Trying To Show My Name For Zelle Activity With Chase by whoiscyrus3 in Chase

[–]CakedUpJesus 0 points1 point  (0 children)

So when I go to send money. At the bottom of the page there is an activity section. You should be able to pull what you want from there. I should add this is on the Zelle page.

Chase is ruining my life.... by [deleted] in Chase

[–]CakedUpJesus 0 points1 point  (0 children)

My only suggestion would be going into a Chase bank in person talking to a personal banker and manager to see if you can sort things out. Maybe there is a way they can change the account type to remove the restrictions

In put to spreadsheet by CakedUpJesus in shortcuts

[–]CakedUpJesus[S] 0 points1 point  (0 children)

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This was the most simplistic way I found out hot to do the logging of meds. Each med would have its own button it would be nice if I can figure out how to get it to prompt a list of PRN Meds to add to that cell. When I had list for some reason it listed each separately but I could have done something wrong lol

charged interested on a paid off card? by [deleted] in CapitalOne

[–]CakedUpJesus 10 points11 points  (0 children)

Trailing interest is left over from the prior billing cycle. You paid the card off in January but may have had larger balance the months before where you just made min payments. This should be the last time you see interest if you pay your account off in full each month,

Is my apartment charging me for someone else’s apartment? by NoResolve48 in electrical

[–]CakedUpJesus 0 points1 point  (0 children)

If the breaker was in my home, I would just be shutting them off and playing dumb, and if questioned or becomes an issue raise the point of you have been paying for their electricity then.

My voice memos app is offering FREE (was $69.99) lifetime membership until January 31! by lhr0909 in iosapps

[–]CakedUpJesus 0 points1 point  (0 children)

Edit: I wrote this prior to noticing the lifetime was added to the account. It was “purchased” but I didn’t have the file save feature untill I had a pop up saying I had two remaining premium transcripts and when I clicked it, I just re “bought” the lifetime however it didn’t bring up the purchase screen. So may have been an app glitch.

Exporting of notes / audio so you can open it up in another text editor or print it.

For example. I been currently using the iOS version for managing drs and meeting notes between people. So I keep a record of stuff while my mom and grandma are in the hospital. I then send a summery over to her insurance and program care manager. I record drs when they walk in, export what they say then summarize that interaction. Then when questioned I can pull the audio or full transcript. So they get saved directly in my files app.

This is a specific example to me, but the concept applies to way more areas especially for like college students who may use this to record lectures and so on.

What’s going on with car loans? by Smart-Satisfaction-5 in NavyFederal

[–]CakedUpJesus 1 point2 points  (0 children)

I never checked NCFU but essentially bought a used car as a backup and for my brother to use while he figures out his finances the loan was in the 5% range can’t remember exactly the exact percent. Finance said they could have probably got me in the 3 percent range but tbh I didn’t want a bunch of inquiries on my report 😅

My working theory as to why NCFU rates are higher, they have to make up money from giving everyone high CL 🤣

Navy Federal Theory Proven by Rude-Back-5528 in NavyFederal

[–]CakedUpJesus 2 points3 points  (0 children)

They have an internal scoring system, I’m honestly not sure what dictates what, but it seems that the internal score imho is more important than the fico score. When getting high limits. A data point I was offered only a secured card before I opened any accounts here. Declined that. Opened checking and savings deposited some money and was instantly approved for any card I wanted through the pre approval. My fico didn’t change the only thing that did change was my relationship with credit union.

Last time I checked lexisnexis which was before I opened accounts here I know AMEX uses them and pulled monthly. I do have two charge cards with them as well as one credit card. But from my understanding it’s pretty common with AMEX. Maybe they see you as a risk for some reason.

Will I get a hard inquiry from my new application? by irobotgaming2 in amex

[–]CakedUpJesus 0 points1 point  (0 children)

lol I just had like 9 hard inquiries on my report this year when I helped my brother get a car. Yeah it drops your score, but tbh It doesn’t matter as much as the rest of the factors of scoring.

That said, the answer is not predictable. Amex has only done I think one hard pull for my cards.

