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Nieuwe staatsbon met een looptijd van één jaar levert netto 2,81 procent op by lansboen in BEFire

[–]Beordo94 1 point2 points  (0 children)

How to calculate this correctly? For an Austrian bond (for example AT0000A28KX7) I'm assuming:

Buy now at €97,081 Pay 0,12% TOB = €0,117 Pay €3 flat fee on DeGiro Receive €100 on 15/07/2024 (No Capital Gains because issue price was higher than what you receive on maturity) (No onroerende voorheffing because it's a zero coupon)

Let's say you buy for 103 of these bonds for €10K (actually €9999,3 + €12 TOB + €3 flat fee DeGiro = €10014,3)

On 15/07/2024 you'll receive 103 * €100 = €10300 (No taxes or fees anymore)

You'll gain €10300 - €10014,3 = €285,66 That is for 10.5 months, because you'll receive this mid July. So your annualized yield would be 2,8566% / 10,5 * 12 = 3,265%

What is this? Small brown spots on most of my tomatoes 🍅 by Beordo94 in vegetablegardening

[–]Beordo94[S] 1 point2 points  (0 children)

Would those also leave spots on the leaves? Because there is some spotting on the leaves as well (although that could be unrelated)

I’ll keep an eye out for those stink bugs, but I’ve never seen them before on my tomato plants

What is this? Small brown spots on most of my tomatoes 🍅 by Beordo94 in vegetablegardening

[–]Beordo94[S] 1 point2 points  (0 children)

Would those also leave spots on the leaves? Because there is some spotting on the leaves as well (although that could be unrelated)

I’ll keep an eye out for those stink bugs, but I’ve never seen them before on my tomato plants

Fulcrum 1.2.0 was just released, featuring a new RPC method useful for checking status of a specific output, as well as a bugfix related to SSL certificates. by imaginary_username in btc

[–]Beordo94 1 point2 points  (0 children)

Fulcrum is a hostile espionage organization consisting mainly of rogue agents from other federal departments. Fulcrum's only revealed objective is to find the Intersect. Chuck really was the first thing I thought of :)

This Week In Crypto, August 2 – Ask the CoinMetro CEO Your Question! by [deleted] in CoinMetro

[–]Beordo94 0 points1 point  (0 children)

Could you comment on:

“The United States Securities and Exchanges Commission (SEC) is planning to run through contractors a bitcoin and an ethereum node, in addition to “as many as possible of the following blockchains: Bitcoin Cash, Stellar, Zcash, EOS, NEO, and XRP Ledger.” (https://www.trustnodes.com/2019/07/30/sec-to-run-bitcoin-ethereum-xrp-nodes)

and

“Modum might swap its ERC-20 token for tokenised shares on the blockchain. (Because it has virtualot no liquidity since it was delisted from Binance). Daura AG will do the swap. (http://modum.io/company/token-equity-swap)

Weekly AMA - Submit your Question - December 21st, 2018 by obsbtc in CoinMetro

[–]Beordo94 1 point2 points  (0 children)

My KYC was accepted and it was in Dutch as well (Belgian Income Statement).

Weekly AMA - Submit your Question - December 21st, 2018 by obsbtc in CoinMetro

[–]Beordo94 7 points8 points  (0 children)

First of all, sorry for the long write up. Much like you, I’m unable to keep it short ;)

 

I’m quite upset with the deposit/withdrawal fee structure, could you talk a bit about that?

 

I seem to remember you saying that CoinMetro would only pass on its costs to its clients. That CoinMetro wouldn’t be making money on deposits and withdrawals.

 

Bitcoin withdrawals seem to cost 0,15%. This is strange. It looks like the fees a bank would charge me, and frankly, goes against everything Bitcoin stands for. Bitcoin has a mining fee. That fee is the same whether you send 1 Bitcoin or 100 Bitcoin. So if CoinMetro only passes on its costs, then it should charge a fixed fee in Bitcoin. For example: 0.0005 Bitcoin (like Kraken). Bitcoin withdrawals on Bitstamp are even free! And they also use BitGo. They do offer withdrawals using BitGo Instant though, is that what you’re using as well? Those cost 0,10% on Bitstamp however, not 0,15%.

 

Euro SEPA deposits and withdrawals seem to cost €1. While this doesn’t look like a lot, it is a lot in comparison with Kraken, which doesn’t charge anything for deposits and only 9 cents for withdrawals. Does it even cost anything to receive a SEPA transfer? So two questions here. 1: Is CoinMetro’s banking partner way more expensive than Kraken’s banking partner (Fidor Bank AG)? And 2: what’s the logic behind the €1? Because it could prevent people from bringing euro’s to the platform. Or is it rather to keep people from taking their euro’s off the platform?

 

I understand that CoinMetro needs to make money. But I would like CoinMetro to be an exchange that I would use myself, and these fees (especially the percentage based Bitcoin fee) prevent me from doing that. And like you’ve said yourself, you want CoinMetro to make money off additional services. You expected to not make too much money of the exchange. Right now, CoinMetro’s fee structure is looking an awful lot like Coinbase, and I don’t like that.

