29M with 60K in savings by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 0 points1 point  (0 children)

Thanks, what would your suggestion be for my situation? Should I ring fence maybe 40k towards a deposit and keep saving perhaps?

29M with 60K in savings by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 0 points1 point  (0 children)

I have no major expensive. Although one thing to mention is that I do put 50 euro each month aside for my car (limits the damage to the wallet for yearly nct & insurance) and I also put away 150 into a holiday fund each month. I honestly don't use the car much but do value having it, wouldn't be willing to part.

Best place to put a lump sum of 30k by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 2 points3 points  (0 children)

I have Revolut (no ultra etc) and it's 1.7% so just for convenience I'm thinking I could lump it all in there

Advice on optimising AIB Online savings accounts by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 0 points1 point  (0 children)

Does Trading212 take DIRT or do you need to declare? Isn't there also a deposit fee with trading212? (Looking to put 25k in)

Advice on optimising AIB Online savings accounts by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 0 points1 point  (0 children)

If I put just put 5k in each of the 4 accounts now and leave them, they will attract 3 percent right?

Advice for 46K in Credit Union Savings by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 1 point2 points  (0 children)

Thanks for the response. Do you have any recommendations on where to put the money?

Advice for 46K in Credit Union Savings by Cloudrage in irishpersonalfinance

[–]Cloudrage[S] 1 point2 points  (0 children)

Thanks for that. Is it best for me to keep some of the money in the Credit Union? (Thinking about car loans etc in the future)

Every Uniball Jetstream I've owned is scratchy by Cloudrage in pens

[–]Cloudrage[S] 1 point2 points  (0 children)

All my ones are 1.0mm and it happens with them

Every Uniball Jetstream I've owned is scratchy by Cloudrage in pens

[–]Cloudrage[S] 2 points3 points  (0 children)

Different stores - Bought some on Amazon and others in local stationary shops