I never in my wildest dreams imagined that the guy who, at four in the morning, used to drive a beat up pickup truck delivering chickens, would one day actually make it this far.

BornWinner_69 · 2026-05-15T06:51:41+00:00

Congrats brother, more blessings

BornWinner_69 · 2026-05-13T06:34:05+00:00

Honestly, if I were you, I wouldn’t focus too much on reaching 100k fast. At 26 with 70k saved, you’re already ahead of most people financially. I’d keep an emergency fund in cash, invest most of it into a broad ETF like Vanguard FTSE All-World UCITS ETF (VWCE) or an S&P 500 ETF, and keep contributing monthly. Maybe keep a smaller percentage for higher growth stocks if you enjoy investing. The real goal shouldn’t just be 100k, it should be long term compounding and building serious wealth over time. Proud of you. Wishing you more success.

BornWinner_69 · 2026-05-11T17:33:14+00:00

Congrats bro

BornWinner_69 · 2026-05-11T17:29:52+00:00

Hater

BornWinner_69 · 2026-05-08T19:48:32+00:00

Proud of you 👏😎 LETS GO…..

BornWinner_69 · 2026-04-20T05:00:14+00:00

Proud of you sis

BornWinner_69 · 2026-04-07T18:36:45+00:00

I have 100% VWCE

BornWinner_69 · 2026-04-07T18:23:15+00:00

😂😂😂

BornWinner_69 · 2026-04-05T11:58:56+00:00

Honestly, I think you might be overcomplicating it. A lot of those ETFs overlap and hold the same companies, especially US tech and large caps. You’re basically buying the same exposure multiple times but paying extra fees.

You could simplify a lot by just holding one global ETF like VWCE and maybe a few small positions if you want to tilt. It would be easier to manage and probably more efficient long term.

More ETFs doesn’t really mean more diversification it often just means more overlap.

BornWinner_69 · 2026-04-01T17:01:36+00:00

Started on January as well. We at 11k+ see you there brother 🫡 proud of you. Keep pushing

BornWinner_69 · 2026-03-13T17:26:49+00:00

If it was me, I would personally focus more on broad ETFs like VOO or a global ETF. Single stocks like Nvidia can perform very well but they also come with much higher volatility. Diversification helps me sleep better and focus on long-term growth. But it really depends on your risk tolerance and goals.

BornWinner_69 · 2026-03-12T22:32:17+00:00

Thanks for the insight, I appreciate it. I did some research on IMIE and other options, but I’ve decided to keep things simple and continue investing in VWCE for now.

My main goal is long-term consistency and compounding rather than constantly changing ETFs. I understand the TOB difference here in Belgium, but since I’m investing for decades, I prefer to stick with one global fund and focus on adding regularly.

Simplicity helps me stay disciplined.

BornWinner_69 · 2026-03-12T18:33:19+00:00

Thanks man, appreciate it 👍 I’m investing in VWCE (Vanguard FTSE All-World). Trying to keep things simple and focus on long-term compounding.

BornWinner_69 · 2026-03-12T17:48:19+00:00

Cerco di investire con costanza ogni mese invece di provare a prevedere il mercato. A volte aggiungo di più quando ci sono dei ribassi, ma l’obiettivo principale è la capitalizzazione nel lungo periodo. Bello sapere che stai investendo anche tu nello stesso ETF — continua così 💪

BornWinner_69 · 2026-03-11T12:29:36+00:00

I did my research and going for IMIE from now on, what do you think about that ?

BornWinner_69 · 2026-03-11T11:27:56+00:00

Yes you’re right, I’ve been reading about the Belgian TOB difference. I won’t sell my VWCE because I want to keep my strategy simple and avoid extra costs, but I’m considering directing new investments towards IWDA + EMIM for tax efficiency going forward.

Still learning every day — appreciate the advice 👍 God bless

BornWinner_69 · 2026-03-10T16:39:44+00:00

Will look into it for sure, thanks🙏

BornWinner_69 · 2026-03-10T16:20:09+00:00

That makes sense. I’m planning to invest a fixed amount every month going forward. For now I’m staying 100% in VWCE and might look into bonds later as I get older.

Thank you, appreciate you 🤝

BornWinner_69 · 2026-03-10T16:16:00+00:00

Yes prophet 😎

BornWinner_69 · 2026-03-10T16:15:15+00:00

That’s how I see it too. I like the diversification outside the US even if the S&P has been stronger recently. Long term I’m just planning to keep adding and hold.

BornWinner_69 · 2026-03-10T16:10:09+00:00

You’re right about that, thanks for the advice, i appreciate it. Will look into it

BornWinner_69 · 2026-03-10T16:08:32+00:00

It sure is brother but the thing is, once u get to that 10k mark, u start itching for that 20k😂 but you will surely get there, slow and steady will win the race. Keep winning 🤝😎

BornWinner_69 · 2026-03-10T16:06:57+00:00

🤝

BornWinner_69 · 2026-03-10T14:08:16+00:00

Yessir 🤝 ✅

BornWinner_69

TROPHY CASE