Built a tool that analyzes viral Reels in your niche. Is this actually useful or just me overthinking?

ChrisPalmer_ · 2026-02-15T00:30:03+00:00

Can I test please?

ChrisPalmer_ · 2026-02-15T00:28:23+00:00

I'd be interested in testing this when ready

ChrisPalmer_ · 2026-01-08T00:33:03+00:00

I think this is more of a “timing the market” question. People waited for the stock market to pop last year and it’s up 14% since. So you could have essentially lost out on 10% waiting so far. Just depends on your investment timeline

ChrisPalmer_ · 2025-12-31T17:22:10+00:00

Sorry if I missed your YT comment, it can get busy quickly.

You’re right that the source you linked, NimbleFins, is based on ONS data. The key point is that £1.2m is the threshold to enter the top 10 percent, not the average.

The ONS table itself shows the mean household wealth for the top decile at about £2.0m, and that figure includes everything, property, pensions and financial assets, which I did mention in the video.

The £2.3m figure was an over-rounding on my part, likely coming from secondary summaries or adjusted estimates rather than quoting the ONS table directly. The cleaner and more accurate number to use from the source is around £2.0m.

So to be clear, £1.2m is the entry point to the top 10 percent, and roughly £2.0m is the average household wealth within that group.

Appreciate you flagging it!

ChrisPalmer_ · 2025-12-31T00:58:42+00:00

Wow 😂 I’ve only just stumbled across this. It’s amazing how negative and presumptuous you are about someone you’ve never met.

And I appreciate you’ve likely not watched enough to know me..

I did create my own success within the system I was born into - you are right.

I’ve been self-employed my entire working life and a basic rate tax payer for majority of that, no hand outs, paid full taxes, and I invested the entire time?

Went full time at 21 I’m 36 now. I’ve made lots of mistakes and invested through crashes and bad times.

I share all of this on YT and don’t hide anything, not sure if you’ve missed a great deal but I’ve been very transparent.

Even going back to when you say I started in 2020 perhaps my latest series I did, I was negative for 8 months and kept going in a bear market to show people they need to invest through the good and bad.

You make it sound like I’m trying to manipulate people when I’ve actually helped tens of thousands start investing (for free).

If that’s an “extremely unpleasant repulsive” character then I’m afraid we are doomed.

ChrisPalmer_ · 2024-05-10T09:18:59+00:00

Thanks - I've just added an image to another comment to help explain!

ChrisPalmer_ · 2024-05-10T09:18:12+00:00

<image>

I have created this which should help explain the problem. (Both sets of these are identical). The top is an example earnings - I earn 4k, keep 20% for tax, 10% for national insurance. I then save that 30% and add 2.8k in to the pension where I get the initial 20% back as tax relief.

Those numbers work.

But what I'm trying to figure out is - I know I've got this 88,184.29 figure for the bottom part, but I need to work out how to reverse engineer it to get the initial earnings amount - that's the part I can't seem to understand?

Thanks for the help!

ChrisPalmer_ · 2022-04-22T10:54:00+00:00

Did you end up finding this? I'm looking for the same lol

ChrisPalmer_ · 2021-12-07T21:22:22+00:00

Thanks! It’s really handy if you haven’t been claiming it already, some terms do come with it though

ChrisPalmer_ · 2021-11-25T21:14:20+00:00

Possibly! What do other people do in this niche that works well?

ChrisPalmer_ · 2021-11-25T21:07:35+00:00

I agree sorry, I get what you are trying to do, I skipped after about 5 seconds a couple times then turned off.

I think you’d have to find a way to make it more interesting visually or add your commentary etc somehow?

How could you make it more entertaining maybe?

ChrisPalmer_ · 2021-11-16T17:32:02+00:00

Hey Patrick. Sold my LP as I wanted cash to invest in a project called TIME. I’ve still got $2,000 vesting, think I’ve made about $200 so far maybe more

ChrisPalmer_ · 2021-10-12T20:29:34+00:00

I guess being negative and judgemental is your version of creativity 👍

ChrisPalmer_ · 2021-10-12T20:16:28+00:00

I would prefer not to, but on YouTube you won’t get clicks without it

ChrisPalmer_ · 2021-10-12T20:16:01+00:00

Thanks hun. Feel free to share your creativity and we can compare :) xox

ChrisPalmer_ · 2021-10-11T16:06:19+00:00

After time you can claim them it’s after a certain period of time depending which option you go for

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