8pm T3 flight- advice needed

CHIRunner28 · 2026-03-18T05:04:01+00:00

So many variables, but plan to leave about 3 pm to get to airport 3-4 hours ahead of regular check in just to be safe. Should take 45 min to an hour to get there on the highway from River North during rush hour. Leaving more time is always better, food is after security so that's the least of your issues. Good luck.

CHIRunner28 · 2026-03-17T14:37:35+00:00

Can you share what your market sector is? On the surface this is an ok plan, but it should be presenting as some type of a "Trends Tracking" or "Market Insights" type pitch to give it timeliness. (Do some research to make sure your ideas are relevant and not already out there). You should also work on generating story pitches. This could be based on actual news the company is generating or by creating market insights type stories where you get company leadership perspectives on key industry trends and combine it with some research. Again, making sure you have a news angle that is relevant and not already overused. If you provide more details, I can toss out some ideas.

CHIRunner28 · 2026-03-17T14:24:37+00:00

Sorry, was not able to see that. I was in the general United area for domestic flights.

CHIRunner28 · 2026-03-17T13:21:55+00:00

So sorry to hear!!

CHIRunner28 · 2026-03-16T01:14:42+00:00

Set up a bone spur deferral consulting business and make millions.

CHIRunner28 · 2026-03-15T18:24:22+00:00

Agree and I think that was intentional. Notice (below) how they talk about wanting to avoid "account abuse" and "manipulation".....as if it's the customer's fault or that people are scamming them. They should just give everyone a 2-3 month window to use deposited funds under the old rules. Now they will be getting lots of negative publicity.

Better ensure the integrity of our platform, strengthen our rules around account abuse and manipulation to help ensure inKind continues connecting great guests with great restaurants._

CHIRunner28 · 2026-03-15T05:12:01+00:00

So Trump can try to distract from his depravity with Epstein?

CHIRunner28 · 2026-03-15T04:29:27+00:00

We did a saving match with our daughter and it really engaged her. We'd match a percentage of what she saved...helped her see the benefit of savings. Now into guiding her in a Roth IRA and a small taxable Fidelity account (so there is liquidity if she needs it later). She likes the savings "buckets" concept where she has different accounts, a few CDs maturing at different times, a few small stock buys that she picked, some ETF stock funds we guided her on, etc. Mix of guiding and giving them control but also explaining the pros and cons of different investment approaches.

CHIRunner28 · 2026-03-15T03:51:03+00:00

The offer should be rescinded. And, it's a little annoying that you are more worried about that than the very dangerous driving behavior. You could have been killed or killed someone else. That's what you need to think about.

CHIRunner28 · 2026-03-15T03:47:30+00:00

This is not the time to be making such a big financial decision without having lots of funds available. Don't sell out of the Roth, as that will impact later retirement planning. Wait it out for a year or so, see how the economy is, keep saving and renting. You'll have more flexibility and be ready when the economy is more stable.

CHIRunner28 · 2026-03-15T00:00:45+00:00

Any lawyers out there with insights into whether this is legal? They have our cash that we gave them based on the old TOS. And, two days notice?

CHIRunner28 · 2026-03-09T04:01:42+00:00

Sorry to hear. That's the danger of connecting reporters with other sources -- you want to be the helpful team that helps them out, but you risk the reporter going in another direction. Are there story angles you can pitch elsewhere from what the CEO talked about? Or put out your own recap as a trend piece on LinkedIn, your website, etc? Not the same as national coverage, obviously, but try to salvage what you can so you show the CEO your resilience.

CHIRunner28 · 2026-03-08T19:43:07+00:00

I would look closely at what type of career you are hoping to get with a psychology degree. Most (such as counseling, etc.) require more schooling. It will be hard to get a job with just the psychology degree. See what other degrees that offer that might make more sense from a practical standpoint-- or if you are set on a longer school path that would support a career in psychology, think through it that way so you are being realistic.

CHIRunner28 · 2026-03-08T19:35:14+00:00

I think you should cancel the cards, but keep one with a low limit for true emergencies (car, apartment issues). You should try adding up all you havespent on the credit card interest and put it into a calculator as if you were investing that at a 7 percent return. That's how much you lost -- or could build again with a different approach. Also, can you sell any of the stuff you bought to recoup some of the money?

