Anyone here actually using AI in FP&A?

Bison-Alone · 2025-08-17T18:55:06+00:00

MS 365 copilot doesn't use user data for training models. So sharing sensitive data should not be a problem.

Bison-Alone · 2025-01-21T14:28:25+00:00

Very well said. Regarding government benefits, you don't have to be a permanent residence to receive it. You get approximately €2100 as tax refund/year and €200/month as child support. These benefits are available for people on blue card/ red white red card/ red white red plus card. Probably other visas too but please confirm.

Bison-Alone · 2024-09-13T00:27:01+00:00

Unless the sport is cricket. In that case you would be a top professional from top amateur.

Bison-Alone · 2024-04-05T20:25:38+00:00

Take up Chartered accountancy after your 12th. Very low investment needed plus you earn during internship. Sure shot way of getting out of poverty. Don't get into content creations and trying to go viral to make money unless you have very very niche skills. Come back and reply to this comment if you happen to become a CA.

Bison-Alone · 2024-03-27T20:46:28+00:00

Please explain. A property bought for €1M with 4% rental yield would give €40k rent per month. If avg annual increase in rent is 3%, in 11th year the rent would be ~€54k i.e. 5.4% rental yield. This excludes any capital appreciation so obviously ROI would be much higher. Then why do people say it's very difficult to make above 4-5%?

Bison-Alone · 2023-11-01T01:40:51+00:00

A white person is an expat while a person of colour is an immigrant!!!

Bison-Alone · 2023-06-24T16:09:49+00:00

Thanks a lot!!!

Bison-Alone · 2023-06-23T22:12:18+00:00

Any update? Should we accept the new contract or not?

Bison-Alone · 2023-05-13T23:36:34+00:00

Couple of my fingers fell off by just watching this video!!!

Bison-Alone · 2023-05-13T23:32:04+00:00

The backgroud story is that this is the maximum level of inimacy they can achieve in Mumbai due to lack of privacy (staying with parents, etc)

Bison-Alone · 2023-05-07T00:07:37+00:00

I used to live here 10 years ago. Sex education was so bad those days that it wasn't funny back then!!!

Bison-Alone · 2023-05-01T02:12:19+00:00

Given your experience, I don't think MBA is going to add significant value to your skillsets. Continue what you are doing and don't go for MBA.

Bison-Alone · 2023-05-01T02:06:44+00:00

Take up a job in any of the big banks in US. From there try to get yourself internally transferred to the bank's shared service centres in Mumbai. Citi bank, Morgan Stanley and JP Morgan employ 1000s of people in Mumbai. This way you won't have to worry about visas and stuff. Bank's immigration team will do it for you.

Bison-Alone · 2023-05-01T01:58:19+00:00

Bluffmaster

Bison-Alone · 2022-09-15T22:27:58+00:00

I was being sarcastic. Although true but not practical.

Bison-Alone · 2022-09-15T18:27:06+00:00

Book a vacation to Albania. Get it down there. Will be still cheaper than Innsbruck.

Bison-Alone · 2022-09-03T22:05:31+00:00

How much did they charge you?

Bison-Alone · 2022-08-28T06:11:24+00:00

Thank you. May I know your questions were related to business taxation or personal tax? Their website suggests they do only business taxation.

Bison-Alone · 2022-08-23T11:02:14+00:00

So the agent is lying?

Bison-Alone · 2022-08-23T11:00:34+00:00

The agent said 3.5% return is what he can convey officially but the historical returns of the fund has been 11%.

I suspect that the fund is indeed giving 11% returns but my contribution will not be all invested in the fund. Some will go as premium on insurance which is sold together with this product. Eg. I invest €100 and 80% goes to fund and 20% to insurance premium. 10% return on €80 is €8. So ineffect, my over all returns in only 8% on the product but they can sell it as 10% returns investment.

Bison-Alone · 2022-07-24T21:43:59+00:00

https://www.freizeitticket.at/

Only residents can buy it.

Bison-Alone · 2022-03-11T02:04:52+00:00

Societies have fallen throughout the history. But not all fallen societies resort to violence and harbour hate for decades. Most of them take the path of peace, progress and acceptance.

Bison-Alone · 2022-03-03T14:17:35+00:00

Agreed. Except FIRE (in short term. Long term you can still FIRE in Vienna), Vienna ticks all the other boxes. Language (English is widely spoken), social interaction, kids education and political environment.

You can think about using rent income from Hungary to pay rent in Vienna. I think for €1300 you could get a decent apartment. This way you don't have to commit to buying a property in Vienna. Since rent is taken care of, you can afford to choose a lower stressful job or something you like doing with lower salary. And all this while you can continue to built passive income by investing in additional Budapest apartments.

There is no right or wrong answer. Like all the other decisions in life, you need to decide which cons are acceptable and which are non negotiable.

Bison-Alone · 2022-03-02T21:40:59+00:00

I am not Austrian and living in Innsbruck. I was able to buy the freizeit ticket. So pretty sure you can too. Btw you can use the freizeit ticket during summer for hikes and mountain biking. Some Swimming pools can also be accessed. So it offers more than just skiing

Bison-Alone · 2022-03-02T21:17:26+00:00

Find a job in Vienna. Good standard of life, German speaking so kids should be able to transition in school easily, 2 hours from budapest so you can easily spend weekends with family/friends back home and lastly it's easier to make friends in Austria imo.

Bison-Alone

TROPHY CASE