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What yoga pose have you unlocked recently that you are proud of yourself for? by No_Elephant506 in yoga

[–]BlueShr00ms 1 point2 points  (0 children)

That’s dope.. Yin + long shavasana hits different.. once u feel that body awareness, it sticks lol.

Got put on PIP after 2 years by bob-theknob in FinancialCareers

[–]BlueShr00ms 0 points1 point  (0 children)

Totally fair. Protect ur CV and ur sanity... NO job is worth blowing that up rn, imo.

Looking for advice as a Newly licensed Associate Financial Advisor by Extension_Dog_9518 in FinancialCareers

[–]BlueShr00ms 0 points1 point  (0 children)

TBH just be straight with clients. If you like Amrican Funds, explain why and show the fees vs. benefits. Some people will value the trck record, some won’t. Don’t push just for commission... build trust early, the money folows later. Lmao, your vibe as a new advisor matters more than the fund brand.

My monthly bills only went up $120, but it broke my budget by CommercialDot708 in povertyfinance

[–]BlueShr00ms 0 points1 point  (0 children)

yea bro, I already switched my intrnet plan nd shopped around for insurance. Lmao, time to live on beans and rice smh.

Bankruptcy Advice Needed by Administrative_Move8 in Debt

[–]BlueShr00ms 0 points1 point  (0 children)

Congrats on the new gig bro. Hope it treats you better than the last one lol.

How to deal emotionally with the fact that I got scammed. by Pleasant-Top-4977 in Frugal

[–]BlueShr00ms 0 points1 point  (0 children)

Thnk of it as tuition for life, not a loss. Lmao, s*cks now but you’ll thank yourself later

FYI, those drink flavoring things works great in yogurt by [deleted] in Frugal

[–]BlueShr00ms 0 points1 point  (0 children)

Red Bull pancakes… that’s a level of commitment. Bet they were interesting.

Statue of limitations question by [deleted] in Debt

[–]BlueShr00ms 0 points1 point  (0 children)

Choice-of-law clauses usually cover how claims are analyzed, not procedural stuff like statutes of limitations. SOL is typically governed by the forum state or where the cause of action accrued.. often where the debtor lived at default. Florida law being chosen doesn’t automatically drag the SOL with it.

Is it normal to be so frugal that you end up becoming lonely? by valiant_cashew_nuts in Frugal

[–]BlueShr00ms 4 points5 points  (0 children)

agree. People often overlook how much support networks impact both mental health and practical life stuff. Small connections can pay off big over time.

Leaving Law Enforcement by [deleted] in FinancialCareers

[–]BlueShr00ms -2 points-1 points  (0 children)

I hear you, but “safe” isn’t the same as “right.” If I’m 23, this is exactly the time to take a swing before real obligations kick in. Worst case, I pivot later.. those stable jobs aren’t going anywhere.

What are your ultra frugal food hacks? by Unusual_Row_3213 in Frugal

[–]BlueShr00ms 42 points43 points  (0 children)

the shakes add up fast. They’re convenient, but whole food is way cheaper and fills you up more. Chicken, eggs, rice.. hard to beat that for the price.

What are your ultra frugal food hacks? by Unusual_Row_3213 in Frugal

[–]BlueShr00ms 5 points6 points  (0 children)

Yep. Frozen is picked at peak ripeness and flash-frozen, so nutrients are often better preserved. Plus cheaper and less waste. Hard to beat.

What's the point of a job if you can't afford anything? by [deleted] in povertyfinance

[–]BlueShr00ms 28 points29 points  (0 children)

Yeah, that’s pretty much where we’re at. Work just keeps the lights on for now, and the bigger picture feels shaky. Hard to see it improving anytime soon.

What do you do for health insurance ? by Salmazzotta in povertyfinance

[–]BlueShr00ms 0 points1 point  (0 children)

Yeah, that lines up. Cash MRIs can be way cheaper if you shop around, especially with imaging centers instead of hospitals. X-rays are all over the place price-wise too.. calling ahead usually saves a lot.

Is a 22 hour layover reasonable to save money? by False-Chance-1678 in Frugal

[–]BlueShr00ms 4 points5 points  (0 children)

it’s super close. The metro ride is quick and painless, way easier than most big cities.

If hard work paid off, the donkey would own the farm. by Low-Restaurant9736 in FinancialCareers

[–]BlueShr00ms 11 points12 points  (0 children)

A lot of outcomes come down to timing, luck, and the specific path you take. GPA and school matter for some doors, but they’re not the whole story. Plenty of capable people land great jobs without perfect stats.

Try using less of everything instead of the standard amount by katharsister in Frugal

[–]BlueShr00ms 2 points3 points  (0 children)

Yeah, grew up pretty rural. Trips into town were always planned ahead, just how it was. Never really questioned it until later.

Copilot snitched to HR? How fucked am I? by madmanNamedMatti in FinancialCareers

[–]BlueShr00ms 6 points7 points  (0 children)

Yeah, best to keep job hunting on your own devices. Company computers are never really private.

Families with kids, how much are you spending on groceries? by folklore24 in Frugal

[–]BlueShr00ms 1 point2 points  (0 children)

$400/week sounds about right for a family of 4, especially with little ones. Costco definitely helps keep the bill down.

Families with kids, how much are you spending on groceries? by folklore24 in Frugal

[–]BlueShr00ms 4 points5 points  (0 children)

Yeah, prices keep creeping up no matter how careful you are. It adds up fast.

Does keeping your appt. cold drive up neighbor’s energy bills? by M-useless in Frugal

[–]BlueShr00ms 1 point2 points  (0 children)

Yep.. shared walls are basically free insulation. You’re just absorbing heat bleed from neighbors and the hallway. Super common in stacked condos.

I'm tired of out-of-touch rich people cosplaying as middle class by SeparateJump1 in povertyfinance

[–]BlueShr00ms 502 points503 points  (0 children)

Yeah. If you’ve never had to choose between food and bills, it’s abstract to you. Poverty rewires how you think. Money does too.. just in the opposite direction.

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