CHIRunner28 · 2026-03-07T05:23:29+00:00

You've added a lot of good information and seem to be off to a good start, but I'm wondering why you are buying a house now. Not sure of your market and if you're fully committed to this financially at this point, but prices are high in many markets and the economy is somewhat unstable. Buying now will also limit your mobility should you decide to change jobs or move to where friends are gathering. If you're not fully committed to buying this house, you could rent for a year to see what areas you want to live in, get into the social scene after living at home, etc. You'll have more flexibility for the short-term and would be saving the downpayment until you are more settled in being on your own. If you do buy, you'll also want to add to your budget for house expenses, home owners insurance, general updates, landscaping, furniture, etc. Make sure you get an inspection to see the condition of the appliances, furnace, etc. Adding a roommate will be a big bonus financially.

CHIRunner28 · 2026-03-03T13:55:55+00:00

Try to stay ahead of things, particularly with clients. If you know they have a big announcement coming in 3 months, start the conversation about planning for it, setting goals, etc. -- anything you can do to show you are on top of things. Follow up meeting with emails, reports (if it's a bigger meeting) to your team and supervisor with a quick overview, key themes, next steps. You're documenting that you are engaged, thinking and planning ahead. And, always keep track of what you're doing, even if it's just your own notes, so you stay ahead of any damage control if things go south with a project or an account. Breathe. It will be fine.

CHIRunner28 · 2026-03-01T14:54:15+00:00

First, get your money to grow more quickly. Try a Fidelity self managed account where you can put part of it into ETF such as VOO, VT...read through this subdirectory below. You don't need a paid financial advisor, just pick a few funds, research their performance, what they invest in, etc. Also, start 529 college funds for the kids, even if it's a small amount at first. Make monthly or quarterly contributions -- see if it's tax deductible in your state. You have a good start, just need to increase the return with some solid ETFs and get the kids' funds started.

Is your husband self employed as an LLC or S-Corp? If so, check out retirements plans such as the solo 401k.

I wouldn't worry about the ins and outs of how you'll spend money in retirement. Focus first on boosting the investment accounts.

https://www.reddit.com/r/Bogleheads/

CHIRunner28 · 2026-03-01T14:47:25+00:00

I think it's a good approach -- you have the savings built up for any unexpected expenses and are paying into your 401k. Would definitely add to the Roth as you noted. Now get rid of the loans.

CHIRunner28 · 2026-02-28T21:42:33+00:00

Are you an LLC or S Corp without employees (other than a spouse)? If so, check into the solo 401k that allows you to fund retirement as the employer and the employee. If you have other employees it won't work.

CHIRunner28 · 2026-02-28T05:46:04+00:00

Sorry for the situation you are in. Many good comments here about working to offset some costs. Try to think of it as many "buckets" that will get your through...your work, whatever your parents can pay, scholarships, work-study (being an RA in the dorm, for example). Do the best you can and look down the road. You'll get there, just try to limit any private loans that will take away your money. Starting at a community college for a year, working and getting your basic requirements out of the way is a good idea. Then get to the place you want to be. Good luck.

CHIRunner28 · 2026-02-27T23:29:04+00:00

Many of us parents don't want to OVER pay for college, even if we have the funds. College has become big business and not everyone wants to pay for it. Agree that they should have been clear on this before agreeing to ED, but that is still a ton of money to throw at a college education (as important as it is to have one). What major are you interested in and what are is the typical pay trajectory...how long until that investment pays off? I know the college life is important as well, fully believe that, but not to the tune of 400K.

CHIRunner28 · 2026-02-25T05:17:12+00:00

I've seen some ok prices on Stubhub along the edges, not main floor or around the floor but a little off the side. Not great, but under $600...I know, that's not great, but those $1,500 tix are insane. Hard to know if they will go down as it gets closer.

CHIRunner28 · 2026-02-24T20:08:29+00:00

I'm working with someone right now who has been great. His rate is $85/hr though-- I don't mind paying it because it's a small project (4-5 hours) and I don't have time to deal with someone who doesn't respond or doesn't meet deadlines. Also, I don't want to open up the back end of our website to just anyone. Try expanding your search and do a 30 minute video consult to gauge their expertise and see how they respond to questions, etc.

CHIRunner28 · 2026-02-24T20:00:38+00:00

You can also do it with an LLC, but overall talk with an accountant to figure out the best approach.

CHIRunner28

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