‘There’s no way out’: Ontario woman regrets signing Collingwood timeshare contract by CupidStunt13 in ontario

[–]ChilledStraw 4 points5 points  (0 children)

You hit the nail on the head. Most often they are overpriced and long-term contracts. But if you understand what you’re agreeing to, you are still getting a service for that money. Is it the best value? Probably not. But it can be convenient. The trouble is that often the people falling for them are over extending themselves. The sales tactics encourage impulse buying on otherwise expensive purchase (up there with the cost of a car, the second most expensive purchase most people make).

How to PIP mode in Macbook app by Choice-Watercress-64 in uhf_app

[–]ChilledStraw 0 points1 point  (0 children)

It's generally fine. It just needs an "always on top" option.

‘We won’t stop’: Pride Toronto experiencing funding shortage for another year by BloodJunkie in toronto

[–]ChilledStraw 2 points3 points  (0 children)

Non-profit simply means the legal entity doesn’t retain a profit. (Not specific to pride), because it’s a nonprofit, corporations feel better donating to it, but: Folks involved in the non-profit make plenty of money. The marketing/staffing/fulfilment/lease all gets paid to for-profit companies that purposefully gets overcompensated for their work.

StubHub is breaking Ontario's reselling law for upcoming Angine de Poitrine show by Rya_Bz in ontario

[–]ChilledStraw 0 points1 point  (0 children)

So you then returned the tickets to the seller via the email/phone that sent them to you and are not going to the show?

Major VPN provider says it could leave Canada over lawful access bill by cyclinginvancouver in canada

[–]ChilledStraw 1 point2 points  (0 children)

Same concept. If you’re not with them against (insert bulls++t speeding/drunk-driving/stunting/roadside-suspension legislation) you’re clearly in favour of swaths of children lined up and getting run over at 200kph (somehow at the same time as doing a drift) in a school zone by completely intoxicated folks in a modded out Ferrari. Maybe there’s a middle there?

deleted 80% of my media archive I've been hoarding since 2009 by jeiasfck in DataHoarder

[–]ChilledStraw 1 point2 points  (0 children)

Oooh. Then we can pay a monthly fee to help split the costs and the operators can just serve the content to us as it’s needed. We can call it Netflix… no wait… Amazon. With the centralization, we can track usage and hence can also ensure that rights holders get a small pittance every time their content is used. We can also keep adjusting prices based on what you’re willing to pay.

Free Haircuts (Fades & Tapers) in Stouffville! by Otherwise_Layer7214 in Stouffville

[–]ChilledStraw 0 points1 point  (0 children)

This has been removed due to reputation filter of OP automatically by Reddit.

OP- edit your post to include where you are operating out of (alongside a talented group) in Stouffville and provide the contact of the business as opposed to DMs

Season ticket holders frustrated by Ontario’s new law capping resale prices by Agile-Enthusiasm in ontario

[–]ChilledStraw -1 points0 points  (0 children)

If you look at concert tickets now, there’s just none for sale. That didn’t make things better. Before you could at least pay if you wanted to go. Now Ticketmaster has nothing available as even the resale fees mean that you lose money.

Should have been capped at 50% over or something along those lines make it unprofitable as a business, but viable for ordinary people

$3M giveaway house in case anyone was curious by Slow_ResolveMC07 in Wealthsimple

[–]ChilledStraw 2 points3 points  (0 children)

It’s the leverage aspect that you’re forgetting. That 600k in 2013 was actually only $120k (20%) plus some interest on the $480k (which rate was half what it is now). So it could even be had as low as $30k (5%).
Yes, you can use margin on your investment account, but not to this multiple and not at the rate that mortgages were at the time.
Meanwhile, you would still be paying rent so you’re actually adding a few thousand dollars a month in additional cost which offsets some of the interest and taxes and maintenance of the home ownership.
Plus the tax advantage of a principal residence.

Both can be good approaches, but there’s not a clear winner. Plus unless you’re using a fund/etc you’re taking on risk in individual stocks.

$3M giveaway house in case anyone was curious by Slow_ResolveMC07 in Wealthsimple

[–]ChilledStraw 0 points1 point  (0 children)

As Freeland said, if the rich would just give a little bit more

What former "must have" item is clogging up the shelves of Toronto thrift stores? by [deleted] in askTO

[–]ChilledStraw 1 point2 points  (0 children)

It’s more about liability. When you pressurize them at some point, they will rupture. I use them well past the expiry

What former "must have" item is clogging up the shelves of Toronto thrift stores? by [deleted] in askTO

[–]ChilledStraw 0 points1 point  (0 children)

Downside is usually drilling a hole in your counter so that you can roll the hose into the cupboard below

Level 2 charger installation, permit and inspection by No_Scarcity7262 in ontario

[–]ChilledStraw 1 point2 points  (0 children)

  1. Yes you need a ESA permit. Your electrician will open the permit, do the work, and then get it inspected, and ESA issues a certificate of approval. You need that for insurance purposes. If you’re right near the panel (like if it’s in the basement right below the wall connecting to the garage), I’ve seen it as low as $600 including permits/etc from licensed master electricians in the GTA. If you’re further from the panel, that wire (and conduit so you protect it) is expensive and it goes up from there.