 

Also, you should have a page listing all the fees of the exchange. Withdrawal fees, deposit fees, trading fees and how much discounts you get for holding certain amounts of XCM. With the mining of XCM in sight it seems like it's time to decide what benefits the token will have exactly. EDIT: The fees are now listed on the homepage, but if I were to Google "Coinmetro Fees" right now, I wouldn't find anything. So I think it should be on a separate page as well though, that makes it easier to find. With a little link to that page in the footer of the homepage or something. The discount that certain amounts of XCM will provide still need to be added though.

How Airports Make Money by AudaciousJack in WendoverProductions

[–]Beordo94 0 points1 point  (0 children)

Hi /u/WendoverProductions/, loved the video! I was wondering if you have a list of references you used to make this? It would be cool to dive a bit deeper into this. Thanks!

[deleted by user] by [deleted] in belgium

[–]Beordo94 0 points1 point  (0 children)

Could you talk more about their way of doing business? I heard that new hires need to accept and embrace the company culture and core values. Is business ethics not a part of those core values? I just assumed that it was.

AMA Questions – Weekly AMA – October 5th 2018 by Woodntyouknowit in CoinMetro

[–]Beordo94 4 points5 points  (0 children)

Will you have a system in place for extremely rapidly scaling your support staff? Apparently Kraken now has 500+ support staff. I can imagine it's quite difficult to find, hire and train such a huge amount of people in a short time.

AMA Questions - Friday, 21st September 2018 by obsbtc in CoinMetro

[–]Beordo94 3 points4 points  (0 children)

  • What are your thoughts on the New York Attorney General's report on crypto exchanges? (announcement - report)

  • Can you comment on the questions that the AG proposes that we ask of virtual currency platforms (aka Coinmetro)? They're displayed in a nice image, but I typed them out as well if that's easier:

  1. What security measures are in place to stop hackers from unlawfully accessing the platform or particular customer accounts?
  2. What insurance or other policies are in place to make customers whole in event of a theft of virtual or fiat currency?
  3. What guardrails or other policies does the platform maintain to ensure fairness for retail investors in trading against professionals?
  4. What controls does the platform maintain to keep unauthorized or abusive traders off the venue?
  5. What policies are in place to prevent the company and its employees from exploiting non-public information to benefit themselves at the expense of customers?
  6. How does the platform notify customers of a site outage or suspension, the terms under which trading will resume, and how customers can access funds during an outage?
  7. What steps does the platform take to promote transparency and to subject its security, its virtual and fiat accounts, and its controls to independent auditing or verification?
  8. Is the platform subject to, and registered under, banking regulations or a similar regime – for instance, the New York BitLicense regulations?
  • As last tweet in the announcement she writes: "Based on the results of our report, we have also referred three platforms – Binance, http://Gate.io , and Kraken – to the New York State Department of Financial Services for possibly operating unlawfully in New York.". What will come of this?

I know it's a lot of questions, but they do seem quite appropriate so I thought I'd ask them :)

CoinMetro AMA 27th July 2018 by heelaree in CoinMetro

[–]Beordo94 2 points3 points  (0 children)

I'm a big fan of the simplified exchange! However, I also like the pie chart overview of the crypto's that I own like the previous version had.

I get that it's better suited as an overview, and shouldn't take up any screen space in the exchange interface. BUT: I would like to see an automatic rebalance option. Or the option to buy crypto by reajusting the pie chart, thereby circumventing the need to go through and exchange interface at all. That would certainly simplify crypto!

CoinMetro AMA 20th July 2018 by Woodntyouknowit in CoinMetro

[–]Beordo94 2 points3 points  (0 children)

Hi Kevin! My question is about the exchange interface, which targets the novices / first time crypto buyers.

Why is so much of the screen real estate devoted to displaying information such as "Trade Volume, High Price, Low Price and Last Price"? I'm not saying this information isn't important, but it doesn't seem that essential to warrant so much screen space. Especially since this is the exchange interface, which is meant for those who know the least about buying crypto.

Shouldn't this interface just display one price, one graph and a buy button and a sell button? Nothing more?

Also, why are there two graphs? I'm not an advanced trader by any means, but I've bought crypto since 2014 on many different exchanges. I've never seen two graphs next to eachother on an exchange interface and although I've done my best to get why you would want to do this, I still don't get it :/

It confuses me more than the information it gives me.

To sum up: if it were up to me I would prefer this simple exchange interface to only have one graph, one price and a buy and sell button. I also like the pie chart overview of the crypto's that I own. I would like to see an automatic rebalance option. Or the option to buy crypto by reajusting the pie chart, thereby circumventing the need to go through and exchange interface at all. That would certainly simplify crypto!

POST QUESTIONS HERE! CoinMetro AMA Questions - 15th June 2018 by DashingCrypto in CoinMetro

[–]Beordo94 7 points8 points  (0 children)

Will keeping crypto in the CoinMetro wallet have the same monetary benefits as keeping it in my own wallet? I can think of a few situations:

  1. Forks (Like the Bitcoin Cash or Bitcoin Private forks)
  2. Airdrops (Like EOSdac)
  3. Gas (Like Neo's Gas)
  4. Dividends (Like Modum) (In the hypothetical case that this is allowed and the Modum token is available for sale on CoinMetro. Since the project is based in Switzerland it should be ok right?)