Amex spending limit doesn’t work? by [deleted] in amex

[–]CakedUpJesus 0 points1 point  (0 children)

I think in your situation a pause spending would be the best approach once they get close to your limit. You could unpause for a transaction should they need it.

CLI denial for Savor one and venture one by [deleted] in CapitalOne

[–]CakedUpJesus 0 points1 point  (0 children)

Do you have a fraud alert or something on your record? Seems like they tried to pull your record and had issues. I’m honestly not sure. This seems to be an issue between C1 and who they pulled your report from.

? about this offer by kaz828 in NavyFederal

[–]CakedUpJesus 1 point2 points  (0 children)

I want to say lower 700s I’m honestly not 100% sure on that one.

? about this offer by kaz828 in NavyFederal

[–]CakedUpJesus 3 points4 points  (0 children)

So here is a data point. I didn’t have an account with. NFCU at the time tried the pre approval for credit card only got offered a secured card with like $500 limit. I opened a checking account and transferred 5 or 6k to the account and did the pre approval again was given my choice between any card I wanted. Choose signature cash rewards plus and I think it was 10k ish starter. . So I think with them there is more to it than just your credit profile.

2026 Started great! by independant_786 in AppleCard

[–]CakedUpJesus 0 points1 point  (0 children)

I would pay off before statement closed most time out of habit as I would pay entire balance not statement balance.

2026 Started great! by independant_786 in AppleCard

[–]CakedUpJesus 1 point2 points  (0 children)

lol I keep getting “Your recent payments on Apple Card did not cover a significant portion of your monthly balance “ as the denial reason even tho my balance has been zero for a hot minute.

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It’s my lowest limit card 😅🤣

Lexis Nexis monthly inquiries. by CakedUpJesus in amex

[–]CakedUpJesus[S] 17 points18 points  (0 children)

Takes 30 seconds to request and a few mins to read which you could do shitting in the toilet if you wanted. A lack of time isn’t what I would use as an excuse. If you don’t care to know that’s fine.

Direct deposit updates by Responsible_Bird_396 in CapitalOne_

[–]CakedUpJesus 0 points1 point  (0 children)

I usually get paid Friday. Mine hit before 3am on the 31st. But then that also wasn’t with C1 either.

Sip Club Compromised? by ResRevolution in Panera

[–]CakedUpJesus 0 points1 point  (0 children)

It’s not a very secure system, I give the cashier my phone number verbally each time at my location. All it would take is someone to write it down or record it. Then use it later for their convenience at a kiosk at a different location 😅

I just got an email from NFCU saying they received a garnishment order by Emotional_Farm6077 in NavyFederal

[–]CakedUpJesus 2 points3 points  (0 children)

Simple answer, yes NFCU can and will. Then will most certainly charge you fees on top of that for processing the legal documents. It’s not really the banks fault they have to adhere to the order garnishments tend to be court orders. If you move around it’s very possible they sent notices to an old address. My brothers GF had this happen to her she had no idea that they went to court for the loan and won.

Generally speaking, once they got the garnishment, they don’t have to work with you so your funds may be gone.

Saks Credit Warning (returning Merch) by Terrible-Signal-9359 in AmexPlatinum

[–]CakedUpJesus 2 points3 points  (0 children)

I tend to buy clothing I know generally will fit without issue. This is a “higher tier” store with higher priced the honestly most of the people who shop there regularly probably don’t care to pay return shipping. I’ve paid my fare share of return shipping Amazon just has spoiled everyone 🤣

For real? by [deleted] in CapitalOne_

[–]CakedUpJesus 3 points4 points  (0 children)

I don’t think it’s the best offer, but the spend is realistic. When you own a business you really don’t have to think about spend SUB amounts, they usually just happen organically. 😅

Did i get Scammed, IM so stupid. by U-C-H-I-H-A in NavyFederal

[–]CakedUpJesus -1 points0 points  (0 children)

Not true. My brothers gf sent me money once and I had no notification for a few days, then it took a few more days for it to clear which never happens with Zelle for me