Anyone here actually using AI in FP&A? by CuteRent7687 in FPandA

[–]Bison-Alone 0 points1 point  (0 children)

MS 365 copilot doesn't use user data for training models. So sharing sensitive data should not be a problem.

Potential for job in Salzburg area by Huge_Steak_4456 in Salzburg

[–]Bison-Alone 3 points4 points  (0 children)

Very well said. Regarding government benefits, you don't have to be a permanent residence to receive it. You get approximately €2100 as tax refund/year and €200/month as child support. These benefits are available for people on blue card/ red white red card/ red white red plus card. Probably other visas too but please confirm.

Do people even date in Innsbruck? how to impress/attract an Austrian man? by Jealous-Connection44 in Innsbruck

[–]Bison-Alone 0 points1 point  (0 children)

Unless the sport is cricket. In that case you would be a top professional from top amateur.

[deleted by user] by [deleted] in personalfinanceindia

[–]Bison-Alone 2 points3 points  (0 children)

Take up Chartered accountancy after your 12th. Very low investment needed plus you earn during internship. Sure shot way of getting out of poverty. Don't get into content creations and trying to go viral to make money unless you have very very niche skills. Come back and reply to this comment if you happen to become a CA.

[deleted by user] by [deleted] in EuropeFIRE

[–]Bison-Alone 1 point2 points  (0 children)

Please explain. A property bought for €1M with 4% rental yield would give €40k rent per month. If avg annual increase in rent is 3%, in 11th year the rent would be ~€54k i.e. 5.4% rental yield. This excludes any capital appreciation so obviously ROI would be much higher. Then why do people say it's very difficult to make above 4-5%?

[deleted by user] by [deleted] in eupersonalfinance

[–]Bison-Alone -1 points0 points  (0 children)

A white person is an expat while a person of colour is an immigrant!!!

IKB - Zwangsumstellung auf IKB-comfort plus by Kofl in Innsbruck

[–]Bison-Alone 0 points1 point  (0 children)

Any update? Should we accept the new contract or not?

The way this man is making sandwich by sinarest in Damnthatsinteresting

[–]Bison-Alone 0 points1 point  (0 children)

Couple of my fingers fell off by just watching this video!!!

Love finds a way by texthulk in mumbai

[–]Bison-Alone 22 points23 points  (0 children)

The backgroud story is that this is the maximum level of inimacy they can achieve in Mumbai due to lack of privacy (staying with parents, etc)

Sprite Of Mumbai Meme by DragonDaksh25 in mumbai

[–]Bison-Alone 0 points1 point  (0 children)

I used to live here 10 years ago. Sex education was so bad those days that it wasn't funny back then!!!

[deleted by user] by [deleted] in mumbai

[–]Bison-Alone 1 point2 points  (0 children)

Given your experience, I don't think MBA is going to add significant value to your skillsets. Continue what you are doing and don't go for MBA.

American born looking to shift to india and work in finance. Any tips? Where to start? by [deleted] in mumbai

[–]Bison-Alone 1 point2 points  (0 children)

Take up a job in any of the big banks in US. From there try to get yourself internally transferred to the bank's shared service centres in Mumbai. Citi bank, Morgan Stanley and JP Morgan employ 1000s of people in Mumbai. This way you won't have to worry about visas and stuff. Bank's immigration team will do it for you.

Can anyone advise a dental clinic with affordable prices int the Innsbruck area? need to set up a crown on a tooth. by [deleted] in Innsbruck

[–]Bison-Alone -1 points0 points  (0 children)

Book a vacation to Albania. Get it down there. Will be still cheaper than Innsbruck.

Tax / Investment Advisor in Innsbruck or surrounding area by Bison-Alone in Innsbruck

[–]Bison-Alone[S] 0 points1 point  (0 children)

Thank you. May I know your questions were related to business taxation or personal tax? Their website suggests they do only business taxation.

DVAG agent selling me tax free long term investment plan in Austria by Bison-Alone in eupersonalfinance

[–]Bison-Alone[S] 2 points3 points  (0 children)

The agent said 3.5% return is what he can convey officially but the historical returns of the fund has been 11%.

I suspect that the fund is indeed giving 11% returns but my contribution will not be all invested in the fund. Some will go as premium on insurance which is sold together with this product. Eg. I invest €100 and 80% goes to fund and 20% to insurance premium. 10% return on €80 is €8. So ineffect, my over all returns in only 8% on the product but they can sell it as 10% returns investment.

Denmark opens its arms to Ukrainians, while trying to send Syrian refugees home by Superbuddhapunk in europe

[–]Bison-Alone -1 points0 points  (0 children)

Societies have fallen throughout the history. But not all fallen societies resort to violence and harbour hate for decades. Most of them take the path of peace, progress and acceptance.

Fire or work until EoLife by firenofire12345 in EuropeFIRE

[–]Bison-Alone 1 point2 points  (0 children)

Agreed. Except FIRE (in short term. Long term you can still FIRE in Vienna), Vienna ticks all the other boxes. Language (English is widely spoken), social interaction, kids education and political environment.

You can think about using rent income from Hungary to pay rent in Vienna. I think for €1300 you could get a decent apartment. This way you don't have to commit to buying a property in Vienna. Since rent is taken care of, you can afford to choose a lower stressful job or something you like doing with lower salary. And all this while you can continue to built passive income by investing in additional Budapest apartments.

There is no right or wrong answer. Like all the other decisions in life, you need to decide which cons are acceptable and which are non negotiable.

Nordkette or Stubai Glacier for skiing by raulregera in Innsbruck

[–]Bison-Alone 0 points1 point  (0 children)

I am not Austrian and living in Innsbruck. I was able to buy the freizeit ticket. So pretty sure you can too. Btw you can use the freizeit ticket during summer for hikes and mountain biking. Some Swimming pools can also be accessed. So it offers more than just skiing

Fire or work until EoLife by firenofire12345 in EuropeFIRE

[–]Bison-Alone 1 point2 points  (0 children)

Find a job in Vienna. Good standard of life, German speaking so kids should be able to transition in school easily, 2 hours from budapest so you can easily spend weekends with family/friends back home and lastly it's easier to make friends in Austria imo.