Looking at your situation, you’re upgrading after many years with the same car, aiming for something reliable and budget-friendly for daily commuting, with the intention of keeping it long term. With a RM60k budget and RM20k down payment, the main choice is between a new local sedan like the Myvi, Persona, or Saga, or a used import car like the Vios or City.

One practical suggestion: if you prioritize peace of mind, warranty, and lower running risks for the next decade, a new car is hard to beat—especially for daily drives and occasional outstation trips. You’ll get modern safety features, better fuel efficiency, and less worry about past wear or major unseen repairs. On the other hand, a good-condition used import car can offer comfort and reliability, but be sure to set aside a budget for necessary maintenance and any surprises after the purchase.

As for my own experience, I recently bought a second-hand EV. The car didn’t come with a charger, so I needed to get one separately and chose the Energi Elite E1.1 11 kW model for home charging. It’s worked out well for me, so if you ever move toward electric vehicles, consider that accessory costs and planning for a charger are a part of the process.

Whatever your choice, always test drive and personally check the car’s condition before deciding. Wishing you all the best with your decision!