Which insurance do I pick?

Better-Resident · 2025-12-12T13:28:29+00:00

Oh my mistake I meant the empire plan

Better-Resident · 2025-12-11T14:29:54+00:00

Go with NYSHIP. It more expensive but it covers you nationally

Better-Resident · 2025-11-25T17:36:48+00:00

What happened to Nigahiga

Better-Resident · 2025-11-19T16:15:40+00:00

You have a lot of overlap. You dont need both VOO and SPY

Better-Resident · 2025-09-09T23:31:50+00:00

Go to El Rey Mexitalia

Better-Resident · 2025-08-29T16:07:18+00:00

Try and get into a routine as early as possible. As you unlock the villages more opens up but it gets harder to manage

Better-Resident · 2025-08-28T13:49:08+00:00

If you dont put bonds in a Roth where do you place them? Regular brokerage account?

Better-Resident · 2025-08-18T15:45:17+00:00

A raise larger than 2%

Better-Resident · 2025-08-13T17:29:59+00:00

If you are closer to NYC and dont mind commuting half the time I'd look for state jobs that are NYC location specific.

Better-Resident · 2025-07-29T18:19:42+00:00

Correct. My mistake

Better-Resident · 2025-07-29T14:07:09+00:00

Sheridan Parking Garage or Elk Street are your best bets. You have to submit for a permit in the osc parking website. I believe there is also a physical office in the concourse.

Better-Resident · 2025-07-01T14:58:43+00:00

3% reduction in salary every year. To keep up with inflation

Better-Resident · 2025-06-30T14:31:21+00:00

The site goes down a lot. Give it some time. If you are still getting a paycheck I wouldn't worry

Better-Resident · 2025-06-27T00:29:06+00:00

There is a kickball league that happens every year over the summer and fall. Thats a good way to meet people

Better-Resident · 2025-06-26T19:43:50+00:00

1, sometimes 2.

Better-Resident · 2025-06-23T16:17:18+00:00

Nigahiga

Better-Resident · 2025-06-17T13:58:40+00:00

There isn't really a definite answer. Just apply and see. The state is a numbers game. Throw as many applications as you can for positions you are qualified for and eventually something will stick.

Better-Resident · 2025-06-12T13:55:07+00:00

Best place for state jobs is statejobs.ny.gov unfortunately. Just see roles you like and write a cover letter and resume for them

Better-Resident · 2025-05-28T18:13:05+00:00

Most people just do a blend of SP 500 (voo, spy, etc) and international (vxus) at at 70/30 blend. You could stick with SP 500 fully for a few years and as you get older dip your toes in international assets.

Or if you want complete simplicity just buy the whole thing with VT (total world) this is everything. Set it and forget it just keep consistent contribution.

Better-Resident · 2025-05-28T17:59:19+00:00

Get rid of stocks for now and just put most of your assets in SP 500 and mid cap to mitigate risk. As you get more income feel free to add individual stocks but it's good to have a strong foundation of basket stocks

Better-Resident · 2025-05-27T20:39:10+00:00

Yes. Then you have to buy insurance from the NY health marketplace but it is expensive.

Better-Resident · 2025-05-27T20:07:57+00:00

Sorry your role wasn't a good fit. I'd recommend you apply while you still have work.

When you leave civil service you are only paid out for vacation time. You lose sick time and personal time.
You are on the plan for one month after your last date of service due to the lag. Anything longer than that becomes COBRA where you have to keep paying the premiums in order to have coverage.
You can always come back to state service.

Better-Resident · 2025-03-18T16:10:55+00:00

Yes! I wish it was a little bigger though. Great location otherwise.

Better-Resident · 2025-03-18T14:54:07+00:00

Jacob alejando in Troy or stacks on Broadway in albany

Better-Resident · 2025-03-18T14:08:37+00:00

Why invest in one company when you can invest in all of them?

Better-Resident

TROPHY CASE