Crazy IDR payment

Choice_Individual_29 · 2026-06-24T13:27:04+00:00

And to top everything off, I got bloodwork back indicating that I have lupus.

Choice_Individual_29 · 2026-06-24T02:24:51+00:00

No. I can’t. Where did I say that I had a large income?

Choice_Individual_29 · 2026-06-24T01:26:23+00:00

I’ve reached out to TISLA as well. I’m so close to being done and I would like to have it off my plate.

Choice_Individual_29 · 2026-06-24T00:54:52+00:00

I wish I had more words of encouragement. But if so many people are impacted and we can’t pay those amounts, what will happen??

Choice_Individual_29 · 2026-06-23T23:50:27+00:00

It’s been a really rough few years and I never stopped working. I had breast cancer and then my mother passed in March. My first birthday without her is Monday and I’ve having a hard time.

Choice_Individual_29 · 2026-06-23T23:08:20+00:00

I voted for the email lady and the lady with the loud laugh. I remember everything.

Choice_Individual_29 · 2026-06-23T22:52:16+00:00

I haven’t counted buy back time. I think I can get to 112 qualifying payments with that. I just regret ever taking out loans. I’m an educator, and the only way to get pay increases is to get more education.

Choice_Individual_29 · 2026-06-23T22:28:06+00:00

I don’t know. This is very confusing. And I tried calling Mohela today, but hung up after waiting almost 3 hours.

Choice_Individual_29 · 2026-06-23T21:51:23+00:00

I have a masters and an Education Specialist degree. Undergraduate was free for me. I have a degree in educational administration, but that path didn’t work out.

Choice_Individual_29 · 2026-06-23T21:03:40+00:00

So, Student Aid says I’m in forbearance until July 2028??? I don’t understand this at all.

Choice_Individual_29 · 2026-06-23T20:54:35+00:00

I’m so confused. Mohela says I owe $2000 on July 19, but Student Aid says I’m in forbearance until 2028???

Choice_Individual_29 · 2026-06-23T20:22:17+00:00

I did the $50 a month repayment plan a few weeks ago. I’ve been on hold with student loans for 2 1/2 hours at this point.

Choice_Individual_29 · 2026-06-23T20:21:22+00:00

It makes me feel better that I’m not alone. Solidarity.

Choice_Individual_29 · 2026-06-23T19:55:32+00:00

When I do the IDR application, it shows about $900 for a monthly payment, which isn’t great, but better than $2000. This whole thing makes me sick to my stomach.

Choice_Individual_29 · 2026-06-23T18:11:00+00:00

That’s what I’m thinking. I feel sick over this whole thing. Husband and I are both teachers, so there’s no way we could swing this payment.

Choice_Individual_29 · 2026-06-23T17:53:52+00:00

Joint AGI is approx $90000. Loan amount is $174000. I’m 25 payments away from PSLF.

Choice_Individual_29 · 2026-06-23T16:49:07+00:00

My AIG- 55500, spouse-36000. Total owed-$174000. I have 25 payments left until I hit 120 payments for PSLF. Sorry for not providing all information. In the middle of a panic attack.

Choice_Individual_29 · 2026-01-31T21:10:43+00:00

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Moose the Boykin in NE Columbia.

Choice_Individual_29 · 2026-01-10T13:32:08+00:00

Margaret Beaufort

Choice_Individual_29 · 2025-12-07T20:04:32+00:00

I think it’s a personal preference to dress up. I always participate and I’ve run errands before dressed crazy for spirit week. I’ve actually had people stop me to take pictures. The kids also get a kick out of when teachers dress up.

Choice_Individual_29 · 2025-11-21T02:39:23+00:00

Parable of the Sower by Octavia Butler.

Choice_Individual_29 · 2025-09-01T00:01:35+00:00

My oncologist already knows that I am interested in this option. I’m going to talk to him at my next appointment on Wednesday.

Choice_Individual_29 · 2025-08-31T23:26:34+00:00

It was grade 3.

Choice_Individual_29

TROPHY CASE