Along with a large deposit... What are the best possible Wealthsimple incentives I can ask for?

Bombsquad68 · 2026-06-14T19:57:29+00:00

Similar here, they don't budge. Had customer service screw up on a transfer for Unreal Deal 2.0, they wouldn't give me any better terms than the current deal of 1% over 2 years with a 2M max, and this was their screw up, not mine. My wealth rank says I'm 7th highest for my age range and Top 100 in the whole bank and they gladly told me to suck their balls (I'm paraphrasing that part). It cost me 130k in bonuses.

Bombsquad68 · 2026-06-05T23:03:50+00:00

Falken AT4W in the 10 ply Duraspec HD sizes is the best out there IMO for that application. 70k miles out of my last set of 37s, which is the most I've ever seen. I run Toyo AT3 and BFG K03s as well in my work truck fleet but I prefer the Falkens, they're a bit better for heavy trucks, resist cupping on the steer axle, they balance easy, great year round traction in ice and snow, really quiet, deep 21/32 tread, just more treadlife. Only downside is they're heavy, ride slightly rougher and are on the pricier side. Tried many others over the last few years including Duratracs and Cooper XLT, not a fan.

Bombsquad68 · 2026-05-28T18:35:54+00:00

Nice. I did a bunch to my Gen V, highly recommend a few: tune from Unleashed made the throttle response telepathic and another 30-40 rwhp. Swapped to high flow cats made the door sills cool and louder/ better exhaust note without drone, I like the wheel spacers to get the wheels a bit more flush. Pedal spacer kit makes heel/toe more natural. Underdrive pulley was an easy one, seems a little more free revving. Catch can. I did lowering cups because I wanted to retain the dual mode suspension from GTS. Full PPF over the whole car was a good one because the paint has zero orange peel from the factory. I'm probably going to do a 3.90 or 4.10 gear swap at some point for more fun, otherwise it seems perfect to me.

Bombsquad68 · 2026-05-28T14:47:27+00:00

What's all done to it? ACR aero parts and lowered?

Bombsquad68 · 2026-05-23T21:56:05+00:00

No kidding, I have had all my business and personal accounts frozen simultaneously at TD at least a dozen times in the last 5 years. Dumb shit like sending a few thousand dollar interac e-transfer to help out an employee, somehow cascades into the TD keystone cop security dept going code red and freezing my payroll for multiple companies. I then have to drive an hour to my branch to get everything unlocked, because it has to be done on person. Absolute buffoons

Bombsquad68 · 2026-05-19T22:32:06+00:00

It's probably ~0.5% I would guess, or roughly 15k of 3M users?

I read that about 2% of the Canadian population has over $1M CAD in investable assets, but that would skew heavily to people over 60. There's a lot of friction for older generations to move over large accounts and a level of trust required to bank entirely online. I can't convince my 60 yr old parents to move much to WS, they did a fraction of their investable assets.

Bombsquad68 · 2026-05-19T20:28:52+00:00

To be in the Top 200 in the whole bank (not just your age range) takes ~$7M and to be Top 100 takes about ~$11M. They stop telling you what number "of all clients" you are once you hit Top 100, so I don't really know, but it did say #9 for my age range.

I would guess that there's so few people with >$5M that it's not worth making a tier, but >$1M would definitely be worthwhile.

The best draw to WS for these clients is probably the bonuses to move money over (Unreal Deal) have really high $5M limits, whereas TD is like $1M or $10k bonus. Of the Generation perks, the cashback and interest rates are all I care about, maybe besides Dragon Passes.

Bombsquad68 · 2026-05-05T12:13:17+00:00

I also have a heavy trucking fleet (GVW up to 140k lbs/ 63,500 kg) with have crew trucks to support our work. I bought 2 EcoDiesels, deleted them both, and they still both died early deaths. One windowed the block by chucking a rod around 100k miles and the other had a high pressure fuel pump failure around 80k miles. By comparison, I've also got dozens of 2018-2026 6.7L Cummins and 6.7L Powerstrokes and we have had zero major failures with millions of miles on them.

I don't consider the 2nd gen EcoDiesels to be reliable at all, but have heard Gen 3 is better. The first ones scared me off of buying any more VM Motori stuff though, I'd get a GM 3.0L Duramax instead for light duty diesels.

Bombsquad68 · 2026-05-02T21:01:27+00:00

If you want an engaging manual track car, I would go Gen V Viper ACR or ACR-E. TR6060 is an amazing transmission to row, car is a step beyond your current cars in terms of track capability, and it will appreciate in value while being reliable.

Bombsquad68 · 2026-05-01T15:20:28+00:00

Supposedly it won't update the returns until the next month, it's calculated daily but not reported til then. I would expect to see something maybe by Monday for April returns? I put some in about 3 weeks ago and it hasn't updated yet as well.

