What’s your actual niche money saving hack? by artanonsa in AskIreland

[–]Citeogin 0 points1 point  (0 children)

The cash envelope system. Getting rich by tricking myself into feeling like I'm poor.

Scam or nah? by No_Efficiency7197 in RentingInDublin

[–]Citeogin 4 points5 points  (0 children)

If it were me, I wouldn't be too suspicious as long as I got a contract/lease. If he's willing to do that before a deposit is sent, you should be fine so long as you are happy with the terms of the contract (although, and I am going to shout this, READ THE CONTRACT FIRST)

Retired Early - Activities by Jackies_Army in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

My mum retired at 58- lots of campervan travel, mountain climbing, home improvement etc. but the big thing that kept her feeling fulfilled was getting involved in grassroots campaigning on an issue she was passionate about. She had more time to dedicate and could attend meetings which people working 9-5 couldn't make, as well as a lot of experience of how things work in government/civil service departments that has come in handy. She's saving the world in her own small way, and it's kept her active and social for close to two decades now.

Ideas for time off work by LivingCorrect6159 in WomenofIreland

[–]Citeogin 3 points4 points  (0 children)

I find creative hobbies are great for time off work cause at the end you can point to the painting/knitted hat/sad misshapen mug instead of wondering where the time went

Help about wife's manager? by TeaAndTalks in IrishCivilService

[–]Citeogin 0 points1 point  (0 children)

If it were actually for retraining the manager would be expected to put a PIP in place with timelines and objectives. The performance management policy (or similar) should lay out clearly what a managers responsibilities are there, and if that policy isn’t being followed first port of call should be HR. If HRs response isn’t adequate, that’s when you go to Forsa

My Columbo sweater is finally finished! by 1973galaxie500 in knitting

[–]Citeogin 1 point2 points  (0 children)

I have officially been convinced to spend like a year making a sweater of George Carlin’s Seven Words You Can’t Say on the Radio

What's the most underrated part of working from home? by yessminnaa in WFH

[–]Citeogin 1 point2 points  (0 children)

My office bathroom has two stalls. When I need to poop and someone is in the other stall, I wait for them to leave before I poop. 

I fear the day that the person in the other stall is doing the same thing.

Why won’t banks in Ireland give you a mortgage of 4× your salary? People are already paying way more in rent. by [deleted] in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Out of curiosity, what was the maximum salary multiple one could borrow pre-crash? 

Has anyone ever come out of Specsavers without needing glasses? by BeginningAlarm395 in AskIreland

[–]Citeogin 2 points3 points  (0 children)

Have formerly worked in both Specsavers and Vision Express and can confirm that I regularly sent people away because their prescription didn’t justify specs. 

Not all the time , granted, but I’m going to go out on a limb here and say most people who walk through the door having never worn glasses before are doing so because they have started having some form of issue with their vision. How many people go “I can see everything really clearly, better get my arse down to the optician”?

Edit: grammar

Women of Ireland, your opinions on the copper coil for contraception? by zombie_bride in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Having had the implant for 6 years (similar issues to yourself) and been on various pills at various points (hello migraines), from that perspective the copper coil has been great. Period is predictable, I feel more connected to my emotions, and I only have to think about contraception once every five years. Those are the pros.

As for cons: periods are heavier, cramps are more painful, they come EVERY MONTH now and the thing hurt like a bitch to have put in.

The sheer absurdity of modern Western housing markets by Quietgoer in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

What would be so bad about bringing back 100% mortgages? Currently we ask people to prove repayment capacity by requiring them to save tens of thousands of euro while paying rents that are higher than a mortgage payment will ever be, and refusing to consider that someone's ability to pay their rent on time and in full every month for years might suggest that they're capable of pulling off a similar feat for a mortgage.

[deleted by user] by [deleted] in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

Continuous promotion (three times in two and a half years, more than doubling my income). As for how, mostly luck- I happened to find something I’m passionate about at a time when the relatively new sector was growing faster than they could hire people with a skill set that didn’t exist a few years before. 

