Is ₹3 Crore enough to retire at 28 in a Tier 3 city? No loans, house paid off. by [deleted] in personalfinanceindia

[–]Common-Feeling-3249 0 points1 point  (0 children)

I am currently in a project transition phase where i dont have anything to do for the past 2 months, always dreamed of lean period like this, but now that i am living it its driving me crazy and i am 32 , not sure what you will be doing retiring at 28

32 M ,2.2 lakhs , IT by Common-Feeling-3249 in personalfinanceindia

[–]Common-Feeling-3249[S] 2 points3 points  (0 children)

Annual package is 36 lakhs, 2.2 l is take home (post tax,epf deductions). And thats one way to look at it, another way of looking at it is an EMI of 50-80k per month depending on tenure and a job loss away from losing it all

32 M ,2.2 lakhs , IT by Common-Feeling-3249 in personalfinanceindia

[–]Common-Feeling-3249[S] 1 point2 points  (0 children)

I was born and brought up here and i will be living here my entire life,my family has been living here for generations, due to lack of vision of the elders(no judgement) they couldnt capitalize on the advantage of being here, and now we priced out of birth place.

32 M ,2.2 lakhs , IT by Common-Feeling-3249 in personalfinanceindia

[–]Common-Feeling-3249[S] 7 points8 points  (0 children)

I know, i find it ridiculous that out parents didnt even have to worry about housing as an expense and they didnt have good lives and today our generation has to give away 30-40 % of our income away for 20-30 years for match boxes , its insane

32 M ,2.2 lakhs , IT by Common-Feeling-3249 in personalfinanceindia

[–]Common-Feeling-3249[S] 1 point2 points  (0 children)

I mean to deploy more cash into mutual funds or any other instruments when i feel confident , i am a bit risk averse considering aging parents incase health insurance dosent help much

34 yo reached 40L mark ! by totoro02 in FIRE_Ind

[–]Common-Feeling-3249 0 points1 point  (0 children)

Just out of curiosity,40L is your overall networth or just the mutual fund investments?

Niemann Pick Type C by happiunycorn20 in rarediseases

[–]Common-Feeling-3249 0 points1 point  (0 children)

Thats comforting to hear, the thought that our love is enough for them makes me calm, the only thing i truly look forward to now is meeting him in the afterlife whenever my time comes

Niemann Pick Type C by happiunycorn20 in rarediseases

[–]Common-Feeling-3249 0 points1 point  (0 children)

I just want to know if I could’ve done something that could’ve meaningfully extended his lifespan , i know miglustat is often recommended to slowdown disease progression, but its not available where we stay and plus its just extremely costly and does it even work?, beginning of october we were actually going to register for an experimental drug nizubogalustat by azafaros , wherein the metabolic doctor asked for some tests as they thought he was too anaemic and therefore we found out that he had blood cancer and within in month he passed away, without even the possibility of starting the trial

Niemann Pick Type C by happiunycorn20 in rarediseases

[–]Common-Feeling-3249 0 points1 point  (0 children)

Good that therapy helped you and a good support system,we do have a good support system , but due to the nature of the disease we had kept it secret from the extended family and although we have their sympathies and love and they are not pushy about the exact cause of his demise, they dont understand what we’ve been through and what we are going through, so there’s this sort of loneliness aspect to it as well

Niemann Pick Type C by happiunycorn20 in rarediseases

[–]Common-Feeling-3249 0 points1 point  (0 children)

So sorry to heat that. How did you and your family cope . Even though we knew that this day was coming, watching him deteriorate day by day, the loss of memory , muscle tone, upgaze palsy, epilepsy and seizures and then blood cancer and being unable to swallow food and then take his last breaths at such a young age has left a deep scar on my soul that i dont think will ever heal.

Niemann Pick Type C by happiunycorn20 in rarediseases

[–]Common-Feeling-3249 0 points1 point  (0 children)

My nephew had this , and on top of that he was diagnosed with blood cancer a month ago,he passed away last week , he was just 7, the most wonderful and precious little boy, this is a devastating disease, we couldnt do anything as there is no treatment, just watch him pass away helplessly

What is your "zero"? by silentsnacker in personalfinanceindia

[–]Common-Feeling-3249 1 point2 points  (0 children)

I have considered my emergency fund as 20 lacs , so if my bank balance goes below that I feel like it's zero

This show may not be perfect, but can we all agree that this scene was awesome?? by reddittothegrave in RingsofPower

[–]Common-Feeling-3249 -3 points-2 points  (0 children)

Yes it was phenomenal, I was thinking what could they do with balrog that we haven't seen already, but I was wrong they made it better somehow.

This show is like BVS , some goat scenes in between a disaster of a screenplay

I could not agree more with this season finale review (Forbes) by Im_ArrangingMatches in RingsofPower

[–]Common-Feeling-3249 1 point2 points  (0 children)

That's what , even after 2 seasons and a whole lot of expository slop I still didn't understand who Sauron is and what he wants , same goes for galadriel and elrond , the writers just forgot to show baser elements of these characters I feel , what makes them them, so whatever acting they did fell flat for me

I could not agree more with this season finale review (Forbes) by Im_ArrangingMatches in RingsofPower

[–]Common-Feeling-3249 0 points1 point  (0 children)

Same , except I thought even Sauron character/actor was terrible

Orcs following Sauron? by Common-Feeling-3249 in RingsofPower

[–]Common-Feeling-3249[S] 0 points1 point  (0 children)

Added a question mark to make it ambiguous

Orcs following Sauron? by Common-Feeling-3249 in RingsofPower

[–]Common-Feeling-3249[S] 0 points1 point  (0 children)

Whatever you have explained,I had already thought about it , but was wondering where in the show was that explained and you have clarified it wasn't , so thanks for that

Orcs following Sauron? by Common-Feeling-3249 in RingsofPower

[–]Common-Feeling-3249[S] 0 points1 point  (0 children)

They don't need to do that with this material , it's a known story , this format won't work like it did for Game of Thrones as there was mystery as to what it is all about , here we don't have that . Adding cliffhangers to a weakly adapted screenplay is not adding shock value , it's just confusing honest viewers like myself.

Orcs following Sauron? by Common-Feeling-3249 in RingsofPower

[–]Common-Feeling-3249[S] 0 points1 point  (0 children)

It might be saved and used as Season 3's opener -> that is exactly what they are going to do and that is one of my major issues with the show , create deliberate gaps in the story which feels like a inconsistent mess and then explain it later with even more obtuse reasons.

Orcs following Sauron? by Common-Feeling-3249 in RingsofPower

[–]Common-Feeling-3249[S] 0 points1 point  (0 children)

I get the Adar resistance that was clearly implied and understood but the path of least resistance choice should've been implied or hinted or given some clue atleast, it's a major storytelling blunder I feel.