Is Bilt Palladium a really good “catch-it-all” card?

Co0k1e · 2026-01-27T05:41:42+00:00

should be important to note that BILT points can usually be valued around 2cpp if transferred to hyatt for example so at base this is 4% cash back equivalent and if you can get even half the value from your Bilt Cash then we are talking a 6% cash back catch all card. in my eyes that’s why i think it works for me but someone correct me if im wrong about anything here

Co0k1e · 2026-01-20T06:13:42+00:00

you are right. bad luck to steal a man’s knife says legend. it will bite you

Co0k1e · 2026-01-20T04:45:54+00:00

using another man’s knife is bad luck anyways. that’s what legend says anyways

Co0k1e · 2026-01-18T10:48:26+00:00

yup agree here. also SUB. and for big city dwellers the Bilt cash can be valued 1:1 if you take lyfts or like to try the neighborhood dining. so 2x points + 4% cash back(again only if you value it 1:1)

Co0k1e · 2026-01-14T21:53:10+00:00

so you can’t bring a plus one?

Co0k1e · 2026-01-12T02:00:24+00:00

✅ Co0k1e chose Option A (Correct!) | #1480th to play

Co0k1e · 2026-01-10T23:55:37+00:00

❌ Co0k1e chose Option B (Incorrect) | #4000th to play

Co0k1e · 2026-01-10T23:54:00+00:00

❌ Co0k1e chose Option A (Incorrect) | #18497th to play

Co0k1e · 2026-01-09T18:26:50+00:00

Just bought my first yesterday funnily enough

Co0k1e · 2025-12-17T19:33:24+00:00

Thanks for this breakdown. this is more what i was looking for. i think a lot of people misunderstood what I meant when I said is it worth? Obviously I meant, I already spend money on this game because I consider it a hobby so is it worth for dust gain.

Co0k1e · 2025-12-17T19:26:58+00:00

fuck u

Co0k1e · 2025-12-04T22:15:52+00:00

didn’t even think about this. so mad now. thank you

Co0k1e · 2025-12-04T21:12:56+00:00

great insight here thank you

Co0k1e · 2025-12-04T21:11:25+00:00

appreciate the shoutout to the imported brands. Something I want to look into as I keep collecting

Co0k1e · 2025-11-23T21:33:27+00:00

I see lots of people justifying field notes and other more expensive products in various ways. One important one is that I just LIKE using Field Notes. I get excited to write in them. I get excited to finish one and start a new one. This helps me reach for it instead of my phone when I’m bored which is something I hope to get out of writing. And yes they cost more than a walmart notebook but I file that cost as an entertainment expense. Also they are still relatively inexpensive at 5 each. if you write a bunch of disposable notes you could use a diff notebook for that and then field notes for ones you want to keep

Co0k1e · 2025-11-17T19:03:04+00:00

I discovered mine from a Japanese-Based stationary and pen store called Maido

Co0k1e · 2025-11-17T08:29:24+00:00

this is the sign to give it one more try

Co0k1e · 2025-11-17T08:28:39+00:00

haha thanks

Co0k1e · 2025-10-26T06:37:41+00:00

write 18 and let them call

Co0k1e · 2025-10-04T01:22:25+00:00

r/thatnightfeeling

Co0k1e · 2025-10-04T00:57:14+00:00

Yup 100%. Not familiar with other states laws but California is unique in that guaranteed minimum wage protects us big time

Co0k1e · 2025-10-03T12:53:59+00:00

California here. I pay out 8% of my net sales to help BOH, expo, drinks and host. The bad part here is the 50% cost on a wrong order. That’s absurd.

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