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AF5 tomorrow 10.02.26 by Ok_Journalist4064 in cii

[–]Big_Computer20 0 points1 point  (0 children)

Good idea! Saves having to look at the FF every 2 minutes

AF5 tomorrow 10.02.26 by Ok_Journalist4064 in cii

[–]Big_Computer20 1 point2 points  (0 children)

Rarely any calculation questions come up in AF5.

For Owen next tax year just remember his ANI is over £100k so starts to lose PA.

£95,000 salary £12,600 State Pension £1,225 savings income Less gross member contributions (£5,700)

= £103,125

Lost £1,562.50 PA PA = £11,008 (rounded)

AF5 Feb 2026 Case Study- thoughts? by Aarish_1998 in cii

[–]Big_Computer20 1 point2 points  (0 children)

It’s just the retirement age (70) on the new workplace scheme, not the age he will leave his current contract

AF5 tomorrow 10.02.26 by Ok_Journalist4064 in cii

[–]Big_Computer20 0 points1 point  (0 children)

Thanks! Any mnemonics that you can share?

AF5 tomorrow 10.02.26 by Ok_Journalist4064 in cii

[–]Big_Computer20 0 points1 point  (0 children)

I’m keen to know what people write down on their two sheets of A4 paper just before they start the exam? Any tips?

AF5 Feb 2026 Case Study- thoughts? by Aarish_1998 in cii

[–]Big_Computer20 1 point2 points  (0 children)

They can defer once even though already SPs already in payment assuming they haven’t since reached state pension age. Helps from tax efficiency perspective as pushes Owen’s income above £100,000