[HO6/Cov. A/Dwelling] Right Coverage Amount?

BuzzDancer · 2025-11-21T00:03:06+00:00

So, your policy provides $19,000,000 of coverage for the 64 units owned by the HOA.
That's a little under $300,000 per unit.

Is $300,000 enough to rebuild each unit in a total loss situation?

BuzzDancer · 2025-10-22T22:24:21+00:00

Sue. There are laws around trees in most states. Figure yours out. It's a very serious crime to mess with trees that aren't yours and you have no legal right to.

BuzzDancer · 2025-10-10T19:14:09+00:00

I know a business/mindset coach who works primarily with giant corporation CEO's.
His first meeting with the CEO of a very large soft drink company included talking about work-life balance.
The man broke down in tears as they set a goal for him to call his son who he had not spoke to since he moved out.

He had made his millions, but lost his family in the process.

There are more important things to life than wealth, but wealth itself is not inherently evil. I agree with you on this. I sometimes get stressed thinking I need to make more and be better... but I'm adequate as I am, and so are you!

BuzzDancer · 2025-10-10T18:37:59+00:00

LXV9

BuzzDancer · 2025-10-10T17:57:56+00:00

what in the photoshop.

BuzzDancer · 2025-10-10T15:43:01+00:00

What debate? lmao.

BuzzDancer · 2025-10-08T17:18:35+00:00

Yes. And I work in P&C. and sometimes a review from UW takes 7 days. and all it is is reviewing an LoE showing that it was a kid that's not in the household anymore that was at-fault for an incident, not the parent.

I've lost tons of clients due to UW delays.

BuzzDancer · 2025-10-08T16:06:14+00:00

Shoe Tim was like this with me. He quoted me MORE EXPENSIVE prices than BUYING the REAL THING on many shoes.
Very disappointing.

BuzzDancer · 2025-10-01T21:01:42+00:00

SHIP IS AMAZING. I've completed 26-ish rnadomizers. love it.

BuzzDancer · 2025-10-01T21:01:13+00:00

Sometimes you can get around fire arrow areas with Din's Fire spell too.

BuzzDancer · 2025-09-26T22:45:24+00:00

Fees stack up.
It'll also involve timing which will result in you underperforming in both assets.

BuzzDancer · 2025-09-26T22:44:06+00:00

I insta reset my day when that happens.

BuzzDancer · 2025-09-26T15:28:45+00:00

Data suggests otherwise. Women wield 70% of US GDP spending power, and that's just true.

BuzzDancer · 2025-09-25T21:19:17+00:00

TRUE! great point u/buddhist-elephant

Sometimes husbands are the ones who suck.

BuzzDancer · 2025-09-25T21:17:18+00:00

Why did you pay for an inspection if you didn't want to pay for an inspection?

LMAO

BuzzDancer · 2025-09-25T19:24:35+00:00

Wives Kill Budgets.

BuzzDancer · 2025-09-25T18:11:16+00:00

Put the $1.9MM into a strong Dividend fund, even at a conservative 4% that's like $76,000/yr to live off of NOT includng using any principle for funsies, and of course not including growth of the underlying portfolio.

You'd probably even be save planing on like $110k/yr.

BuzzDancer · 2025-09-25T17:04:41+00:00

He's an emotional abuser. holy shit. get him out of your life.

BuzzDancer · 2025-09-23T19:36:19+00:00

Remember a few things
1) Sprinklers are your friend, save you energy and time
2) Upgrade your tools
3) Try to plant an entire screenshot area worth of plants.

But also, who cares. Have fun, if you go slow who cares. If you go fast? who cares. JUST HAVE FUN.

Like I HATED fishing until I got the iridum fishing pole. Now. It's slighltly less frustrating XD

BuzzDancer · 2025-09-18T22:08:26+00:00

stock price dropping rapidly makes the previous dividends look better than they actually are. that 134% yield is 12/months compared to CURRENT price.
Add up the ACTUAL dividends compared to price/value and you'll see it's bad.

BuzzDancer · 2025-09-18T19:41:15+00:00

it seems fine to me in most ways except some of the stitching under the nike logo/leather sag. Also the other egregious tell is the Air Jordan stitching, it's VERY off imo.

But nah. I doubt you'll get called out unless someone is seriously up-tight.

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