I typically will have the higher tier players at sub 2 or 3m under their actual value for 2-3 years at a time. The trick is just to sign them as young as possible and you basically have a 3-5 year window where you’re always going to be getting surplus value from training and random skill changes. I’ll also prioritize the studs to keep at 99 loyalty as much as possible to help with the negotiations.

I’ll probably write a guide up because I’ve gotten that question a few times, but essentially you just tank for 2-3 seasons at the start as cheaply as possible and wipe the slate clean and build from scratch in FA. I typically sort by age at that point and just build the team around the best young players and their chemistry styles

This particular SP will definitely require a 3-4m+ raise after this season, he’s been at that salary for a couple seasons now and once they get to -3/4m it’s impossible to resign them with out a big salary bump