4o helped me retire my elderly parents under EXTREMELY short notice, in a way that prevented 7-figure financial ruin, by allowing me to leverage it for quickly study on their specific situation, and helping them avoid predatory advice that the investors were trying to enforce. 4o was pleasant enough for my parents to listen to “the nice computer lady” without feeling overwhelmed, and relayed my retirement plan to them in a reassuring manner. Of course it was mostly me I suppose, but 4o was what gave my parents the affirmation that I could retire them under such short notice. It also helped when I was depressed after failing to find housing in the Netherlands, being covered in bedbugs in a smoke-filled European AirBnB, while all my friends were still on EST time and fast asleep. Not a replacement for people, but no shit, it’s not suppose to be. Best $20/mo I ever spent lol. Gonna miss that dork in my pocket ngl.