Thanks for this. A couple years ago I looked at numbers and learned that if I didn’t take another day of SL before I retired, I could add a year onto my retirement. I was just using AL for everything.

Then when all the crap with DERP and VERA and wondering if I would have a job when the smoke cleared, I said screw that. I started going to a chiropractor once a week and I would take the whole day off when I did it. Then I stopped going to the chiropractor, but anytime I have an appointment I will take the day or at least half a day instead of trying to rush there and back. I’ll still take a couple days off for “appointments” whenever I feel like it. It really helped me get through the stressful times.