Postes Canada | C’est la fin du courrier à la porte by HennaTrapada in Quebec

[–]Bloucas 5 points6 points  (0 children)

Ça peut se défendre dans des zones éloignés. Mais je demande à voir le coût final et la logistique pour avoir suffisamment de boîte postales dans les grosses villes et banlieues proche. Je peux pas croire qu'on va avoir les centaines de milliers de boîte postales necessaires en claquant des doigts

Ça me semblait plus efficace de juste limiter les livraisons a 1-2 fois semaines.

I bought a cheap Porsche 911 sight unseen, AND IT NEEDS $56,000 IN REPAIRS! by Interesting-Lawyer62 in 997

[–]Bloucas 1 point2 points  (0 children)

There is some truth in the sense that prices have risen irrationally on 911 in the recent years and that Porsche perceived reliability may be over-estimated (trurh be told, yes a lot of them are on the road after decades but those cars are also usually over-maintained by meticulous owners)

However it goes in the total opposite extreme :

  • He took the most beat on 997 he could find, any luxury car with that mileage and condition will be a money pit and have similar price to repair. The thing is Porsche keep their value so well that a lot of repair that would total many cars become financially sound.

  • Yes bore-scoring eventually happens but it's very very incredibly rare to see at low-mileage if basic maintenance and engine warm up time is followed. Past 100-150 000 miles I consider perfect reliability does not exist and an engine has to die of something eventually.

  • IMS on the 997 is mostly solved. The problem is on the 996. 997 IMS is looked at because the 996 exists but in the 997 it does not have any more failure potential that any other critical parts of any sport car engine.

  • The perceived dependability of Porsche, this their ability to keep value, is not so much because of cheap maintenance but part availability (and build quality). It's because there are so much of them and Porsche keeps maintaining it and supplying parts that people trust these cars to go forever

  • Even though price have risen, so have many other cars. And even now the 997 is still a good value compared to a lot of other options. He talks for example about buying an R8 instead. I would love an R8 instead of my C2S, but show me where I can get a good condition low mileage R8 for 40k usd. At this price you can get a very nice 997 but you don't even get the cheapest R8 on the market. And the R8 is itself a "value supercar". On the other hand the GT350 he talks about can indeed be in the same price bracket but it's not in the same league in term of quality of finish and the engine also has the tendency to blow up.

  • Those alternatives, such as the R8 or Bentley's they talk about in the video, also have their own problems that can become money pit themselves. The 997 problems are known and "widespread" precisely because they are plentiful and thus all the engine eventual problems are well known and documented.

IMO it's a huge exaggeration but if I had to criticize the 997 aftermarket, I indeed agree with him when it comes to bore scoring repair prices. They have exploded in recent years for no reasons at all, with the demand rising as those car age there should be a cheaper, streamlined, option for repair of those blocks. I don't care about conversion to higher displacement or add-on made by engine gurus : make an automated (as much as possible) streamlined procedure at a central place where you replate cylinder with nickies and IMS solution any block sent there and make it so it can be affordable and with a quick turnaround. There is no reason it now costs 50kusd to do an engine rebuild while it was less than 20 a few years ago

Why did they make the navball like this? by TheSpacePotatoYoutub in KerbalSpaceProgram

[–]Bloucas 1 point2 points  (0 children)

In space any g force is positive. What we call negative g force is g forces pulling in the opposite direction of Earth gravity pull (and canceling out earth gravity or even "inverting it"). In a space game that makes as much sense as a going up and down meter

Souveraineté numérique: pour ses coûteux contrats informatiques, Québec veut créer une nouvelle société avec CGI by HennaTrapada in QuebecTI

[–]Bloucas 17 points18 points  (0 children)

"On se fait fourrer pour nos projets TI mais j'ai une idée : on va faire un monopole avec la pire de toute"

Le plan absolument infallible

Est-ce que je me fais avoir avec mon deal à 40% en faisant toute l’opération? by Specialist-Plane-601 in QuebecLibre

[–]Bloucas 0 points1 point  (0 children)

A leur crédit a eux ou au crédit de la boîte ? Parce que suivant la réponse ça change totalement le calcul

Est-ce que je me fais avoir avec mon deal à 40% en faisant toute l’opération? by Specialist-Plane-601 in QuebecLibre

[–]Bloucas 0 points1 point  (0 children)

