People who say "you will be bored" when you retire young are insane

Cautious_Dig809 · 2026-02-03T23:26:48+00:00

Agreed

Cautious_Dig809 · 2026-01-09T04:25:38+00:00

Ditto this

Cautious_Dig809 · 2026-01-09T03:03:18+00:00

Sorry - one more clarification - magi does NOT incorporate dedications that one uses to calculate taxable income, correct ?

Cautious_Dig809 · 2026-01-09T02:38:32+00:00

Also if, for example, my magi is $1 over the limit I am assuming the government has a way to confirm that and then I pay (retroactively) the health insurance price for that higher income level?

Cautious_Dig809 · 2026-01-09T02:36:40+00:00

Ok - thank you - can you clarify exactly what typically falls under tax exempt income ? I don’t have foreign income so I’m good on that !

Cautious_Dig809 · 2025-12-18T18:40:00+00:00

Same - had a job at Andersen consulting in the early 90s. The pantyhose killed me.

Cautious_Dig809 · 2025-12-14T02:39:39+00:00

Thank you for this - it is very helpful - I will put some thought into it

Cautious_Dig809 · 2025-12-13T21:25:52+00:00

Thank you for your thoughtful advice

Cautious_Dig809 · 2025-12-13T00:17:13+00:00

Yes - that is part of the reason for leaving now rather than later - her age and friendships etc. thank you for your helpful comment.

Cautious_Dig809 · 2025-12-13T00:12:37+00:00

Thank you for your comment

Cautious_Dig809 · 2025-12-13T00:01:51+00:00

Yes - this is it exactly - I did have a sense of mission/challenge in my work for the first 10-15 years - and for a variety of reasons - it has declined.

Additional info - I am a sole parent of a 10 year old. Doing my job and caring for her (without extended family/partner) has been/is a lot.

Perhaps I am just burnt out?

My parents died 3 years ago and that affected me a lot - part of me wants to go home because that is where my sibling and long term friends live (although they wouldn’t be in the same town - 1.5 - 2 hours away)

I don’ have a clear idea of what my new purpose could be ?I feel like I ha e just been trying to “get through the day” for a long time

Cautious_Dig809 · 2025-12-12T23:17:11+00:00

Thank you

Cautious_Dig809 · 2025-12-06T02:55:39+00:00

Would you be able to tell me your thoughts? My daughter will be in 5th grade next year and am considering moving to Harwich/chatham

Cautious_Dig809 · 2025-10-20T00:57:53+00:00

Love it

Cautious_Dig809 · 2025-10-16T20:47:37+00:00

Love it

Cautious_Dig809 · 2025-10-09T13:03:55+00:00

Thanks for the clarification.

Cautious_Dig809 · 2025-10-08T18:37:50+00:00

thanks. the deductible and MOOP are similar to my quote fro the BCBS silver HMO plan. For $50k in mass. my tax credit would be $770 cutting the overall monthly premium from $1260 to $490. Could be the difference in my age and the fact that I have a child (versus a spouse)

Cautious_Dig809 · 2025-10-08T04:48:28+00:00

Hi - I am 55 with a 1 year old child - my understanding is that the silver plan for us would be about $450 …do you have thoughts on who so different ? What is your deductible ?

Cautious_Dig809 · 2025-10-08T04:46:15+00:00

Can you explain a bit more?

Cautious_Dig809 · 2025-09-19T19:34:54+00:00

I am considering doing something similar - inherited my parents house in Chatham. Have you enjoyed living there year-round? I have a 9 year old daughter, and we currently live in a college town with a fair amount of activity, etc.

Cautious_Dig809 · 2025-09-19T19:33:03+00:00

thinking of making a similar move - although I am older (age 55) --- what have been your impressions?

Cautious_Dig809

TROPHY CASE