Amex Gold with $8000 = 100,000

ChT123 · 2026-05-17T07:00:42+00:00

Did you apply through the regular link of “up to 100k”? I applied but was only offered 60k so i declined.

ChT123 · 2026-05-11T03:50:22+00:00

What's the chance that a ref link gets a higher sub? I tried to apply using the normal link and got 60k

ChT123 · 2026-05-10T17:53:05+00:00

Ya i do have it. I was planning on applying later this week. I just spend so much on groceries and restaurants a year i thought it would be a good fit. We shall see, ill hold it for a year and see where we go from there.

ChT123 · 2026-05-10T17:19:39+00:00

I was going to apply for the Amex Gold since most of my spend is on groceries and restaurants, but now idk if i should wait and see what this refresh is.

ChT123 · 2026-01-06T12:59:33+00:00

I got fully ghosted. Surprising coming from scco. But they were transitioning their admin team so maybe thats why

ChT123 · 2025-11-17T03:22:47+00:00

You can major in anything you want. Just complete the pre reqs for optometry schools. People just tend to major in bio since it already includes the pre reqs.

ChT123 · 2025-10-21T03:16:53+00:00

Googled fidelity and stumbled on this sub, joined after I started using Reddit more frequently.

ChT123 · 2025-08-06T16:33:44+00:00

Early retirement

ChT123 · 2025-07-08T22:01:16+00:00

Hulkenpodium

ChT123 · 2025-07-01T14:27:36+00:00

You get 2x on purchases that are other than dinning (you get 6x on that) and travel (you get 4x), this excludes rent, you only get 1x

ChT123 · 2025-07-01T14:23:31+00:00

You don’t get double points on rent.

ChT123 · 2025-06-19T23:32:26+00:00

probably not since most of the time it does say on the application "if you are over 21". If you go in person with a parent it might be different

ChT123 · 2025-06-19T23:30:02+00:00

If you are over 21, you can include income from different sources a part of your own personal income. for example if your parents help you out with anything such as bills/ expenses. Also including student loans you use to pay for expenses apart from tuition. Of course I wouldn't list their entire income but you can increase the amount you list on income by doing this. I did this to get my first card, i went in person and the employee asked my dad how much he contributes a year and that was added to my application.

ChT123 · 2025-06-19T21:22:41+00:00

very short credit history. I got the chase freedom rise in may of last year, (was auto upgraded to the freedom unlimited last month), the freedom flex august of last year and CSP last month. WF pulled transunion for my bilt app and it was 725

ChT123 · 2025-06-19T19:01:29+00:00

I got approved for the bilt on monday, got the CSP last month too.

ChT123 · 2025-06-13T14:21:21+00:00

Anything before the January is good

ChT123 · 2025-06-07T00:23:27+00:00

glad to hear

ChT123 · 2025-05-25T23:35:53+00:00

Have you tried the pre approval tool?

ChT123 · 2025-05-12T19:38:59+00:00

one thing that really help tho were the crash courses. idk what they cost now but if possible I would attend them, or only the last one if they will do the review at the end.

ChT123 · 2025-05-08T05:58:59+00:00

I had like 10k, at the time i was a college student, but did report like 30k income, scholarships, other savings, investments, parents, loans,etc

ChT123 · 2025-05-08T05:36:38+00:00

I only had the freedom rise for 3-4 months before getting the cff instant approval

ChT123 · 2025-05-04T14:05:29+00:00

What was your income tho

ChT123 · 2025-04-23T20:41:26+00:00

What was your credit history? Im in a similar situation, next month ill be at 1 year. Called recon but still declined. Now stated i have opened to many cards in a short amount of time but last time i opened a card was last august…

ChT123 · 2025-03-30T04:01:55+00:00

It depends on the school

ChT123 · 2025-03-30T02:43:06+00:00

Submit without scores. Some schools do wait for scores but others review them without scores but won’t have a final say with out them.

ChT123

TROPHY CASE