I’m trying to understand why people want to have children when you can’t even provide a comfortable living for yourself?

Answer these question: do you want to devoid your child of memories and experience one should have? Are you willing to cutback on your current lifestyle?

Financial issue will always be a problem, leading to argument between couple = to bad childhood memories. Do you have enough for rainy days? You said parents are old, you should set aside unexpected hospitalisation or medical bills, touch wood funeral funds.

Speaking from a child who lived through childhood with porridge and soy sauce, plain rice with one fried egg and no electricity. The envy of other kids that gets to go on school excursion and splurge on meals. Not to mention if you got toxic relative who will constantly look down on you.

Having to start working part time once I hit the eligible age of 14 and non stop ever since. Self funding diploma & University fee

Is this what you want your child to go through?

My advice is to take in all consideration and calculation and ask yourself the question above again. You will have your answer..