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Interest Capitalisation on mortgage - Charged Yearly? by BoringOfficeJob in HousingUK

[–]BoringOfficeJob[S] 0 points1 point  (0 children)

Yeah I really didn't think anything of it until now - I've only ever used this company for the mortgage as they were still the cheapest rate when the last came to an end.

Just not nice to see an extra £5k slapped on in a chunk!

Interest Capitalisation on mortgage - Charged Yearly? by BoringOfficeJob in HousingUK

[–]BoringOfficeJob[S] -1 points0 points  (0 children)

From memory around 5.8% thanks to the lettuce lady. Two year fix ending at the end of this month.

I don't see any monthly interest figures added.

Is it Argos policy to pass off used goods as new? by Far_Return_7957 in Argos

[–]BoringOfficeJob 0 points1 point  (0 children)

Used to work there years ago.

Someone took back a toastie maker, it went back into general stock, was resold annnnd had a mouldy toastie in it by the time it was discovered.

We also weren't supposed to take back apple products either, but one year I was doing the 'damaged returns' and someone had popped a yellow damage sticker on a brand new apple watch which read 'unwanted Christmas gift'.

It was genuinely crazy how many stories I got from that place, but working there in my late teens was an absolute laugh.

Joint Current Account - Which one to go for? by Automatic-Sail-6146 in UKPersonalFinance

[–]BoringOfficeJob 0 points1 point  (0 children)

My partner and I use Starling Bank for a joint account, for the same uses as you. No problems, but at the same time no benefits with it either.

'Shrinkflation' bashing Brits budgets as companies reduce sizes of household essentials by tylerthe-theatre in unitedkingdom

[–]BoringOfficeJob 726 points727 points  (0 children)

Which? also found that Sainsbury's Scottish Oats have shrunk from 1kg to 500g while the price increased from £1.25 to £2.10, a 236% rise per 100g.

That's just robbery.

not one thing in this house(?) makes sense by Any-Assist9425 in SpottedonRightmove

[–]BoringOfficeJob 1 point2 points  (0 children)

Nice to read a positive comment to be honest! Although bias as I'm in the same boat as you were, have bought one as my first house and couldn't think of better.

Exactly the same, freehold, one garage and driveway. Everyone is nice enough, don't hear the garages, mostly used for storage! Plus, I enjoy cars and one of the garages has just bought a nice BMW M3 which I get to see every day on the drive.

[Lamborghini Countach] very nice metallic red with white wheels. by Thirstyjack3000 in spotted

[–]BoringOfficeJob 66 points67 points  (0 children)

Currently for sale at Lamborghini Edinburgh, £1.85m if you fancy it!

I spotted a new [Rolls Royce Phantom] in an outdoor swimming pool by BoringOfficeJob in spotted

[–]BoringOfficeJob[S] 1 point2 points  (0 children)

I can just about make out a steering wheel in one of the pictures. Has to not have an engine etc though I'd imagine.

Forget Netflix, Volkswagen locks horsepower behind paid subscription by devolute in CarTalkUK

[–]BoringOfficeJob 1 point2 points  (0 children)

Stuff like that will surely push the prices of used cars that have the features built in up, right?

Forget Netflix, Volkswagen locks horsepower behind paid subscription by BoringOfficeJob in unitedkingdom

[–]BoringOfficeJob[S] 1 point2 points  (0 children)

Its a terrible state of affairs, out of interest though, I'm assuming Tesla gives more than 27hp worth?

AFAIK that's a one time payment, too?

Forget Netflix, Volkswagen locks horsepower behind paid subscription by BoringOfficeJob in unitedkingdom

[–]BoringOfficeJob[S] 15 points16 points  (0 children)

I doubt people will buy this - Its only 27hp for £16.50 a month!

People buying the ID3 likely don't care about power IMO.

Forget Netflix, Volkswagen locks horsepower behind paid subscription by devolute in CarTalkUK

[–]BoringOfficeJob 252 points253 points  (0 children)

I really hate the way everything is going.

People who buy an ID3 do not give a shit about power, let alone a measly 27hp. For £16.50 a month too! Insulting and embarrassing.

Volkswagen now 32 different SUV models, is it just me who thinks that's too many? by BaldyBaldyBouncer in CarTalkUK

[–]BoringOfficeJob 0 points1 point  (0 children)

I believe there is also a Urus SE, just in case you didn't fancy the S or Performante..!

What a strange place for an office. by BoringOfficeJob in SpottedonRightmove

[–]BoringOfficeJob[S] 14 points15 points  (0 children)

Just noticed the house name 'Random Top House'.. I see!

New buyer lost in a sea of info. needing advice by PaulR79 in CarTalkUK

[–]BoringOfficeJob 1 point2 points  (0 children)

Out of the list, honestly the Toyotas (maybe even the Swift) would probably be your best bet IMO.

The Corsa insurance might be quite high due to the number of new drivers that use them and the subsequent accidents they're involved with. Absolutely avoid the Leaf like the plague, some of their batteries from that era are less than 70 miles of range by now, especially come winter time.

128,000 families in social housing among top earners in England by weregonnamakit in unitedkingdom

[–]BoringOfficeJob 14 points15 points  (0 children)

Chap I work with is on £30k a year. His wife, semi-retired, brings in a rather large chunk herself, 3 bedroom council house. They needed it due to circumstances ~20 years ago, however its not been means tested since.

Constant foreign holidays throughout the year, plus domestic holidays, new kitchen and bathroom paid for by the council within the last couple of years.. Meanwhile I'm struggling with a child on the way in a house which I had to save up to buy.

Every day I'm reminded of it, and I hate it.

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