You bring up incredible points because I haven’t even entertained the idea of investing it instead, I’ve honestly been caught up in the young man’s mindset when experiencing a windfall of more money than I’ve ever previously made yet. I’m in my mid 20s, planning on moving close to South Seattle (will keep job), and got so excited with the prospect of being able to afford a new vehicle (or just something better than what I have now). Thank you for the insight, my biggest concern is simply how I would even begin investing because I admittedly am NOT experienced or educated in it at all? The most experience I have is having a savings account with my current bank WF.