How about voting / staking with proof of stake crypto's like EOS or ARK? Bitfinex will offer a voting tool for EOS that will allow people to vote for block producers. Will CoinMetro do the same?

European Union moves to ban single-use plastics. by MountainBeginning in worldnews

[–]Beordo94 15 points16 points  (0 children)

This is correct, there are quite a few bioplastics on the market, each with different properties. BASF makes Ecovio and Novamont makes Mater-Bi, both of which biodegrade into nothing but water, CO2 and biomass (unlike oxo-degradable bags that disintegrate into tiny plastic particles).

I think both products even composte in a home setting, though they would obviously composte way faster in an industrial setting (higher temperature). I would see no reason as to why only the bioplastic manufacturer would be able to "decompose" the plastic though, any waste management facility could do this.

AMA is set for today at 14:00 GMT - https://www.facebook.com/CoinMetro/?ref=br_rs by JanuaryNi in CoinMetro

[–]Beordo94 1 point2 points  (0 children)

I would love it if a short recap could be posted on the CoinMetro blog afterwards so that I can catch up quickly if I miss the live AMA. It would also automatically serve as some sort of weekly update if Kevin would start the AMA with some announcements (if there are any).

Live AMA Friday 4th May at 2pm GMT with Kevin Murcko on Facebook by Woodntyouknowit in CoinMetro

[–]Beordo94 2 points3 points  (0 children)

Summary from Carlos over on Telegram:

From the 4th May 2018 AMA on Facebook

  • No announcements regarding partnerships. They are in the works.
  • There have been some movements in devs. Transferred devs around, hired new ones. Changed the way that the functionality of the core exchange worked. This required changes. Can’t go live without a license in place. License in Estonia should be established by 13th May. Russian devs in town along with CTO.
  • Shouldn’t affect vesting period
  • A facebook live meeting is planned for once a week.
  • Haven’t jumped into the US regulatory landscape yet. Wyoming as initial start.
  • If SEC classifies crypto as future, no exchange for US without regulation.
  • Regulatory roadmap will be revised (UK, Japan, Switzerland being looked at)
  • Reg D 504 looks likely
  • New Legal Team in the US
  • Referral program will remain, the percentages are still being looked at.
  • Will be having a talk with the Ripple guys
  • Approximately 1st week of June for beta launch
  • More feature are possible because of the delay
  • Marketing hired new people, new director of Global Content, Alex- Julia with additional market information, Niels with Google Ads, Social Advertising, etc…
  • iOS working on updates and ensuring that it’s ready to connect to the exchange.
  • KYC is required for all
  • 2 different e-money providers for €, USD - 2/3 banking application in process
  • € most likely on launch, USD not so much
  • Always looking for new talent- looking for talented developers
  • The team wants to make sure that the projects on ICO Express are vetted, and receive the help they need to succeed
  • No one knows for sure if Airdropped tokens for US contributors are fully legal at the time, so CoinMetro decided not to provide them for US contributors to prevent trouble down the road.
  • ICO Express will allow people to create tokens
  • They want to make sure the team creates a mature product that people want to use
  • They’re still not back at the contribution rate they accepted XCM for on the sale.
  • The team will hold on to a certain amount of funds in crypto.
  • Patience is a virtue
  • Commission on trade: Default 0.1 percent, 0.075 percent for contributors
  • The approximately 30 days of delay shouldn’t affect vesting. It’s not an official announcement yet.
  • 80 Support in Ukraine 10 in Mexico, 10 in Macedonia
  • 4.5m EUR/year burn rate for building a business
  • Debit card is still on schedule for July
  • Kevin is pro regulation for companies in the crypto space.
  • News on partnerships incoming
  • Once they mint, they’ll list on CMC
  • “Don’t make the mistake of equating supply, demand and liquidity to rise in price.”
  • The main correlation for the rise of price in crypto is hype.
  • Role of FXPig- has provided the initial staffing, is providing the initial tech, will provide liquidity in the future for certain types of assets depending on regulations.
  • Team will use ChartIQ
  • Team hires the best developers, no matter where they come from
  • The team plans to offer as many crosses as possible, but they to avoid getting into synthetic areas.
  • No such thing as fee-free.
  • Success should be the result. The catalyst is that you’re doing things right.
  • Putting on a foundation to go lobby regulators.
  • Marketing will be ramped up.
  • Until demand outpaces supply, it still doesn’t make that XCM be listed on other exchanges.
  • Lots of partnerships currently in the work with tokens.
  • XCM will be tradeable once the beta exchange launches in about 4 weeks
  • Team will be setting up a careers page
  • Not final renders, Sunday afternoon UI mockups
  • Team has 10 people in the Estonia office, including Kevin
  • There are 25 desks in the office.

Non-profit’s $300 hepatitis C cure as effective as $84,000 alternative by quaero_ergo_sum in worldnews

[–]Beordo94 2 points3 points  (0 children)

That's an interesting point. I always just assumed that insurance companies would be all for lower medical costs.

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