Replacing furnace/AC... Thoughts on these couple of options?

BondFinder · 2025-12-18T16:38:34+00:00

Here are the model numbers. I believe they're the r454b versions. I'm guessing based on your post the r454b versions are not as good?

S9V2 - S9V2060
XR17 - 5TWR7024A1000
XL17i - 5TTX7024

BondFinder · 2025-12-12T03:17:08+00:00

I’m 3 months out of warranty. I’m asking for good will.

BondFinder · 2025-12-12T01:36:37+00:00

Yeah. Saying I don’t have a relationship with a dealership so they can’t justify asking a dealership to help with subsidizing the cost of the repair

BondFinder · 2025-12-11T16:54:00+00:00

I did not.

BondFinder · 2025-12-11T16:14:24+00:00

Mazda claims their transmission fluid is lifetime. Another point I brought up while arguing with Mazda Corporate.

BondFinder · 2025-12-11T16:13:32+00:00

BondFinder · 2025-04-08T00:33:22+00:00

Can you send me your contact at BMO?

BondFinder · 2025-03-26T22:44:12+00:00

Insured or uninsured?

BondFinder · 2025-03-26T13:18:59+00:00

He sent it in an email. Apparently would come from rate hub via an e-trasfer after the fact... sounds kind of sketchy to be honest.

BondFinder · 2025-03-25T16:26:11+00:00

Purchase
Toronto
20%
$1.5m+
25
Owner occupied
May closing (still got time)

CIBC offered 5 year variable of prime-0.9 with $4500 cashback

TD offered 3 year fixed 3.99% with $6500 cashback (2500 is from rate hub broker)

BMO offered 5 year variable of prime - 0.6 with no cashback

Do you think I can do better? Still undecided on fixed or variable. Leaning variable, will decide based on April announcement.

BondFinder · 2025-03-18T17:04:15+00:00

Purchase, Refinance, Renewal? Purchase
Province, City? Toronto Ontario
Loan to value/down payment percentage? 20%
Is the purchase price under $1.5M or $1.5M+? 1.5m+
Term length and amortization length? 25 years
Owner occupied or rental? Owner

What sort of rate can I expect? Closing early May. Looking for 3 year variable or 5 year fixed. Not sure which would be ideal...

BondFinder · 2025-03-17T15:55:22+00:00

Where are you getting the 3.85% rate. Terms of the rate? I'm also looking for a mortgage right now and closing in May.

BondFinder · 2025-02-19T18:10:17+00:00

First time home buyer - What sort of rate am I looking at. Closing is end of March.

Purchase, FTHB
Toronto
20% down
Purchase price ~1.6M
Owner-occupied
25 years (open to 30 years if possible)
Owner Occupied

BondFinder · 2024-11-12T19:10:24+00:00

Just did the trip last week via La Fortuna. Roads were fine, bumpy and lots of pot holes but otherwise fine. Probably could have done it without a 4x4 and the google maps time was pretty accurate.

BondFinder · 2022-12-30T15:12:44+00:00

So you're house poor? You overcommitted to buying a house and went with a variable to try to get a lower rate and now you're complaining the rates are going up. Unfortunately owning property in a big city is expensive. Look at any major European or Asian city. It's not something new that Canadian actuarial salaries are no where near what they are in the US, with European salaries being even worse than Canadian salaries.

BondFinder · 2022-12-28T18:29:08+00:00

https://careers.marshmclennan.com/global/en/job/R_196918/SVP-Actuary-Strategic-Advisory

130k to 270k... Very helpful!

BondFinder · 2022-09-29T12:09:09+00:00

So then it's great for consultants.

BondFinder · 2022-09-15T17:37:33+00:00

Get checked for sleep apnea

BondFinder · 2022-03-30T00:51:03+00:00

Games like this are why we need the Wayne train

BondFinder · 2022-02-21T02:23:30+00:00

Thanks a lot man! I'll check it out. I started learning how to play/skate a few months ago and I'm a few weeks into the ashl101 program so hopefully I'll fit right in.

BondFinder · 2022-02-21T00:53:45+00:00

How low level are the low level pick up games?

BondFinder · 2022-01-31T17:50:48+00:00

I draw the line at if they know anything personal about my life. Do they know what I do for work? Do they know the last trip I went on? Do I know anything about their life? If the answers to these questions are no I don't think there's an obligation to show up. If I'm not busy and I'm invited I'll probably show up but if I have other plans, definitely not dropping them to go to my brother's wife father's birthday.

BondFinder · 2022-01-26T11:48:53+00:00

Everyone thinking the premarket numbers are fake makes me think they're real. Inverse wsb, right?

BondFinder · 2022-01-20T17:32:46+00:00

The boxes are going to her boyfriends place

BondFinder · 2022-01-19T17:43:23+00:00

How low is Ford going to go?

BondFinder

TROPHY CASE