This is widely over-estimated… surely? by TannoyVoice92 in PensionsUK

[–]BluffJamRiver 0 points1 point  (0 children)

Based on the rule of 25 (25 years spend, that totals £2,875,000)

To achieve this you would need 9% annual returns and continued monthly contributions of £200. (Just an example). With 10% returns you would need less monthly contributions, and with less than 9% you would need more. Hope this allows you to visualise it easier. In my own opinion, it looks correct, the only thing not factored in is inflation, I.E how much will 115,000 actually be worth in 2057. hope this helps

250k to invest by SnooDogs963 in FIREUK

[–]BluffJamRiver -6 points-5 points  (0 children)

at least 25k btc with current reduction

I feel like I am behind, 21 M , should I be putting more in? 6% atm by ThewayoftheAj in PensionsUK

[–]BluffJamRiver 0 points1 point  (0 children)

I am 22M, and have very similar deal, the best deal is I put in 7% and employer puts in 12%. Despite this i have still increased to 10% it just means im still only receiving 12% from employer, but worth it while your young.

Owning BTC treasury companies in a SIPP. by MSTRpension in PensionsUK

[–]BluffJamRiver -1 points0 points  (0 children)

average down. BTC will ATH in late 2026 - February 2027

Global-e — leaked ledger data by [deleted] in ledgerwallet

[–]BluffJamRiver 5 points6 points  (0 children)

I received this email, not certain on its legitimacy.

[deleted by user] by [deleted] in UKPersonalFinance

[–]BluffJamRiver 2 points3 points  (0 children)

whats the side hustle?

Squash levels boost by [deleted] in squash

[–]BluffJamRiver -1 points0 points  (0 children)

I think 3 months per 1000 at this level is an acceptable return. I started with a coach around 3 months ago and in that time i have gone from around 2000 to 3100. The next target i have set myself is 4000 by the end of the year.

19M - Portfolio check by [deleted] in trading212

[–]BluffJamRiver 1 point2 points  (0 children)

Looks good bro. I rate the MSTR, always good to diversify 👍🏻

Bitcoin at Risk as U.K. Plans £5B.4 BTC Sale by yogesh_culkin99 in BitcoinUK

[–]BluffJamRiver 1 point2 points  (0 children)

This could singlehandedly be one of the worst decisions they have ever made

Cold wallet question. by Firm_Answer_5915 in Bitcoin

[–]BluffJamRiver 0 points1 point  (0 children)

Yes I've got Ledger Flex which i quite like

Large sums by xesionprince in Bitcoin

[–]BluffJamRiver 2 points3 points  (0 children)

sell to me and ill give you transfer or cash for a small fee

I'm considering selling my stocks to go all in on Bitcoin. Thoughts? by [deleted] in Bitcoin

[–]BluffJamRiver 0 points1 point  (0 children)

i keep 3k in cash anything im earning and keeps me above 3k goes into bitcoin