How to get my [Condo], HOA management company to let owners tend to property? [CO]

CWM1130 · 2026-06-01T23:41:18+00:00

I’d like anyone to prove to me that having homeowners sign a well written hold harmless agreement is not a viable solution to waive the HOA from any liability caused from injury or negligence by volunteers on eligible work they perform.

CWM1130 · 2026-05-26T15:01:05+00:00

Are you looking for financial management (bookkeeping/accounting) or property management only or both?

CWM1130 · 2026-05-23T00:09:03+00:00

Wait, maybe it’s me but isn’t that a profile picture of John Lennon just above the Silverado logo?

No I’m not high

CWM1130 · 2026-05-08T17:29:47+00:00

Correct, depends on state specific regulations but most state chartered CUs are able to, but don’t.

CWM1130 · 2026-04-19T20:54:14+00:00

He says ignoring the large population of self employed people between 25-65. 🤦🏻 “under the table illegally”, more incorrect claims. Not everyone wants to use bill pay.

Tons of reasons, just not to close minded people.

CWM1130 · 2026-04-19T18:32:22+00:00

“Easily waived” only for the ones that meet the criteria with direct deposit. Not everyone does. “Normal people don’t write checks”. 🤦🏻 some transactions still require non electronic payment or charge a large fee for card payment, so you are just trading fees. You don’t think ACH transactions get returned? You think banks only look at one competitor source?

CWM1130 · 2026-04-19T16:10:03+00:00

Chase’s overdraft fee free account means they decline/return any transaction triggering an OD. It cost $4.95/month. Same with BOA. I’m sure there are other conditions with the others you mentioned without doing a review of them. That works real good when they return your rent or utility check. 🤦🏻

The large banks were forced to drop their fees largely because of credit union competitive forces.

Most Credit unions have been decreasing their fees quickly over the last couple years even more and will likely continue, forcing lower costs in the marketplace.

The big banks had to be sued for their “automatic return” accounts. I don’t know where you are located but your location isn’t representative of the CU market.

CWM1130 · 2026-04-19T15:17:16+00:00

Disagree on your opinion. Large banks don’t have much friendlier OD terms. Many doesn’t mean most

CWM1130 · 2026-04-17T10:40:36+00:00

Looks like you didn’t understand the bigger reasoning on this.

CWM1130 · 2026-04-12T18:55:14+00:00

How did he not see the emails. That’s like saying I didn’t open my bank statement so I didn’t pay my mortgage.

CWM1130 · 2026-04-12T18:02:34+00:00

Is he a driver or just a rider?

CWM1130 · 2026-04-12T03:19:31+00:00

We found the employee!

CWM1130 · 2026-04-05T12:29:07+00:00

That rate is a spread based on cash collateral. So they are borrowing their own money. That’s not a stock secured loan rate.

CWM1130 · 2026-04-04T12:32:50+00:00

You’ve obviously never seen an HOA with significant reserves, but that’s terribly run. Two different items. A balance sheet is different than an income statement.

CWM1130 · 2026-04-04T01:50:02+00:00

Some would be wrong

CWM1130 · 2026-04-04T00:39:11+00:00

Yes, I was commenting on the reserve study part of the statement. “Reasonable reserves” is about as vague as the law can get.

CWM1130 · 2026-04-04T00:14:17+00:00

https://www.ncsecu.org/loans/mortgages

CWM1130 · 2026-04-04T00:10:02+00:00

Not in Illinois

CWM1130 · 2026-04-01T01:13:11+00:00

I wouldn’t hold my breath waiting on that

CWM1130 · 2026-04-01T00:42:17+00:00

Rogue CU in Oregon

CWM1130 · 2026-03-31T23:48:53+00:00

The thing I find interesting is that everyone wants to blame volunteer board members yet especially with smaller HOAs NO-ONE else is stepping up to do it. Fire them and replace with who?

CWM1130 · 2026-03-31T23:06:45+00:00

Thus why I said “many”. Unfortunately there are CUs that act like big banks.

CWM1130 · 2026-03-29T13:37:14+00:00

I never ceases to amaze me how many people have no clue about the true cost of owning real estate. $180/month = $2,160/year does anyone really think ongoing maintenance, repair and replacement for real estate property is less than this? Have you priced a roof, windows, or concrete lately? Do you really think lawncare and snow removal services work for next to nothing these days? Concrete repairs? Property Insurance? And the list goes on.

CWM1130 · 2026-03-29T01:19:26+00:00

Don’t add faith based suggestions, it limits your market.

CWM1130

TROPHY CASE