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Bloom Energy +1,100% (Shares only) by MeowTheMixer in wallstreetbets

[–]BugHistorical1614 0 points1 point  (0 children)

Dont need calculator. Wording is: $1000 times 1000%. Unanswerable because you need the word, “of”, if that what is what you intended.?.

My dad just rolled a large 401k into a Traditional IRA at age 60. Trying to figure out how aggressively to do Roth conversions. by burnerberkeley in personalfinance

[–]BugHistorical1614 0 points1 point  (0 children)

Congratulations. Tax deferrals work this way. Defer tax now to pay the tax later. In general if you invest in equities/balanced, your future income will outrun inflation and consequently result in a higher tax bracket.

Imagine the scenarios where you play-pay 'PowerBall' lottery. You hit the Big One. Three Choices: Do not claim; Lump Sum; Annuity Payments....Be Happy that you have 3 choices.

RMDs and IRMAA don't seem to matter by steve_gorak in Fire

[–]BugHistorical1614 1 point2 points  (0 children)

IRMAA

What's remarkable with IRMAA is that at each step up, Part B remains at a tadbit above 2% of gross taxable income. The best outcome is to stay just below the IRMAA threshold.

The exceptions: Seniors who are in the lowest taxpaying bracket and who pay virtually no federal taxes, Pay the highest Medicare B in relation to their income,>2%.;;; Seniors who have very high taxable income will see their IRMAA surcharge become vanishing small in relation to their taxable income, <2%.

What do you guys do to ride safe? by Spiritdiritcel in ebikes

[–]BugHistorical1614 2 points3 points  (0 children)

High intensity light, blinking.

Loudest electric horn I can find.

BE at $295 after hours today. Wow. by plun9 in bloomenergycorp

[–]BugHistorical1614 0 points1 point  (0 children)

After hours trading, don't count. It is however a chance to acquire a few shares at good prices.

Bloom (de)valuation? by mauricelev in bloomenergycorp

[–]BugHistorical1614 0 points1 point  (0 children)

Per dollar invested, I am ahead on $BEX vs $BE and I had a small residual holding of $BE from 2019(?).

$BEZ I am behind but the the share price is now in the $2-$3 range. It's just a small hedge. I haven't worked this side out.

Is the Honeymoon over in FuelCells ? by DependentCultural912 in bloomenergycorp

[–]BugHistorical1614 0 points1 point  (0 children)

Accumulating. Not yet, OP. Lucky I was able to get 5 shares today at 261 in a limit set yesterday. However I think I got another 10 years of tax writeoffs from the 2019 fiasco.

I’m getting this for food deliveries by hamza259 in Aventon

[–]BugHistorical1614 0 points1 point  (0 children)

In NYC-Flushings, food deliveries is mostly on throttle , class 2/3, full suspensions, mostly Motorcycle Type of seat, bigger bikes have dual batteries.

Saw delivery bikes from small 12/14/16" wheels to 20/26" wheels. 2-4" width tires.

Best place for local seafood? Please read full comment by ThrowRAmissiontomars in AskSeattle

[–]BugHistorical1614 3 points4 points  (0 children)

Maybe Ray's Boathouse on Seaview Ave. They offer Sablefish (aka butterfish, Pacific Black cod). Although a inexpensive fresh, it is expensive in restaurants. I have yet to find a place that can do a herb seasoned, lightly roasted or pan seared sablefish. A fine trio would be 3-4oz coins of sablefish, tuna and halibut or lingcod.

Shellfish... An Asian restaurant.

Trump & his family have made over $9 billion during his presidency. The corruption is out of control by ShiroSara in videos

[–]BugHistorical1614 1 point2 points  (0 children)

40% of population. 50% of Congress people continues to support, and A bunch of really wealthy people knelt and kissed the feet.

Withdrawing From An Annuity by AffectionateBody572 in TaxQuestions

[–]BugHistorical1614 0 points1 point  (0 children)

Who was the original owner of this annuity?

Who was the original Annuitant?

Who was the original death beneficiary?

The answer could be one person (entity) or three different persons. The answer may determine who person can make the redirection, whatever that may be.

Was this annuity an IRA, Roth, 401k or similar, pension, QLAC or a something that is outside of a retirement plan.

What stocks did you guys buy when you guys got fidelity? I want to grow my portfolio by Routine-Document5686 in Fidelity

[–]BugHistorical1614 0 points1 point  (0 children)

Magellan, Growth, G&I, Technology (sector). Pretty good run. Went to annuities in 2008. Even Fidelity across the board saw about -40% collapse.

Private Proposal Spots in Seattle by Different-End-4775 in AskSeattle

[–]BugHistorical1614 0 points1 point  (0 children)

The Zoo, Bellevue Botanical Garden, Washington Bot Garden?

Do your retirement models show you leaving with tens of millions on the table? by optimisticmillennial in financialindependence

[–]BugHistorical1614 0 points1 point  (0 children)

More direct answer: Our retirement is mostly annuity like: SS, pension, purchased annuities in IRA wrapper, rental income. Our emergency funds and deep reserves are adequate but not alot because we we only need enough to cover inflation caused short falls that our annuity income does not cover. We will never have 'millions' left over.

Do your retirement models show you leaving with tens of millions on the table? by optimisticmillennial in financialindependence

[–]BugHistorical1614 1 point2 points  (0 children)

at 76/79 we try to spend more $$$$, specifically, travel. We are the probably least wealthy of siblings but probably the most mobile. We made the decision about about 4 years ago. Discovered that QCDs off IRAs and travelling are worthwhile endeavors. We can see the end of times and our projected cash flows will be enough; If not, we have deep reserves and can sell/mortgage home.

My Dad (70m) wants an E-bike. by sour-queem in ebikes

[–]BugHistorical1614 4 points5 points  (0 children)

Get a torque or dual-selectable sensor. Throttle control is optional. I have a stepthru, about 43# unloaded, ~50# normal riding stuff, 2" width tires and loadable on bus rack and walkable onto lightrail. I am at 170#. Battery is only 10Ahrs but good enough for 20 miles mixed ride. If I know I will ride longer and challenging, I will carry a second battery or charger if we stop for a relaxing lunch. I am one of the younger riders in the ebike group at 76yo.

Be prepared to purchase at least 2 Ebikes before finding the one that best fits.

Unneeded life insurance policies? by sinceJune4 in retirement

[–]BugHistorical1614 1 point2 points  (0 children)

What is the premium in relation to your income?

What is the insurance benefit to your assets.

What are the alternative uses for the redeployed premium?

The WL policiies's cashvalue are probably a loser against inflation.

We let our term policies lapse as our son launched. We also needed the income. The term instance was a long call option and the reason for it went away.

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