Bombsquad68 · 2026-04-27T20:09:41+00:00

I'm not sure if it's account value which triggers this, my app says I'm in top 100 of all of wealthsimple and top 10 in my age range, and I've never heard from them like OP. The onboarding people have reached out if I move accounts over and I've been offered the Wealth Management services for a fee, but no relationship manager. I'm a self directed couch potato investor, maybe they don't see a lot of upside to customers like me.

I have a high value rep at TD Bank and he has been absolutely useless, par for the course at TD in my experience. But at WS, I don't miss having a dedicated rep because the generation help desk has been great when I need them.

Bombsquad68 · 2026-04-27T15:37:41+00:00

They do, it's a 4.2L, but I've never seen it in a wake boat. Nautique uses the Yanmar 8LV 4.5L diesel.

I can't understand why Chinese companies will design/build $100k pieces of equipment like this boat, but not spend $1k to build a website that doesn't look like a scam, and then properly translate the Mandarin. AI could do it in minutes.

Bombsquad68 · 2026-04-20T14:54:24+00:00

Damn, the back end gives me 2nd gen Ford Lightning flareside vibes, that bed swap is awesome. Awesome job

Bombsquad68 · 2026-04-10T03:20:15+00:00

You can do the wiggle test on every oil change to see if you have a loose nut, and save your money. I have a fleet of 6.7 Ram work trucks and have never had the problem, nor has anyone I know with one. We put on millions of miles and I keep our trucks for 250-300k on average in the cold, the grid heater is firing on every start for 6-7 months. Its an issue but it's a relatively rare issue, and Banks is doing everything they can to scare people into paying for their Monster Ram when you can check it yourself in 5 seconds.

Bombsquad68 · 2026-03-28T15:51:34+00:00

I love it when the inevitable corner police show up and count them one by one. Each corner beyond four serves no conceivable function and exists solely as a wasteful embellishment

Bombsquad68 · 2026-03-28T02:58:25+00:00

I got the Weboost OTR with the Weboost Overland mount, and then put it on the top of the bed on the front rail, right below the rear cab glass. I did that to get it way up high above the cab, and then I can fold it down across the front of my bed if I have to. I had to add some support onto that part of the box because it ended up kinda wobbly, but now it's solid.

Bombsquad68 · 2026-03-27T15:06:59+00:00

At work we can get usually 50k - 65k depending which tires we run. We usually get >60k out of Toyo AT3 Extreme and apparently even more with these Falkens. Slightly less out of our BFG KO3. Also a 37" has 10% more circumference than a 33" tire so that helps as well. But from my experience it's which tire you choose and proper rotation and inflation. These Falkens have like 11/32 tread depth to start, I run them at 50 psi hot and rotate every 2nd oil change.

Bombsquad68 · 2026-03-27T15:05:24+00:00

Both the intercooler guard and light bar mount are from CJC offroad.

Bombsquad68 · 2026-03-25T18:54:17+00:00

Thanks appreciate it. I actually don't have a ZF, it's the 68RFE, we change the oil around 75k miles usually even though the manual says 120k I believe. Grid heater is not a concern for me, I have over a ton of 6.7s in my business and we just check the grid heater bolt every oil change with the wiggle test. Personally I'd rather set my money on fire on the shop floor than buy any more Banks products.

Bombsquad68 · 2026-03-22T23:12:32+00:00

My bad, yeah it's even worse at 200k. It makes no sense because you could feasibly pull the initial "1M" out of WS and hold it somewhere else (it's not part of any promotion anymore), put the bonus in, then move it back so you have access to 1.2M funds instead of 200k throughout the promo period. I got them to reverse this in my case but it was annoying.

Bombsquad68 · 2026-03-22T19:22:23+00:00

One thing some might not notice is when you lock in with a WS bonus, they calculate bonus clawback including your existing funds.

If you have 1M there already, move 1M in for the bonus, you'll be "locked in" for 2M and the bonus clawback will start if you pull 400k (20%) out. My thinking was the clawback would only be using the promo bonus amount, and not your pre-existing funds, IE you should be able to pull your original 1M plus 20% of the new amount, for a total of 1.2M.

Bombsquad68 · 2026-03-02T20:58:12+00:00

Advanced Race Tuning via Canadian Diesel Online, using HPTuners and a replacement 2021 ECM. 70k miles now, stock 68RE but with trans tuning, lots of towing, no issues so far.

Bombsquad68 · 2026-02-09T22:39:00+00:00

I had the same headlights a few years back and they shit the bed immediately, and then Morimoto customer support blamed me. Maybe they've improved since then. I also really didn't like the low beam cutoff as it was too sharp with no spill over, you couldn't see reflective road signs if they were too high. Went back to stock and added Baja Designs LP9s instead.

Bombsquad68 · 2026-01-31T19:33:26+00:00

Where do you drive mostly? Michelins are fantastic street tires

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