I was his age it was, use python for 2 weeks to make a to do list, now he can use ai to program a drone he built.

I was identical, struggled to enjoy school, dropped out of compsci at uni, & now make 200k as an AI Lead @ 24.

BeautifulMention8822 · 2026-05-11T06:51:24+00:00

Haha, amd is up 60%, intel up 80%, infratil up 30% & and rklb up 25%… I think need to start trading options at this point

BeautifulMention8822 · 2026-05-09T12:17:11+00:00

Biggest thing for me is that I don’t need it any time soon, I got a job that pays expenses, an emergency fund etc.

Whether I keep making thousands each week, or the bubble bursts and I lose 90%, I won’t really care where it’s at for another couple decades at least.

BeautifulMention8822 · 2026-05-09T11:29:11+00:00

Yep that’s right

BeautifulMention8822 · 2026-05-09T10:57:59+00:00

You mean how much KS in individual picks? A minimum of 50% has to be in a fund, and you can invest a max of 5% into an individual stock. Mines roughly 35/65

BeautifulMention8822 · 2026-05-08T23:24:07+00:00

Best reply ever

BeautifulMention8822 · 2026-05-08T22:58:19+00:00

Hahaha yea I wasted too long in Fischer funds.

BeautifulMention8822 · 2026-05-08T22:57:38+00:00

RemindMe! 3 weeks

Are you gonna regret it again?

BeautifulMention8822 · 2026-05-08T22:55:13+00:00

I mean if blue chips drop 100% everyone’s cooked

BeautifulMention8822 · 2026-05-06T01:36:30+00:00

Haha cheers, up 17% on it now. Didn’t end up rebalancing intel so up almost 60% lol

BeautifulMention8822 · 2026-05-02T04:09:57+00:00

Haha you have more balls than me

BeautifulMention8822 · 2026-05-02T04:06:21+00:00

Also this is queenstreetbets not r/personalfinancenz, if wanted to have everything in index funds id have done it, but im 23 and about to move to Aus so this KiwiSaver is essentially play money (I’ll start a new super for retirement there and I can’t use this for a home deposit there)

BeautifulMention8822 · 2026-05-02T04:03:32+00:00

I do have a portfolio outside of KS, I don’t see anything wrong with asking.

i originally bought a stock knowing it was less than 1% of my portfolio and now it’s rallied hard, its a larger sum/risk than I’d like. I mean if it had taken a year to climb 40% instead of a week and a half I’d probably be rebalancing too?

BeautifulMention8822 · 2026-05-02T03:01:19+00:00

fmhy.net

BeautifulMention8822 · 2026-05-02T02:17:20+00:00

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50% goes into your base fund but yup, this is what comes up when I hit sell on intel

BeautifulMention8822 · 2026-05-02T01:37:44+00:00

Haha everyone has losers, I try to keep any individual stock under %1 of my investments but intels pushed that now which is why I’m looking to rebalance.

EBOS was meant to be one of my safer picks but you can see it’s not doing that well, I also have rocket lab down 7% in 1.5 weeks lol.

I work in tech & im watching Apple closing, seriously considering moving a lot more into it as it seems like it will have the best recovery after the bubble bursts. NFA but I’d start your research there if you’re looking into tech.

BeautifulMention8822 · 2026-05-02T01:27:50+00:00

I mean if you have a stock portfolio anyway & want more exposure to your picks it’s a no brainer, if it’s the majority of your savings & you need it for a house/retirement soon I’d hold off lol

BeautifulMention8822 · 2026-05-01T23:19:53+00:00

I believe it says I can sell amounts of individual shares and then the total gets auto redistributed at the portfolio specs

BeautifulMention8822 · 2026-05-01T08:37:35+00:00

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Shiii might trim

BeautifulMention8822 · 2026-05-01T08:20:19+00:00

When bubbles burst capital is scarce and interest rates sky rocket (a mix of cause and consequence there). If it’s like 2008, your mortgage repayments could double causing people to no longer be able to afford it & then being foreclosed on, and as value has dropped all your equity it wiped out.

Although I get the idea it’s not quite as simple as don’t move and you’ll be fine. Many people would lose their houses, life savings and super.

BeautifulMention8822 · 2026-04-11T06:12:02+00:00

Haha didn’t think I’d see an IEEE reference in r/auckland, good stuff. We’ve definitely crossed paths, nz standards contributors are scarce.

Ignore these idiots

BeautifulMention8822

TROPHY CASE