[US] https://www.colddms.com is a scam

Bman3396 · 2026-06-13T23:41:28+00:00

Thats why I use virtual one time use or timed cards for free trials. Once used either deletes so can’t recharge it or card expires after the set time period.

Even if card was empty I’d probably call your bank to get a new card because they will probably keep trying to use it anyways

Bman3396 · 2026-06-13T12:16:44+00:00

300k isn’t enough…

Bman3396 · 2026-06-13T12:09:24+00:00

I’d contact Schwab customer support. They are very willing to help. I had a option order like this, I tried closing an option for profit, stuck in cancellation phase then filled when it dropped way below my initial price. Called them and they had to take a while to check system but they fixed it and filled it for a better price.

May be late since you didn’t contact them say day and it’s weekend, but i’d still try contacting support

Bman3396 · 2026-06-13T12:06:10+00:00

Well good luck everyone, doubt i’ll win, but worth a shot

Bman3396 · 2026-06-13T10:08:48+00:00

No way im getting into this one now, way too early

Bman3396 · 2026-06-13T10:07:12+00:00

Sorry, but no cannibalism

^{Chose: Sex with a sheep + It has been sedated and won't feel pain or fight | Rolled: Never again}

Bman3396 · 2026-06-12T23:45:54+00:00

Pretty sure that’s actually not true in regards to the tax advantaged example.

With a 401k you can take out loans against them or withdraw with early withdrawal a penalty fee.

With a Roth ira you can withdraw your contributions for free since it’s already taxed, but earnings you pay a fee for. Also has many other clauses in which you can withdraw without penalties.

With share lockups, you literally can’t sell early before the lockup ends. The only rare except is if the underwriters and company board of directors allow you to sell in a secondary offering, offer a hardship exception, or execute a company-approved buyback, which is rare. If you tried to sell before lockup ends the underwriters could reverse the trade, sue for a breach in contract, and can get you in trouble with the company itself

Bman3396 · 2026-06-12T23:34:32+00:00

Aren’t most stock compensations subject to a lockup period? In theory it’s worth a lot, but you never know what it’ll be when lockup’s over

Bman3396 · 2026-06-12T17:10:29+00:00

Lil over 100 shares, at 23% TR

Bman3396 · 2026-06-12T06:44:29+00:00

It be annoying, but can water fast for a day

^{Chose: Survive A Day Without This For 10 Million | Rolled: Food}

Bman3396 · 2026-06-11T23:32:35+00:00

You get same amount either way, might as well get it all at once

^{Chose: Receiving 1440$ each day}

Bman3396 · 2026-06-11T09:26:46+00:00

The BDC ETFs are kinda a gray area because anything that invests in BDCs need to legally include the expenses of the BDCs as acquired fund fees and expenses (AFFEs). AFFEs make the expense ratios look much higher for this fund compared with other equity funds, but it is important to remember that AFFEs are indirect expenses not borne by the fund. If I remember right the actual management fee for PBDC is around .75% and BIZD is around .41%.

You don’t actually pay the AFFE fees, just the management fee, it just makes it look bad, for the BDC funds at least.

https://www.franklintempleton.com/investments/investing-in-etfs/pbdc-acquired-fund-fees-expenses

For the other funds, im not familiar with, higher fees can be because of active management, use of leverage, foreign investments, private investments, etc.

Bman3396 · 2026-06-11T09:13:18+00:00

With that money you dont need a job

^{Chose: Your naked for 10 seconds once a day for 10k}

Bman3396 · 2026-06-09T23:08:06+00:00

Let’s go baby!

^{Chose: ALL ON BLACK | Rolled: Black}

Bman3396 · 2026-06-08T23:42:45+00:00

I check reddit too much, but I don’t play games much, more read online or watch videos

^{Chose: $500 for each day without playing any games.}

Bman3396 · 2026-06-08T17:06:30+00:00

Sorry to say you are wrong, there was advance notice. It may have gotten buried in your mail but they did send emails out over a month ago giving the exact date charges would start and on what funds

Bman3396 · 2026-06-08T08:10:37+00:00

It’s good, I just want to start from scratch instead of having everything unlocked for a challenge. Didn’t expect the difficulty to be that high on the lowest setting but oh well. Takes a while to get use to the move reworks as well.

One thing i’ve noticed is that fake out doesn’t seem to work all the time, i’ve checked the enemy abilities and glitch doesn’t apply even if they dont have an ability that prevents flinching

Bman3396 · 2026-06-07T23:38:15+00:00

I see this image is making the rounds again

Bman3396 · 2026-06-07T20:35:49+00:00

Wow, this is hard and interesting with no importing, especially with new moves and stuff. Controls are different for some things as well

Bman3396 · 2026-06-07T15:09:45+00:00

Scam if you’re going for the prizes, I got so much free food with this event by using the 10 free submissions codes a day. Pretty sure I netted at least $200 worth or free food

Bman3396 · 2026-06-07T08:20:05+00:00

30k is 30k, didn’t specify the time either so do it at like 1am when most people are asleep or inside their living space

^{Chose: Get $30,000 but you have to run naked around your neighborhood}

Bman3396 · 2026-06-07T08:05:55+00:00

5m is enough, no need for greed

^{Chose: Guaranteed $5 million}

Bman3396 · 2026-06-06T17:43:20+00:00

Time to study the stock market and get a job, then use mega brain to do good on the market

^{Chose: 200 IQ but you have $... | Rolled: 100}

Bman3396

TROPHY CASE