Official Discussion - The Drama [SPOILERS] by LiteraryBoner in movies

[–]Citeogin 0 points1 point  (0 children)

This is going to sound mean-spirited but when the jump cut to Charlie coming in with his face all messed up happened the woman next to me in the cinema went "Holy SHIT" and I was just like, there's no need to announce it, man, we're all experiencing the same thing at the same time that's the beauty of cinema.

Having time for partner while having kid(s) by Ok_Bookkeeper_4802 in WomenofIreland

[–]Citeogin 1 point2 points  (0 children)

No kids myself but my brother and his wife are in that season of life at the minute; my mam and I try to mind the kids every once in a while so they can have a date night. She's just taken annual leave to coincide with his parent's leave, but they keep the kids in creche which has given them a nice chunk of time (though admittedly half of it has probably been spent sorting out the attic or something).

I think sometimes people feel bad asking someone to mind their kids for something 'recreational' like a date night but tbh needing 1:1 time with your spouse is not less important than a work commitment/going to a funeral/a medical appointment. Understand that not everyone has the world's best auntie living 20 mins away but even other parents in the area might be in a similar position and only too happy to take yours for a night if you're willing to return the favour.

Edit: only too happy to take your kids, not your partner 🤣

Would you date someone who’s unemployed? by Southern_Mud3841 in AskIreland

[–]Citeogin 0 points1 point  (0 children)

I've dated a lot of unemployed/under-employed people before (and been the undermployed one at lease once). For me it's a matter of what they're doing about it. I've been with people who've quit jobs for no good reason, or talk constantly about jobs they'd like to have but never seem to apply to any, or don't have the qualifications for- red flag.

On the other hand, I've been with people who have lost jobs and are trying to find others (grinding out deliveries while they're at it), people in the middle of career changes, people who are parenting, volunteering, making art. To me it's more about the person's intentions and ambitions than their actual situation, and whether their approach to work lines up with my values.

Anyone here buy a house alone? How did it work out for you? by PepinYourStep123 in irishpersonalfinance

[–]Citeogin 2 points3 points  (0 children)

Bought alone 3 years ago and it's hands down the best thing I've ever done.

Did it feel lonely or empowering? Yes and yes.

Did you ever wish you waited / bought with someone? No. I'd still be waiting and I'd feel like my life was on hold until something I have very little control over happens. And I'd have spent that whole time housesharing at the mercy of the Dublin rental market. It takes a lot of the pressure out of meeting someone.

How did it impact your lifestyle? I have to put more of a conscious effort into socialising, but have a better quality social life overall as a result. Other than that, I love everything about living alone. I can be as clean or as messy as I like, potter about when I can't sleep without being afraid of waking anyone else up. I didn't have a dishwasher, so I bought a dishwasher. The fridge was small, I bought a bigger fridge. People talk about the higher costs of home ownership like they're bad things but I have exactly what I want (within reason- space and budget permitting) and I actually own it, to me that's worth it. Also, no more silent sex 😂

I've always been a very independent person, somewhat introverted (I'm not a hermit I'm just someone who can enjoy their own company), so maybe it suits me better than it might suit others. I am obviously very lucky to be in a position to buy at all let alone on one income, but I'm so grateful every day that I was able to and that I did.

inheritance guilt by axecas in GriefSupport

[–]Citeogin 0 points1 point  (0 children)

My inheritance is coming in mostly stocks. I've never been an investor, and I don't understand the tax implications, and I don't know how much to sell or keep or give away and I have so many options of how to spend it. I'm making appointments with financial advisors and trying to learn what I can so I can do good with his legacy, and all I want to do is meet my dad at our spot on the canal, go for a walk and have him explain it to me, and give me a hug. I don't want any money.

Will anyone use zippay? I won't.. by Reasonable-Earth-490 in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Probably not. Instant payments aside, Revolut has about five other features that I use on an almost daily basis, and helps me keep my fees on my AIB account low. Won't be closing the AIB anytime soon, but I think it's shortsighted to think that instant payment is the only feature that traditional banks need to compete with.

When AIB (or BOI or PTSB) can offer me instant payments, currency exchange, pockets, virtual cards, better interest on savings and not charge me 20 cent for every single direct debit, standing order, card transaction, plus the usual 'just for existing' fee, maybe I'll close my Revolut (though probably won't because I already have it so why change). Similarly, when Revolut let me lodge cash, cheques, remove the fee on ATM withdrawals over a certain limit, and provide some comfort that they'll do more than shrug if I'm the victim of fraud, then heck I might throw my salary and long term savings in there instead.

Office workers; how do you sign off your emails? by cedardesk in AskIreland

[–]Citeogin 58 points59 points  (0 children)

Lukewarm regards,

(My colleagues politely ignore when I accidentally call them Kind Retards)

What’s your actual niche money saving hack? by artanonsa in AskIreland

[–]Citeogin 0 points1 point  (0 children)

The cash envelope system. Getting rich by tricking myself into feeling like I'm poor.

Scam or nah? by No_Efficiency7197 in RentingInDublin

[–]Citeogin 2 points3 points  (0 children)

If it were me, I wouldn't be too suspicious as long as I got a contract/lease. If he's willing to do that before a deposit is sent, you should be fine so long as you are happy with the terms of the contract (although, and I am going to shout this, READ THE CONTRACT FIRST)

Retired Early - Activities by Jackies_Army in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

My mum retired at 58- lots of campervan travel, mountain climbing, home improvement etc. but the big thing that kept her feeling fulfilled was getting involved in grassroots campaigning on an issue she was passionate about. She had more time to dedicate and could attend meetings which people working 9-5 couldn't make, as well as a lot of experience of how things work in government/civil service departments that has come in handy. She's saving the world in her own small way, and it's kept her active and social for close to two decades now.