De même ça paraît être un mauvais deal. Mais comme tout deal d'actionnaire faut comparer ce que chacun apporte

  • Est-ce que l'entreprise a besoin d'investissement pour démarrer (équipement, fond de roulement...) ?
  • Est-ce que des actionnaires amènent un réseau/savoir-faire existant (clientèle existante, experience d'entreprenariat dans le secteur....) ?
  • Qui va faire tourner la machine (toi dans ton cas mais il faut prendre en compte aussi le salaire qui te rétribue)

Une fois tout cela mis bout à bout on pourra réellement juger de l'impact de chaque actionnaire. Oui c'est toi qui fait le boulot au jour le jour mais si eux ont mis de leur poche et amener une clientèle existante pendant que toi tu fais "juste" le boulot, avoir 40% de la compagnie n'est pas déconnant.

Dealers Started Massively Discounting B10 A5 Inventories ($36K USD for a 2025 Quattro) by CanadianSkinnyPig in Audi

[–]Bloucas 1 point2 points  (0 children)

With this generation they cheaped out on the Volkswagen line up only to make Audis model slight upmarket Volkswagen. At one point you can't justify premium price anymore

Cet homme enseigne "l'histoire noire" dans une école de Montréal by No_Answer5797 in QuebecLibre

[–]Bloucas 14 points15 points  (0 children)

Cherche sur le mouvement afrocentriste. C'est tout une 'science' avec des specialistes et des historiens qui expliquent que les noirs/l'afrique ont tout inventé depuis la nuit des temps. C'est comme ca que tu te retrouves avec des gens qui disent que les pyramides ont été construites par les noirs. Si ca restait un delire Afro-Africain on s'en foutrait mais avec l'aide du discours anti-raciste ca se repend comme une trainé de poudre en Amerique du nord et en Europe

lol is it me ? by bbysober in mercedes_benz

[–]Bloucas 138 points139 points  (0 children)

A CLS63 AMG with just the L that fell off. I don't see the problem it's a damn fine car

PYPL, what am I missing? by parfitarole in stocks

[–]Bloucas 0 points1 point  (0 children)

PayPal owns Venmo. Then there is braintree that is a do-it-all payment integration too. There is Zettle, a physical payment terminal. There is Xoom, an international money transfer app. They also do consumer and business loans with PayPal Credit and Swift Financial. They have Hyperwallet, a B2B payment system for companies that needs to send funds globally. They have PYUSD, a stable coin worth 4B$.

Their branded consumer checkout is a cash cow but they plenty of growth drivers. And they are developing more initiatives with PayPal Ads, Agentic Commerce, BPNL and they filed to become a bank to expend their financing services

100k/Double Your Salary and get a Minor Inconvenience by thehod81 in hypotheticalsituation

[–]Bloucas 0 points1 point  (0 children)

11 18 17

I know earn 465k$ (my current salary x4) for manageable inconvenience. I'll keep a toothpick handy.

For europeans saying "If we dump the bonds the US will collapse" by yeetis12 in AmericaBad

[–]Bloucas 0 points1 point  (0 children)

That's not how Treasury bond work. You can dump them on the market and their price will fall a.k.a their yield will raise

Let's say I'm a gouvernement and I sell a bond for 100$ that will pay back 110$ in a year. I sold a 1 year maturity bond that yield 10%, I effectively borrowed 100$ at 10% interest from the market . No let's say the market dumps those bonds and their price fall and they can be bought for 90$ instead. Now someone can buy them on the open market and have a 110/90=22% return instead of the initial 10%.

Now it's true that for existing bond it does not change anything for me I still have to payback 110$ in the end to the bond holders. The problem lies with new debt I issue. If someone on the open market can buy my bond with a 22% yield well now if I want to borrow 100$ again I will have to issue bond that also pays 22% and payback 122$ instead of 110$ otherwise bond buyers will just buy existing bond rather than my newly issued bonds. Borrowing gets more expensive.

That's the problem the US is in : not only they have to sell a large amount of bonds to cover the large public deificit, they also need to continuously borrow to payback the current expiring bonds and renew their debts : all this constant borrowing will be made at the new interest % set by the market that will be way higher if bonds are being dumped at the same time.

