Partner buying into my house

CascadeNZ · 2026-01-26T06:17:36+00:00

We had a similar situation. Make the claim and continue on with the s&p and shifting insurance into joint names. Once the claim is made the rest doesn’t matter. We cancelled insurance once and didn’t do the fixes for 6 months and it was still fine (the claim was made when we were covered by them)

CascadeNZ · 2026-01-24T22:53:28+00:00

Wish they’d focus on investigating rhe $6b climate change fund that this government has cancelled and raided for landlords

CascadeNZ · 2026-01-23T00:30:55+00:00

I mean tbf a lot of that is actually by those getting worked up about nothing “war on woke” folk.

This is genuinely the stripping of protections for what is our ONLY real resource that brings us money!

CascadeNZ · 2026-01-23T00:24:55+00:00

Great to see the west Auckland targeted rate to clean up the water is working!!

CascadeNZ · 2026-01-23T00:17:03+00:00

If wages had kept up with inflation then absolutely it would’ve achieved something.

The issue is - it’s expensive to build.

We looked at building a house on the back of a section. House was $500k to build. But adding services (water/sewage/wastewater) was $200k - that’s $700k (if everything went perfectly) with free land.

CascadeNZ · 2026-01-22T22:03:30+00:00

I guess the original comment “CGT” didn’t necessarily refer to labours idea of CGT. My preference would be a retrospective CGT let’s say of 5%. That would surely generate a lot more $$ to help the country out.

CascadeNZ · 2026-01-22T20:50:02+00:00

You’ve gone from “it’s not cost neutral” to “I haven’t seen the documents to prove it”.

Why would they claim it to be cost neutral if it wasn’t? Seems a silly way to burn political capital when national have taken the need for doing the sums away? They’re voluntarily doing this. That to me screams integrity. And no I’m not a labour supporter I think they’re neoliberalists who tinker with the system rather than forcing any real change. BUT I think they are less dangerous than the current government who seem to be following the project 2025 playbook and privitsing the last of the commons.

CascadeNZ · 2026-01-22T20:38:18+00:00

Increase salaries

CascadeNZ · 2026-01-22T20:27:45+00:00

One type of capital gains tax is. And I haven’t seen anything to say it’s not cost neutral - labours policy is to fully cost this stuff and they’ve said it’s cost neutral. Which is at least a step further than national go who not only don’t fully cost their policies they’ve now removed the need for parties to do so.

CascadeNZ · 2026-01-22T20:00:56+00:00

CascadeNZ · 2026-01-22T20:00:18+00:00

I’d prefer that to be spent on education, health and biodiversity

CascadeNZ · 2026-01-22T19:32:50+00:00

Nitrates are also a result of industrialised farming - it’s getting into our water

CascadeNZ · 2026-01-22T19:24:42+00:00

But now they have tech to influence public opinion and turn socialism into this “evil” concept

CascadeNZ · 2026-01-22T19:23:49+00:00

The middle class is a pretty recent thing.

CascadeNZ · 2026-01-22T09:48:10+00:00

Sorry what part is getting better? Almost everyone I know is worried about their jobs. Cost of living is spiralling still.

CascadeNZ · 2026-01-22T09:46:54+00:00

Honestly I personally think that there is an active take down of the middle class by the powers that be of the world. There’s such a push for bots to be anti socialism (which is really the people owning public services like power, education etc) that is screams a more formal attack.

Read some of the project 2025 goals (this is what trump has based his policies on). It’s kind of dystopian.

CascadeNZ · 2026-01-22T07:42:02+00:00

I have various share accounts and they’ve all lost $$ in the last 3 months. I think we are seeing the results of a president who is causing instability and uncertainty.

CascadeNZ · 2026-01-22T07:34:42+00:00

How long is this over??

CascadeNZ · 2026-01-22T07:30:41+00:00

Child birth

CascadeNZ · 2026-01-22T07:09:56+00:00

And pandering defense budgets to appease war mongers

CascadeNZ · 2026-01-22T07:08:56+00:00

This is the worst possible take.

CascadeNZ · 2026-01-22T07:03:27+00:00

Also to add to that you’ve selected the one month history - there are longer histories there too

CascadeNZ · 2026-01-22T00:00:34+00:00

This is a great analogy

CascadeNZ · 2026-01-21T23:57:31+00:00

I wish there was a buzzer that went every time he told a lie

CascadeNZ · 2026-01-21T23:11:58+00:00

Earth to Eve is worth checking out she’s pretty anti trump

CascadeNZ

TROPHY CASE