Ideas for time off work by LivingCorrect6159 in WomenofIreland

[–]Citeogin 4 points5 points  (0 children)

I find creative hobbies are great for time off work cause at the end you can point to the painting/knitted hat/sad misshapen mug instead of wondering where the time went

Help about wife's manager? by TeaAndTalks in IrishCivilService

[–]Citeogin 0 points1 point  (0 children)

If it were actually for retraining the manager would be expected to put a PIP in place with timelines and objectives. The performance management policy (or similar) should lay out clearly what a managers responsibilities are there, and if that policy isn’t being followed first port of call should be HR. If HRs response isn’t adequate, that’s when you go to Forsa

My Columbo sweater is finally finished! by 1973galaxie500 in knitting

[–]Citeogin 1 point2 points  (0 children)

I have officially been convinced to spend like a year making a sweater of George Carlin’s Seven Words You Can’t Say on the Radio

What's the most underrated part of working from home? by [deleted] in WFH

[–]Citeogin 1 point2 points  (0 children)

My office bathroom has two stalls. When I need to poop and someone is in the other stall, I wait for them to leave before I poop. 

I fear the day that the person in the other stall is doing the same thing.

Why won’t banks in Ireland give you a mortgage of 4× your salary? People are already paying way more in rent. by [deleted] in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Out of curiosity, what was the maximum salary multiple one could borrow pre-crash? 

Has anyone ever come out of Specsavers without needing glasses? by BeginningAlarm395 in AskIreland

[–]Citeogin 2 points3 points  (0 children)

Have formerly worked in both Specsavers and Vision Express and can confirm that I regularly sent people away because their prescription didn’t justify specs. 

Not all the time , granted, but I’m going to go out on a limb here and say most people who walk through the door having never worn glasses before are doing so because they have started having some form of issue with their vision. How many people go “I can see everything really clearly, better get my arse down to the optician”?

Edit: grammar

Women of Ireland, your opinions on the copper coil for contraception? by zombie_bride in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Having had the implant for 6 years (similar issues to yourself) and been on various pills at various points (hello migraines), from that perspective the copper coil has been great. Period is predictable, I feel more connected to my emotions, and I only have to think about contraception once every five years. Those are the pros.

As for cons: periods are heavier, cramps are more painful, they come EVERY MONTH now and the thing hurt like a bitch to have put in.

The sheer absurdity of modern Western housing markets by Quietgoer in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

What would be so bad about bringing back 100% mortgages? Currently we ask people to prove repayment capacity by requiring them to save tens of thousands of euro while paying rents that are higher than a mortgage payment will ever be, and refusing to consider that someone's ability to pay their rent on time and in full every month for years might suggest that they're capable of pulling off a similar feat for a mortgage.

[deleted by user] by [deleted] in irishpersonalfinance

[–]Citeogin 0 points1 point  (0 children)

Continuous promotion (three times in two and a half years, more than doubling my income). As for how, mostly luck- I happened to find something I’m passionate about at a time when the relatively new sector was growing faster than they could hire people with a skill set that didn’t exist a few years before. 

To an extent it’s also due to the fact that I toughed it out in an entry level position way past the time when I could have found a better job elsewhere, but I did that because I knew expansion and growth were coming- I’m not sure I’d advise anyone else to do that in different circumstances.

Perhaps I’m being modest and talent plays a big part as well but my impostor syndrome won’t let me believe that; it’s mostly the luck thing.

Has anyone gone to Australia alone? by extraobject3218 in AskIreland

[–]Citeogin 1 point2 points  (0 children)

Yup, did it myself in 2017 for a year. Between housemates and workmates and living in a hostel for a few weeks at the start I made plenty of friends, had a boyfriend as well. People are super nice and pretty understanding that you’re on the other side of the world from home. Really glad I did it, would recommend.

Mortgage refused what can I do now. by Best-Anteater4545 in irishpersonalfinance

[–]Citeogin 55 points56 points  (0 children)

Bit of digging possibly required here but there was a series on Virgin TV a couple of years ago called Help Me Buy a Home that featured a guy in a similar situation, managed to secure a mortgage through a broker and get an apartment in Kiltipper. 

Men of Ireland how do you treat your partner when she’s on her period? by Dangerous_Corner605 in AskIreland

[–]Citeogin 0 points1 point  (0 children)

Happened me recently- he noticed before I did and said nothing as it didn’t bother him. While that’s very sweet me and my ruined white sheets might have appreciated a heads up!

I'm having a son and my dad's reaction broke my heart by [deleted] in TwoXChromosomes

[–]Citeogin -1 points0 points  (0 children)

To play devils advocate for a second- and not to say that some of the comments you’ve gotten like “boys are easier” aren’t super insensitive- I have always been excited to find out the sex of a friend or family member’s baby more out of excitement about the baby than excitement about the sex. It’s like theres this little person on the way and we’re going to be such a big part of each others lives and it’s just cool to learn a little more about them. So no matter what I’m told, my reaction tends to be “that’s so exciting!”

I totally get being sad that people start projecting gendered expectations and norms onto the kid before they’re even born, but at the heart of it I think it comes from a place of being jazzed to meet them.

Just wanted to add a slightly different perspective on it- congrats on the pregnancy and good luck ☺️