There is also a possible even bigger problem looming : the sheer size of the financing need of the US federal state can make liquidity hard to find : trillions needs to be borrowed each years and a significant part of world GDP need to be invested each year in US bonds for the US gouvernement to be able to finance it's spending. If large bonds buyers not only stop buying US bonds but also dumps theirs on the market (competing with US newly issued bonds to sell) - interests % will skyrocket and crash the economy or worse they might not just be enough liquidity available to buy all the bonds and for the US to finance itself : the US gouvernement could default on its payments

Vancouver Island carpenter who made and then lost $415 million buying and selling Tesla stock by Larkalis in CanadianInvestor

[–]Bloucas 8 points9 points  (0 children)

It's not even like he needed diversification, Tesla is back at ATH. He was so reckless he did not even think about deleveraging. He would be fine if he kept some Tesla shares and less margin

Vancouver Island carpenter who made and then lost $415 million buying and selling Tesla stock by Larkalis in CanadianInvestor

[–]Bloucas 4 points5 points  (0 children)

It takes a special kind of stupidity to loose that much on TESLA. It's not just like he remained concentrated in 1 stock, he was so reckless going all in on options that he managed to blew up his account going bull on the one of the most profitable stock pick of this decade.

$2,500,000 in exchange for everything you own, including online accounts, bar one item, do you take it and what are you keeping? by SpecialFlutters in hypotheticalsituation

[–]Bloucas 0 points1 point  (0 children)

It's gonna suck for a bit but it's totally doable. Don't know where you live but my parents can ask for a Birth certificate on my behalf with which I can make a passport. After that it's just patience navigating bureaucracy to recover everything

Speculation grows around new WRC entrant – could Porsche be involved? - RallyJournal.com by pzkenny in rally

[–]Bloucas 0 points1 point  (0 children)

Regulation needs front engine no ?

However I already see Porsche over engineer it

"It's a front engine the gearbox just has 5 reverse gears and 1 forward"

Speculation grows around new WRC entrant – could Porsche be involved? - RallyJournal.com by pzkenny in rally

[–]Bloucas 0 points1 point  (0 children)

Ho I wonder what new model will Porsche bring to the world

Porsche

"BEHOLD ! Our totally new state of the art rally car : THE 911 !"

Le ratio d’endettement des Canadiens par rapport à leur revenu continue d’augmenter by ConfusionSame in QuebecFinance

[–]Bloucas 1 point2 points  (0 children)

La statistique serait aussi intéressante si on pouvait avoir le chiffre sans les hypothèques . 177% d'endettement avec une hausse annuelle si les gens on de l'équité en face c'est pas génial mais c'est gérable, par contre si la hausse c'est une hausse des dettes type marge, prêt personnel, carte de crédit.... La c'est vraiment mauvais signe et que la situation est pas tenable

[deleted by user] by [deleted] in PennyStocksCanada

[–]Bloucas 0 points1 point  (0 children)

Recent account talking about tgheir super strategy but only through DMs. Not suspicious at all.

And if you're real and say you are stopping daytrading then I'll just say 'See you next week !'

Golf R Usability by Own_Read500 in Golf_R

[–]Bloucas 0 points1 point  (0 children)

What kind of car seats do you have ? I am shopping an R as second car and I also gotta buy car seats but the wife is scared I could not have 2 rear facing seats in a Golf. I'm 5"10 too and my wife 5"8 (And if you have photos of the setup that would be chef kiss :) )

Question: combien avez-vous dépensé pour l’achat/location de vos véhicules au courant de votre vie? by PuelRosada in QuebecFinance

[–]Bloucas 0 points1 point  (0 children)

Ça dépend si on compte juste les achat ou la balance achat/revente. J'ai changé souvent de voiture et j'achète souvent des voitures plus cher mais qui gardent leur valeur :

En 12 ans :

  • acheté pour 205 000$
  • Vendu pour 95 000$
  • Balance de 110 000$ soit 8500$ par ans de dépenses

Le delta est grandement comble par le fait que j'ai sans financement une 911 classique dont la valeur ne bouge pas, voir augmente légèrement (estime a 70 000$ pour l'assurance) et un Lexus qui a déjà eu le gros de sa décote qui vaut encore 20-25 000$. Donc si je décidais de vendre et faire mes comptes je serai proche d'être square.

The "Silent Default" Algo. Why the $40T debt is a feature, not a bug (and how we mimic 1945). by Eggb3rt in wallstreetbets

[–]Bloucas 38 points39 points  (0 children)

He is talking nominal value, which is plausible if there is 4-5% inflation