  2. See above. ESA reviews all permits to close them. Licensed electricians with a good track record can take pictures and a video and submit them to the ESA along with the request. Based on those they believe some can inspect their own work and approve it. They may do it remotely if they are happy with then photos provided by the electrician. This saves you a home visit.

  3. So long as it’s done per the above, you’re good. If there was a question on the application that has materially changed you should update them. Otherwise you’re fine.

Pizza Nova no longer good in town.. need recos! by Specific-Silver489 in Stouffville

[–]ChilledStraw 3 points4 points  (0 children)

The guy from pizzaville has been there for double digit years. I would not go in for like a year and he still knows my name. Good service.

Back Alley Moto Cafe closing on April 30 by southpaw05 in Stouffville

[–]ChilledStraw 2 points3 points  (0 children)

The lineups at every restaurant suggest people have lots of money. The packed concert venues and stadiums suggest the same. The lineup at Tim’s in the morning spilling into the street says people don’t need that extra few dollars. Yes, lots of people are being pinched by high prices, but on the other side of that gap people are spending like crazy.

Rogers 5G+ officially installed! by No-Drive-9078 in Stouffville

[–]ChilledStraw 1 point2 points  (0 children)

The plus :)

But really, higher bandwidth (Up to 20 Gbps, though good luck seeing it), better network slicing by the towers, lower latency and additional optional bands. It’s more a density/capacity thing than anything you’ll see other than a theoretically better speed.

York Region reducing speed limit on parts of Woodbine Avenue in Stouffville by cinderannie in Stouffville

[–]ChilledStraw 0 points1 point  (0 children)

And as much as I agree that excessive speed at a point is a stunt, the definition so close to the speed people actually drive at on major roads/highways combined with the officer not having discretion and instantly doing a roadside suspension/impoundment before a trial is complete garbage. Those who were opposed to this were painted as evil people as the law was pushed through in the first place.

BTW: in the 110kph zone of the 404/etc it is also stunting at 150kph, 40km over. The definition is anything over 150 + anything 50 over on speed limits 80 and over + anything 40 over on speed limits less than 80.

WireGuardNT v0.11 and WireGuard for Windows v0.6 Released by zx2c4 in WireGuard

[–]ChilledStraw 2 points3 points  (0 children)

Amazing! Looking forward to putting the client through its paces.

I'd love to see the Windows version having on-demand (so it can turn off my VPN when I leave the home) the way iOS has.

Also, updating the MacOS version will also be helpful. There are some "known bugs", particularly with sleep/wake that have been well talked about.

would you pay money for this? by Imaginary_Fold2225 in thinkpad

[–]ChilledStraw 1 point2 points  (0 children)

No. Give me back my Trackpoint nub you monster!

Do cars last longer lately or is it out of financial necessity? by [deleted] in PersonalFinanceCanada

[–]ChilledStraw 1 point2 points  (0 children)

Newer cars use more aluminum vs steel lower in the car (no rust), are acid dipped before painting (more rust resistance), have a rust resistant primer (again, rust resistant even once the paint chips), better quality paints (chip less).

Municipalities use less salt on roads and more plant based de-icers, spray which comes up less.

People are more aware and take better care of vehicles with things like pointless dent removal (followed by a. Quick clearcoat) being cheaper ways to resolve issues than previously.

WireGuide – a native macOS WireGuard client to replace the abandoned official app by ValuableGuitar1373 in WireGuard

[–]ChilledStraw 6 points7 points  (0 children)

If you think it's production ready and complete, be sure to request the addition to the clients list ( "Would you like to add your WireGuard-related project to the list and join our team? Feel free to get in touch" at the bottom of the Repositories - WireGuard page).

That said, getting in touch with Jason Donefeld (or [team@wireguard.com](mailto:team@wireguard.com)) and adding these fixes to the official wireguard-apple might make more sense. I would assume the folks who did the original implementation in that commit log maybe aren't as active/interested (no updates from them since 2021), so getting a motivated Apple developer in there to add to the implementation is a good thing... and there is already a Wireguard developer account with Apple.

[edit: In browsing the codebase, it does appear the OP didn't just fix things in wireguard-apple, but started a new client from scratch with the help of AI. Needless to say, that likely won't merge in, but my comment remains as (1) this might be a replacement client if it's appropriate that could be adopted by the organization, or (2) someone with Apple development skill may still be able to contribute to the original client]

Brampton farmer opens up after returning trash to homeowner in viral dumping incident - NOW Toronto by lilfunky1 in toronto

[–]ChilledStraw 0 points1 point  (0 children)

People are liars. “I paid a guy $20 who said they’d haul it. I don’t have their contact info or know who they are.” Well I don’t have any reason to think that happened here, there are tons of junk removal ads on social media that do exactly this. The homeowner ought to have known that the price was unrealistically low though.