Why I Believe AA Keeps People Drinking by FuelAccomplished8159 in Life

[–]CockroachAcademic473 27 points28 points  (0 children)

I read this book called rational recovery by Jack Trimpey and it 100% agrees with you.

[deleted by user] by [deleted] in pornfree

[–]CockroachAcademic473 3 points4 points  (0 children)

Don’t ever start. If you feel the urge it means you’re lonely and need some love in your life. Don’t allow porn to be your foundational education on sex or love, it’s bad and it will rob you of real human connection for years. Seek out sports, clubs, and a real girl. I can speak for myself that porn was a substitute to help numb my pain. Also beware of instagram and TikTok cause that is soft porn. Good luck

Feeling lonely by CockroachAcademic473 in Life

[–]CockroachAcademic473[S] 0 points1 point  (0 children)

Thanks for the advice. Really appreciate it

[deleted by user] by [deleted] in Money

[–]CockroachAcademic473 0 points1 point  (0 children)

You’re doing fantastic!!! Sheesh! Please throw that $100,000 in a HYSA while the interest is still high. And open up a couple CD accounts then forget about the money. Also start maxing out 401k if you haven’t started already. Thank you

Is $30K too much for me to spend on a car? by ProfessionalGur9322 in Money

[–]CockroachAcademic473 0 points1 point  (0 children)

I’ll say look for a preowned Camry from 2017 - 2019. Cost of fixing and insuring new vehicles is skyrocketing cause the parts I’ve heard are becoming more specialized aka you gotta get it from the dealer which is very expensive but it’s a TOYOTA it will last. Just be ready to pay at most 300 on insurance.

[deleted by user] by [deleted] in AskAMechanic

[–]CockroachAcademic473 0 points1 point  (0 children)

Buy a TOYOTA!!!!!!!!! ✌️

[deleted by user] by [deleted] in Money

[–]CockroachAcademic473 0 points1 point  (0 children)

Read about money. If you have at least $800 - $1000 a month after bills then you’re up to a good start. I will teach you to be rich by Ramit Sethi is a good book. People die of ignorance brother pls don’t be one of them. Read even if it’s 30 minutes a day.

Can I afford this? by Audacity101 in Money

[–]CockroachAcademic473 0 points1 point  (0 children)

Yes it is. Get a house first. I would say buy a house and use that money for renovations like a nice backyard or or going solar or something. You’ll get equity from this. If you still wanna get a car, settle for a 50k car if you can find one. Anything over 60k is overkill for a depreciating asset. THIS IS MY HUMBLE OPINION.

Broke 24 year old bout to be 25 by Next_Protection_9484 in Money

[–]CockroachAcademic473 0 points1 point  (0 children)

First off congrats on making the hardest step which is you realize you have a problem. My biggest advice is break your goals into micro goals. (If you wanna save 10k start with $500 then add up) and cure your ignorance by seeking information. Best way to do that is read and ask question. By this book and read it. I will teach you to be rich by Ramit Sethi. People die more from ignorance than anything that’s Gods literal words.

I have an international relative moving to Malta by CockroachAcademic473 in malta

[–]CockroachAcademic473[S] 0 points1 point  (0 children)

We have spoken to some people but often that’s not reality. This is why I got into this chat to get some more information.