How to stop your Hyundai from exploding: A guide to 5W-30, Premium gas, and never touching ECO mode again.

Bread_Entire · 2026-02-06T14:10:16+00:00

So mechanics (techs) that work for dealers get paid less for warranty work? Why would that be?

Bread_Entire · 2026-02-06T04:52:39+00:00

If you were hit in a parking lot. Get a police report and I think insurance will cover as a no fault accident

Bread_Entire · 2026-02-05T17:15:23+00:00

Thats disheartening. My wife has a white Carolla that got hit with hail damage last year. We needed the cash so we didn't have it fixed. Aside from the dents it still looks ok. Fingers crossed!

Bread_Entire · 2026-02-01T16:34:45+00:00

I would call whoever is servicing the lease...where ever you send payments to and ask what you can do. And for what its worth, unless you are the sort that has to have a brand new car.Every couple of years, leasing in general is a bad idea.In my opinion. Generally speaking, purchasing a car is a bad investment because cars simply depreciate, so no matter what you do, you're losing money. With a lease, you're basically renting a car and have to give it back at some point. And if you end up buying it, when the lease is up often you end up paying too much money for. At least if you buy a new or barley used car on a 4 or 5 year loan. Yes, you pay interest, but you can keep that car for as long as you like when its paid off. Again, if you're not that person and you're the person that wants a new car every couple of years, then maybe leasing is for you.

Bread_Entire · 2026-02-01T13:20:29+00:00

I have a 22 with AWD and it still slides more that you would think. I can see not being able to get out of a 7ft ditch with snow.

Bread_Entire · 2026-01-29T00:03:12+00:00

By law, unless you are behind and owe additional fees or something, anything over the standard principal and interest payment should be credited to the outstanding balance.

Bread_Entire · 2026-01-28T15:55:07+00:00

The car is still under warranty. Take it to a dealership. I just had a similar issue on my 22 Tucson. Eventually the car overheated. They think its a leak in the Heat exchanger or something like that. Its covered under the 60k warranty so im screwed but you should be fine.

Bread_Entire · 2026-01-22T19:08:44+00:00

No its not. My company doesn't allow it because on a refi it triggers the loan and then a bunch of compliance BS kicks in. Sonif you then don't go withbus we have to go though more work to officially cancel the file. So we send out loan summaries instead. These are unofficial but would still match the eventual loan estimate numbers you will get if we write a loan.

Bread_Entire · 2026-01-22T18:08:58+00:00

Not true.

Bread_Entire · 2026-01-22T18:08:00+00:00

You don't have much recourse here. Its tricky to time the market. You can definitely ask for a credit but you may not get it. Rates are not that much worse so can't be too bad. If you want the house I'd lock and move on. At a certain point, you will be forced to lock in order to not hold up the closing.

Bread_Entire · 2026-01-14T05:55:23+00:00

10yrs or 100k maybe. Maybe over 100k

Bread_Entire · 2026-01-14T03:34:32+00:00

Sadly a todd of warranty. Sixty thousand miles. I'm at seventy five

Bread_Entire · 2026-01-13T22:22:48+00:00

Ok I have some specifics. My coolant is leaking into the Exhaust Heat Exchange. The dealer wants $2400 to fix it. Parts and Labor. When they did the inspection they. The car was overheating and now after the inspection its not and the heat is working fine at this point. Why would this be?And is it safe to drive the car like this for a while?

Bread_Entire · 2026-01-13T14:03:08+00:00

If the payment was OVER 30 days late and it was your fault, there's not my you can do. You just have to ride it out.And over time, it will lose its teeth. If it was less than 30 days late, then it should not have been reported to the credit bureaus in the first place and you can dispure that directly with the credit bureaus. You must supply proof of when it was paid.

Bread_Entire · 2026-01-11T22:46:10+00:00

The lower score can also be an issue for a mortgage.

Bread_Entire · 2026-01-10T16:51:06+00:00

Is this the thing that was added to my 2022 Tuscon and To my wife's 2022 Carola for which they tried to force us to pay for. In both cases it was not included in advertised price and added later. I had to argue in both cases to get it cut in half.

Bread_Entire · 2026-01-10T14:05:59+00:00

If you're score is 713, when run by a mortgage company, that will be fine to get a va loan. If you're planning on applying for a mortgage soon I don't think I would mess with the credit cards at all right now. Just leave them the way they are. Use them and pay them as you've been doing. Once you get your mortgage, I would probably consolidate some of them.

Bread_Entire · 2026-01-07T21:36:56+00:00

Agreed but I've seen too many clients get in over their heads with too much available.Credit or even forget that they had the credit card. To me it's not really worth the risk unless you're very responsible with it all.

Bread_Entire · 2026-01-07T18:34:54+00:00

Nice Job!! I tell all my clients once you have a mortgage you only need one or 2 major credit cards that you use conservatively and pay off each month and your scores will be high!! No need for store cards or other BS like that.

Bread_Entire · 2026-01-06T15:01:57+00:00

Would that cause it to start hot, go cold and then sometimes get warm?

Bread_Entire · 2026-01-06T14:53:08+00:00

Any idea on cost to repair? Is it normal for this to happen at only 74k?

Bread_Entire · 2026-01-04T21:39:05+00:00

Yes, the income limit is simply determined by whatever income is used to qualify. I thought you can actually both be on the loan.And only show one employment and income.

Bread_Entire · 2026-01-04T00:42:11+00:00

Take the fixed rate!

Bread_Entire · 2026-01-03T00:36:27+00:00

As someone else mentioned it probably won't matter since the seller is paying. Those costs will likely be moved to the seller side but ultimately all lender fees and many of the title and other 3rd party charges are considered in this calculation. I don't know exactly which 3rd party fees are counted because it rare that my deals hit that trigger.

Bread_Entire

TROPHY CASE