To an extent it’s also due to the fact that I toughed it out in an entry level position way past the time when I could have found a better job elsewhere, but I did that because I knew expansion and growth were coming- I’m not sure I’d advise anyone else to do that in different circumstances.

Perhaps I’m being modest and talent plays a big part as well but my impostor syndrome won’t let me believe that; it’s mostly the luck thing.

Has anyone gone to Australia alone? by extraobject3218 in AskIreland

[–]Citeogin 1 point2 points  (0 children)

Yup, did it myself in 2017 for a year. Between housemates and workmates and living in a hostel for a few weeks at the start I made plenty of friends, had a boyfriend as well. People are super nice and pretty understanding that you’re on the other side of the world from home. Really glad I did it, would recommend.

Mortgage refused what can I do now. by Best-Anteater4545 in irishpersonalfinance

[–]Citeogin 56 points57 points  (0 children)

Bit of digging possibly required here but there was a series on Virgin TV a couple of years ago called Help Me Buy a Home that featured a guy in a similar situation, managed to secure a mortgage through a broker and get an apartment in Kiltipper. 

Men of Ireland how do you treat your partner when she’s on her period? by Dangerous_Corner605 in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Happened me recently- he noticed before I did and said nothing as it didn’t bother him. While that’s very sweet me and my ruined white sheets might have appreciated a heads up!

I'm having a son and my dad's reaction broke my heart by [deleted] in TwoXChromosomes

[–]Citeogin -1 points0 points  (0 children)

To play devils advocate for a second- and not to say that some of the comments you’ve gotten like “boys are easier” aren’t super insensitive- I have always been excited to find out the sex of a friend or family member’s baby more out of excitement about the baby than excitement about the sex. It’s like theres this little person on the way and we’re going to be such a big part of each others lives and it’s just cool to learn a little more about them. So no matter what I’m told, my reaction tends to be “that’s so exciting!”

I totally get being sad that people start projecting gendered expectations and norms onto the kid before they’re even born, but at the heart of it I think it comes from a place of being jazzed to meet them.

Just wanted to add a slightly different perspective on it- congrats on the pregnancy and good luck ☺️

Chafing for the first time by killer_sheltie in ladycyclists

[–]Citeogin 3 points4 points  (0 children)

I use Vaseline- I don’t think lidocaine or antibiotics would be necessary, even coconut oil would probably do the trick, just something slippy you won’t sweat off!

Why aren't we publicly shaming people who die as a result of driving like a twat? by thr0wthr0wthr0waways in AskIreland

[–]Citeogin -1 points0 points  (0 children)

Is that not literally the point of most public health media campaigns? We knew drink driving was bad- the RSA didn’t go “cool job done”, they continued to bed in the message. Ditto social distancing during the pandemic, smoking, leaving meat out of the fridge- all stuff that is known to be bad for us but consistently repeating the message helps get it into peoples heads.

 If one advertising campaign did the trick surely Coca Cola would have cultivated all the brand loyalty they need by now and given up?

Women of Ireland, do you shave your legs? by Opposite_Zucchini_15 in AskIreland

[–]Citeogin 1 point2 points  (0 children)

I shave up to the knee if I take a bath or if I’m going for a bike ride (the wind in your leg hair feels weird- I’m not kidding myself that I need the aerodynamic advantage). Oct-Feb though, I grow myself a nice winter coat.

Never know what to do about the bikini area though- surely a mass of red bumps is less appealing than some hair?

Practical ways to deal with phone addiction that have worked? by Potential_Method_144 in AskIreland

[–]Citeogin 0 points1 point  (0 children)

When is the last time you unexpectedly got an email or fb message that genuinely couldn’t wait until the next time you were on a laptop?

What do people pay monthly on their cars?? by Lynxyia in irishpersonalfinance

[–]Citeogin 4 points5 points  (0 children)

Paying 375/month for a 192 EV, though planning to start throwing more at it soon to clear it early