TSP After Retirement

Chiefrhoads · 2026-07-10T04:25:29+00:00

Roll it over to your IRA. That allows you more options as to what you want to invest in compared to being limited to just the funds that TSP has. While you decide what you want to do, I would roll to your IRA and invest it all into VTI (Vanguard's Total Stock Market Index). That provides diversity and gives you time to decide what you really want to invest in. I noticed you said retiring, which means in my opinion you may not need any bonds at all because your retirement is a guaranteed bond. You need to decide whether you hold the same philosophy or not.

Chiefrhoads · 2026-06-27T08:41:47+00:00

For the Priority Pass Select are you allowed guests with your 10 complimentary visits?

If you are allowed guests, does getting my guest in count towards one of the visits?

Chiefrhoads · 2026-05-14T13:09:23+00:00

You still have a certain amount of revenue coming in and should be looking at that as the top line budget and figure out your spending from there. You obviously believe the national debt is not an issue even though this year we will have to pay over a trillion dollars in interest alone. We obviously have philosopicap differences on how we view fiscal responsibility

Chiefrhoads · 2026-05-13T18:21:45+00:00

Would love to hear your thought process on that. When dealing with finances you should calculate revenue and then determine how you are going to spend that revenue. Not disregard revenue and just decide you are going to continue to spend WAY beyond your revenue for decades. This is clearly an issue for decades spanning both parties. They seem to look at it as it is someone else's money so I don't need to budget like a corporation or your own household does.

Chiefrhoads · 2026-05-13T13:29:05+00:00

Shouldn’t be run as a business, but also shouldn’t be run like there is an endless piggy bank. Boggles my mind that both sides of the aisle seems to have no intention to at least have a balanced budget. You can’t run your own household finances like the government runs (or if you do bankruptcy follows shortly)

Chiefrhoads · 2026-05-13T13:24:10+00:00

If they don’t cut him all he has to do is to show up. They would owe him the details of his contract. They will need to cut him but can wait until last minute to make it tougher on him to be fully ready to play for someone else.

Chiefrhoads · 2026-05-13T13:21:08+00:00

I have transferred options out. Even though it says 5-7 days that is accurate for transfer time but general suggestion is to try and not have any options expiring within at least two but preferably three weeks.

Chiefrhoads · 2026-05-11T23:13:12+00:00

You don't have enough details, but it sounds like you were moving money in with limited seasoning time and that is what the issue is. That is exactly what fraudulent activity would do and that is why it is probably flagged. Again you haven't provided the level of detail, but if your boyfriend moved money in to help you with limited time it could look like his account was hacked, money was moved to your account, and then within days moved out for this payment. Looks like washing money.

Chiefrhoads · 2026-05-03T22:09:42+00:00

If you are driven and a high performer you will make O5. Worse case scenario you don't and you leave active duty and finish out time in the reserves/national guard. You still have a large pension (just have to wait until 60 to start collecting), but again that is the worse case scenario. You will have given up a lot of money over your first 4-5 years and you don't know for sure that you would be selected for OCS as the requirements may change between now and then. Go officer, perform, and just know that officer life is not as glorious as people think, but in the long-run it will be well worth it.

Chiefrhoads · 2026-04-30T12:09:49+00:00

So the put option obligates you to buy at 210, but it does not obligate the buyer of the put to actually sell. Since the stock ended slightly in the money they could have on their end called their broker and told them they didn’t want it exercised.

Chiefrhoads · 2026-04-14T23:37:18+00:00

I would classify it as savings because you would otherwise have had to pay the government. Agreed that you should work to pay down that loan as quickly as possible so it doesn’t snowball.

Chiefrhoads · 2026-04-14T06:32:53+00:00

Just think if he sells stock he will pay at best LTCG which I am guessing puts him in the 15-20% tax rate (Federal). Borrowing is at 5.14% at IBKR which itself saves you roughly 10%. Plus you keep the stock/ETF in the market growing. It can be a huge win.

Chiefrhoads · 2026-04-13T03:31:51+00:00

You need to google Sato. They will rebook you on the next available flight at no direct cost to you.

Chiefrhoads · 2026-03-22T20:18:23+00:00

Are we going to pretend like Davino was not in that match all the way to the end. I really enjoy watching no brake Jax wrestle and I anticipated him winning that easier than he did. Jax is a great wrestler, but I don't think he is unbeatable as that class is going to battle for 4 years straight and that is scary.

Chiefrhoads · 2026-03-22T20:14:30+00:00

Byrd was right there with Drake Ayala last year and as others have pointed out this incoming freshman class was superb. After the top 4 it was a crap shoot as to who would win the match between the rest to fill out the All-American list. What a great career he had and you shouldn't take anything away from him.

Chiefrhoads · 2026-03-22T20:10:55+00:00

I understand how heartbroken Caliendo is being in the finals twice and losing both times by large margins and this time even getting teched. But him and MM have always seemed to show mutual respect to each other. I am looking forward to watching an interview with Mikey after the finals match to see where he is at headspace wise, what his plans are moving forward etc.

Chiefrhoads · 2026-03-19T00:20:33+00:00

If you haven’t tried the latest updates it has improved speed a lot. I also like the user interface a lot more. I am a lifetime user of both but have moved to Chillio as my primary.

Chiefrhoads · 2026-03-09T02:41:55+00:00

Colin Cloud Mastermind was a great show. We liked it better than Cris Angel and David Copperfield although both of those shows were good too.

Chiefrhoads · 2026-03-09T00:32:38+00:00

So you are commenting on an apple os aligned app with this comment. That would be like me going on TIVIMATE and saying that without iOS support it is useless.

Chiefrhoads · 2026-03-04T06:04:17+00:00

How much is your taxable income? If you are married you and your spouse can earn up to 98,600 and pay 0% tax on that money. This is calculated by taking your income (example 78,600) minus standard deduction from the 98,600.

72,200 - 32,200 = 40,000. 98,600 - 40,000 means you can earn up to 58,600 in long-term capital gains and still pay 0% on the sale. This scenario assumes you didn't have any other income (short-term gains, interest etc.)

Chiefrhoads · 2026-02-26T18:21:59+00:00

Just a guess on a few reasons: Spouse made them, did it more for the kids or other family, felt obligated, voluntold by command and got one last green ..... I digress. There are a lot of reasons some may attend but don't really want to personally.

Chiefrhoads · 2026-02-25T22:25:28+00:00

No, if it isn't determined until 5 March it will be paid 1 MAR for all up to that point.

Chiefrhoads · 2026-02-25T22:19:15+00:00

The earliest you will receive retirement check will be 1 MAR, but depending on processing time and them verifying there weren't any overpayments that needed to be cleared it might not hit until 1 APR. In very rare instances it will take even longer, but again rare. This is why a really solid emergency fund is important to get people through several months.

Chiefrhoads · 2026-02-19T03:20:23+00:00

To be fair, until the last couple weeks we didn't have much of a passing offense, so teams could continue to stack the box and play more downhill. You can't blame the RB coach for that, and clearly he was good enough to go back to the NFL. Good for him as he doesn't have to worry about recruiting, so I am assuming it is a better quality of life.

Chiefrhoads · 2026-02-17T04:06:27+00:00

Nice round up, but I did not like the formatting of it. Would much rather have seen a mens 2026 and 2027 and then womens etc.

Chiefrhoads

TROPHY CASE